Off market aug 2025 for $140K

$127,787

Est. refi paymentEst. refi $1,131/mo

•

792

sq ft

1315 Fraser St, Bay City, MI 48708

About this home

Essentially New Construction – Without the Wait! This home has been thoughtfully renovated down to the studs with major updates throughout. Nearly every component has been redone, including: All-new plumbing, New electrical panel and rewiring in kitchen, bath, and living areas, New heating system (furnace) and ductwork, New hot water heater, New floor joists, subfloors, and flooring throughout (LVP + Carpet), Updated insulation, New drywall on all ceilings and walls / added bedroom. Completely remodeled interior from top to bottom! The result? A fresh, move-in-ready home with the feel of new construction — but in an established neighborhood and without the new-build price tag. Realtor owned. BATVAI.

Single-familyProperty Type

1904Year Built

4,791 sq ftLot Size

$161Est. Price/Sq.Ft.

3 spacesParking

Listed by Natasha Jarzabkowski • White Realty

•989-799-7779 (broker)

•Saginaw.WhiteRealty@gmail.com (broker)

Bought with Andie Holbrook • RE/MAX New Image

•989-790-0890 (broker)

•davewielandalw@gmail.com (broker)

Redfin checked: 3 minutes ago

•Source:MiRealSource-MiMLS #50182387

Redfin Estimate

$127,787

$12K since sold in August 2025$3,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.6% lower than the average sale price ($130K) of 6 comparable homes.

SOLD APR 8, 2026
$66,500
A
2 beds1 bath1,044 sq ft
406 Stanton St, Bay City, MI 48708-7870
SOLD JUN 12, 2026
$130,000
B
3 beds1 bath1,216 sq ft
1200 Fitzhugh St, Bay City, MI 48708
SOLD MAY 11, 2026
$114,900
C
2 beds1 bath853 sq ft
801 Wilson St, Bay City, MI 48708-7767
SOLD JUN 4, 2026
1307 33rd St, Bay City, MI 48708
$118,450
D
2 beds1 bath1,084 sq ft
1307 33rd St, Bay City, MI 48708
SOLD AUG 26, 2026
$117,000
E
2 beds1 bath1,807 sq ft
1401 Wilson St, Bay City, MI 48708
SOLD APR 17, 2026
$232,000
F
2 beds1 bath920 sq ft
720 S Sherman St, Bay City, MI 48708

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$902/mo

Redfin rental estimate

List your home for rent

Market trends in 48708, MI

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.0%

2.2% MoM

Median sale price

$156K

$3K MoM

Avg. days on market

35d

13 days MoM

Recently sold homes

7 MoM

New listings for sale

$114,900
2 beds1 bath1,600 sq ft
411 Wilson St, Bay City, MI 48708
(989) 892-8888
$120,000
3 beds2 baths2,297 sq ft
701 Mckinley St, Bay City, MI 48708
$99,000
4 beds1 bath3,395 sq ft
1007 Garfield Ave, Bay City, MI 48708-7175
(989) 426-1801
$149,900
3 beds2 baths2,865 sq ft
1320 BROADWAY St, Bay City, MI 48708
(989) 686-4500
$45,000
1 bed1 bath1,056 sq ft
1242.5 Michigan Ave, Bay City, MI 48708
(989) 892-4800
$149,900
4 beds2.5 baths2,537 sq ft
1401 Michigan Ave, Bay City, MI 48708
(989) 686-3400
$364,900
3 beds2.5 baths2,631 sq ft
225 Green Ave, Bay City, MI 48708
(989) 892-4800
$105,000
4 beds2 baths2,628 sq ft
1218 Webster St, Bay City, MI 48708
(989) 832-0090
$199,900
4 beds2 baths3,897 sq ft
914 N Grant St, Bay City, MI 48708
(989) 686-4500
$159,900
2 beds2 baths2,074 sq ft
1208 26th St, Bay City, MI 48708-0000
(989) 686-3300
See all

Provided by Redfin

Sale history for 1315 Fraser St

Date

Event

Price

REALCOMP #61050182387

Aug 19, 2025

Sold

$140,000

$177/sq ft

Jul 24, 2025

Pending

—

Jul 22, 2025

Price Changed

$139,900

$177/sq ft

Jul 21, 2025

Listed

$143,000

$181/sq ft

Essentially New Construction "“ Without the Wait! This home has been thoughtfully renovated down to the studs with major updates throughout. Nearly every component has been redone, including: All-new plumbing, New electrical panel and rewiring in kitchen, bath, and living areas, New heating system (furnace) and ductwork, New hot water heater, New floor joists, subfloors, and flooring throughout (LVP + Carpet), Updated insulation, New drywall on all ceilings and walls / added bedroom. Completely remodeled interior from top to bottom! The result? A fresh, move-in-ready home with the feel of new construction - but in an established neighborhood and without the new-build price tag. Realtor owned. BATVAI.

