Stunning newer waterfront home offering 200' of wide open frontage, shallow entry sandy beach, and a beautifully maintained level grassy lawn with irrigation system. Built in 2016, this thoughtfully designed home has it all. The main level features a spacious open-concept layout combining the living, dining, and kitchen areas, complete with wide plank oak flooring, a large pantry, and modern stainless steel appliances. Two bedrooms and two baths are also located on the main floor, along with a charming porch overlooking the water. Additional amenities include heat pumps, central AC, two Ravelli pellet stoves, and a mudroom entry from the attached two-car garage. The fully finished basement adds two more bedrooms and a full bath, while a versatile bonus room is located above the oversized garage—perfect for guests, a studio, or office space. Outside, enjoy the patio, a beautiful dock, all day sunshine, and breathtaking westerly sunsets. With abundant natural light and serene views, this property is the perfect blend of comfort, function, and lakeside beauty. Don't miss out!
Single-familyProperty Type
2016Year Built
0.65 acresLot Size
$579Est. Price/Sq.Ft.
2 car garageParking
Listed by Elizabeth Marcella• Chalmers Realty
Bought with Judith Oberg• Oberg Insurance & Real Estate Agency, Inc.
Watch the loons from your 3 Bd, 1 Ba cottage w/ +/- 200' of sandy waterfront on Crystal Lake. Flat/level yard great for BBQ's. Beautiful stone fireplace. Shed on prop. may be able to be converted to a bunkhouse (currently used for storage). 30% expan available. Close to town. Harrison is known as the Friendly Village where you can enjoy the local carnival, festivities in December, restaurants right in town. Back lot #4 included with sale that also includes a 17' ROW to Crystal Lake with that back lot.
Year
Property tax
Land + Additions
Assessment*
2025
$8,650 (+6.6%)
$534,100 + $519,500
$1,053,600
2024
$8,113 (+1.8%)
$534,100 + $519,500
$1,053,600
2023
$7,972 (+8.8%)
$300,000 + $315,600
$615,600
2022
$7,326 (+3.4%)
$300,000 + $315,600
$615,600
2021
$7,086 (−1.7%)
$300,000 + $305,600
$605,600
2020
$7,207 (+6.3%)
$300,000 + $305,600
$605,600
2019
$6,783 (+3.7%)
$300,000 + $305,600
$605,600
2018
$6,540 (+1.4%)
$300,000 + $305,600
$605,600
2017
$6,450 (+41.7%)
$300,000 + $305,600
$605,600
2016
$4,553 (+14.5%)
$300,000 + $115,800
$415,800
2015
$3,978 (+1.8%)
$300,000 + $56,800
$356,800
2014
$3,907 (+6.2%)
$300,000 + $56,800
$356,800
2011
$3,680
$316,800 + $56,800
$373,600
Tax history for 21 Swan Rd
Year
Property tax
Land + Additions
Assessment*
2025
$8,650 (+6.6%)
$534,100 + $519,500
$1,053,600
2024
$8,113 (+1.8%)
$534,100 + $519,500
$1,053,600
2023
$7,972 (+8.8%)
$300,000 + $315,600
$615,600
2022
$7,326 (+3.4%)
$300,000 + $315,600
$615,600
2021
$7,086 (−1.7%)
$300,000 + $305,600
$605,600
2020
$7,207 (+6.3%)
$300,000 + $305,600
$605,600
2019
$6,783 (+3.7%)
$300,000 + $305,600
$605,600
2018
$6,540 (+1.4%)
$300,000 + $305,600
$605,600
2017
$6,450 (+41.7%)
$300,000 + $305,600
$605,600
2016
$4,553 (+14.5%)
$300,000 + $115,800
$415,800
2015
$3,978 (+1.8%)
$300,000 + $56,800
$356,800
2014
$3,907 (+6.2%)
$300,000 + $56,800
$356,800
2011
$3,680
$316,800 + $56,800
$373,600
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
0.65 Acres
Year renovated
—
Sq. Ft.
