Welcome home to this beautifully updated ranch on Bay City’s desirable east side! This move-in ready home offers 2 bedrooms, 1 full bath, a bright living room, and an inviting eat-in kitchen featuring a modern farmhouse design with white shaker cabinetry, butcher block countertops, open shelving, vinyl flooring, and newer stainless-steel appliances. The updated bathroom boasts newer fixtures, flooring, and tub surround, while the bedrooms and living room feature matching newer carpet and window blinds. A spacious rear laundry/mud room provides excellent storage and flexibility for a home office, workout area, or hobby space. Additional updates include newer vinyl siding, vinyl windows, newer roof, and central air conditioning for year-round comfort. The large attic offers potential for future expansion and additional living space. Situated on a 40’ x 111’ lot, the fully fenced backyard includes a storage shed and plenty of room for pets, play, or entertaining. Conveniently located directly across from St. James Church and within the All Saints School system area, this home offers excellent walkability to schools, parks, shopping, dining, and all that Bay City has to offer. Complete with a concrete driveway and crawl space foundation, this charming home is ready for its next owner. Don’t miss this opportunity!
Make a winning offer with the help of a local agent
Around this home
Schools
K - 12
Preschool & daycare
Washington Elementary School
Public PreK-5 • Assigned • 0.9mi
6/10
Handy Middle School
Public 6-8 • Assigned • 1.7mi
4/10
Bay City Central High School
Public 9-12 • Assigned • 0.5mi
6/10
Provided by GreatSchools
About Columbus
Avenue
Columbus Avenue, located between Downtown Bay City and the Saginaw River, is a residential and commercial Bay City neighborhood with a walkable main drag and a classic Midwestern streetscape. The character concentrates along Columbus Avenue near Center Avenue, where storefronts, corner bars, and service shops keep the sidewalks active. Early-20th-century houses and small apartment buildings sit behind mature trees, while brick facades and painted signs give the corridor a lived-in look. Wenonah Park and the Riverwalk set a waterside rhythm for daily routines. Delta College Planetarium adds a cultural anchor close by. Side streets stay quieter, with porches and compact lots shaping the block-by-block feel.
Provided by Walk Score and Local Logic
Offer insights
108 S MONROE St · $120,900
$121K and above
75% chance or better to win
Why $121K+ is a strong offer
DAYS ON MARKET
127 days
The average home goes pending in 23 days.
SALE-TO-LIST
96.6%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Cable/internet available
Total of 6 rooms including living room, eat-in kitchen and utility/laundry room
Bedrooms
Main level bedrooms (two): one about 10 x 10, one about 13 x 10
Bedrooms carpeted
Bathrooms
One main-floor full bathroom with vinyl flooring
Kitchen
Eat-in kitchen (about 14 x 14)
Includes microwave, range/oven and refrigerator
Kitchen has vinyl flooring
Laundry & utility
Main-level laundry/utility room (about 14 x 10) with vinyl flooring
First-floor laundry
Flooring
Carpet in living room and bedrooms
Vinyl flooring in kitchen, dining area, bathroom and laundry
Heating & cooling
Forced air heating (natural gas)
Central air conditioning
Gas water heater
Exterior features
Fenced yard
Porch
Sidewalks
Shed (outbuilding)
Large lot with frontage on a road; approximately 49 feet frontage
Walkable to school; property within city limits
Home design
Residential, single-story home built in 1900
Entry faces road (street)
Parking
Paved driveway with space for 2 vehicles
Construction
Vinyl siding and vinyl trim
Crawl space foundation
1-story structure
Utilities
Public water and public sanitary sewer
Electricity and natural gas connected
Cable available; phone available
Internet DSL and Spectrum available
Other
No pet restrictions
Zoned residential
Lot approx. 0.12 acre
Roads are city/county with curbs and paved street
Electricity and solar
View estimated energy costs and solar savings for this home
Move-in ready on Monroe! Check out this adorable ranch on Bay City's east side. Everything has been updated for you in a modern farmhouse aesthetic. Newer kitchen with white shaker cabinets, laminate flooring, butcher block countertops, newer stainless steel appliances and open shelving. Bathroom has been renovated with newer fixtures, flooring and tub surround. 2 bedrooms and living room have matching newer carpet and blinds. Large mud/laundry room currently doubling as a workout space. Great walk ability to all that Bay City has to offer. Directly across the street from All Saints Parish. Large attic that could be converted to living space in the future. Fenced in yard and newer vinyl siding and windows. Don't wait! You can be in before the holidays!
MiRealSource-MiMLS #50073404
Jun 7, 2022
Sold
$114,000
$110/sq ft
May 17, 2022
Pending
—
May 15, 2022
Price Changed
$114,000
$110/sq ft
May 11, 2022
Contingent
—
May 9, 2022
Listed
$114,000
$110/sq ft
May 9, 2022
Listed
$109,900
$106/sq ft
MiRealSource-MiMLS #50048075
Nov 23, 2021
Sold
$27,000
$26/sq ft
Jul 15, 2021
Pending
—
Jul 13, 2021
Listed
$25,000
$24/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,193 (+3.0%)
2024
$3,100 (+70.8%)
2023
$1,815 (+33.5%)
2022
$1,359 (−28.3%)
2021
$1,897 (+17.6%)
2020
$1,613 (−29.1%)
2019
$2,275 (+181.5%)
2018
$808 (−4.3%)
2017
$844 (−6.6%)
2016
$903 (−5.0%)
2014
$951
Public record
Beds
2
Baths
1
Stories
—
Lot width
49 ft.
Lot depth
111 ft.
Lot size
5,227 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
966
Unfinished Sq. Ft.
—
Total Sq. Ft.
966
Year built
1900
Style
Single Family Residential
County
Bay County
APN
160-028-257-006-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
Climate risks
3/10 Flood Factor
Estimated 10-14% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 97° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48708
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
80
60
85
65
80
61
75
54
63
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Bay City. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 108 S MONROE St
$121,249
$349 over list price of $121K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $57K to $136K.