1,421
Year built
2016
Style
Single Family Residential
County
Cumberland County
APN
28119
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 27, 2026.
Property details
Parking
Parking Information
Has Garage
Attached Garage: Yes
# of Garage Spaces: 2
Parking Features: Auto Door Opener, 1 - 4 Spaces, Gravel, Inside Entrance
Vehicle Storage: 2 Car, Attached, Auto Door Opener, Direct Entry to Living
Interior
Bathroom Information
# of Baths (Full): 3
Room 1 Information
Type: Kitchen
Level: First
Room 2 Information
Type: Family Room
Level: Basement
Room 3 Information
Type: Living Room
Level: First
Room 4 Information
Type: Dining Room
Level: First
Room 5 Information
Type: Bedroom 2
Level: First
Room 6 Information
Type: Mud Room
Level: First
Room 7 Information
Type: Bedroom 1
Level: First
Basement Information
Basement Entry: Interior, Walk-Out Access, Daylight, Finished, Full
Washer, Refrigerator, Microwave, Gas Range, Dryer, Dishwasher
Flooring: Wood, Tile
Other Equipment: Internet Access Available, Air Radon Mitigation System
Laundry Information
Laundry Features: 1st Floor Laundry, Main Level
Exterior
Building Information
Construction Materials: Vinyl Siding, Wood Frame
Foundation Details: Concrete Perimeter, Slab
Roof: Shingle
Total Building Area (Sq. Ft.): 2,860
Building Area Source: Seller
Exterior Features
Patio & Porch Features: Deck, Patio
Property Information
Property Sub Type: Single Family Residence
Year Built: 2016
Above-Grade Finished Area (Sq. Ft.): 1,560
Below-Grade Finished Area (Sq. Ft.): 1,300
Lot Information
Lot Size (Sq. Ft.): $28,314
Lot Size (Acres): 0.65
Lot Size Source: Public Records
Lot Features: Well Landscaped, Open, Level, Near Golf Course, Rural, Irrigation System
Road Frontage Type: Private Road
Road Surface Type: Gravel
Zoning: SZ
Waterfront Information
Waterfront: Yes
Water Body Name: Crystal Lake
Water Body Type: Lake
Water View: Yes
Subdivision Information
Subdivision Name: Swan Road
Financial
Tax Information
Annual Tax Amount: $8,113
Tax Year: 2024
Utilities
Utility Information
Has Heating
Heating: Pellet Stove, Heat Pump, Forced Air, Direct Vent Furnace
Has Cooling
Cooling: Heat Pump, Central Air
Electric: Circuit Breakers
Sewer: Septic Tank, Private Sewer, Septic Design Available
Water Source: Well
Water Heater: On Demand
Location
HOA Information
Has Association
Association Fee: $500
Association Fee Frequency: Annually
Pets Allowed: No Restrictions
School Information
High School District: RSU 17/MSAD 17
Location Information
Unparsed Address: 21 Swan Road, Harrison, ME 04040
Directions: From Harrison center, head out of town on 117 toward Norway to Deer Hill Road on left. Follow . 4 miles to Camp Pinecliffe Road on left. .3 miles to Swan Road on left. Follow to #21 on right. NO SHOWINGS UNTIL WEDNESDAY, JUNE 18TH.
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,421
Stories: —
Lot Size: 0.65 acres
Style: Single Family Residential
Year Built: 2016
Year Renovated: —
County: Cumberland County
APN: 28119
Home facts updated by county records on Jul 27, 2026
Around this home
Schools
Harrison Elementary School
Public 3-6 • Assigned • 3.3mi
3/10
Oxford Hills Middle School
Public 7-8 • Assigned • 9.8mi
2/10
Oxford Hills Comprehensive High School
Public 9-12 • Assigned • 8.9mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 92° expected this year, 15 days in 30 years
4/10 Wind Factor
9% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Harrison, ME • 04040
Average low and high temperatures (°F)
26
10
30
11
42
24
54
34
64
45
76
55
80
61
77
57
72
50
60
40
45
30
31
15
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.1 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
8.1 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.58M – $1.91M
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