MiRealSource-MiMLS #50182387

Aug 19, 2025

Sold

$140,000

$177/sq ft

Jul 24, 2025

Pending

—

Jul 22, 2025

Price Changed

$139,900

$177/sq ft

Jul 21, 2025

Listed

$143,000

$181/sq ft

Jul 21, 2025

Listed

$139,900

$177/sq ft

Tax history for 1315 Fraser St

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

50 ft.

Lot depth

100 ft.

Lot size

4,792 Sq. Ft.

Year renovated

1976

Sq. Ft.

792

Year built

1904

Style

Single Family Residential

County

Bay County

APN

160-033-135-004-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

Property details

Parking

Parking/Garage Information
Parking: 3 Or More Spaces

Interior

Interior Features
Rooms: Family Room, First Floor Bedroom, First Floor Laundry, First Floor Mstr Bedroom, Living Room, Master Bedroom, First Flr Full Bathroom, Eat-In Kitchen
Interior Features: 9 Ft + Ceilings
Appliances: Dishwasher, Microwave, Range/Oven

Bedroom Information
First Floor Bedroom
Bedroom 1 Level: Main
Bedroom 1 Dimensions: 9 x 10
Bedroom 1 Floor Covering: Carpet
Bedroom 1 Floor Covering: Carpet
Bedroom 2 Level: Main
Bedroom 2 Dimensions: 9 x 10
Bedroom 2 Floor Covering: Carpet

Bathroom Information
Main Floor Full Bathroom
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 1

Bathroom 1 Information
Bathroom 1 Floor Covering: Vinyl
Bathroom 1 Level: Main
Bathroom 1 Length: 12
Bathroom 1 Width: 5

Dining/Kitchen Information
Dining Room Floor Covering: Vinyl
Kitchen Level: Main
Kitchen Dimension: 11 x 12
Dining Room Level: Main
Dining Room Dimension: 6 x 11

Library/Den/Living Room Information
Living Room Floor Covering: Vinyl
Living Room Level: Main
Living Room Dimensions: 17 x 11

Laundry/Basement Information
Laundry Room Floor Covering: Vinyl
Laundry Room Level: Main
Laundry Room Dimensions: 6 x 9

Exterior

Exterior Features
Exterior Construction: Aluminum, Vinyl Trim
Exterior Features: Deck, Fenced Yard, Porch, Sidewalks
Foundation Type: Crawl

Property Features
Frontage Type: Road
Accessibility Features: Main Floor Laundry

Property Information
Property Type: Residential
Structure Style: 1 Story
Year Built: 1904
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0

Lot Information
SITE/LOT FEATURES: Sidewalks, City Limits
Lot Size: 50,100
Zoning: Residential

Land Information
Land Contract: No
Acreage: 0.11
Roads: City/County, Curbed
Frontage: 50
Flood Insurance: Not Required
Floodplain: None

Financial

Tax/Assessments Information
Taxable Value Year: 2025
Taxable Value: $27,321
Total Tax Year: 2024
Total Tax Amount: $1,716.44
Summer Tax Year: 2024
Summer Tax Amount: $1,497.19
Winter Tax Year: 2024
Winter Tax Amount: $219.25

Utilities

Utility Information
ELECTRIC: 200+ Amp Service
Heat/Fuel Type: Natural Gas
Water Heater: Gas
Water: Public Water
Cooling System: Ceiling Fan(S)
Heating System: Forced Air
Sewer Septic: Public Sanitary

Location

Unit 5 Information
Living Room Dimensions: L=792

School Information
School District: Bay City School District
School District: Bay City School District

Address Information
Street Designation: Street

Location Details
Municipality Type: City
Municipality: Bay City
Mail City: Bay City
Subdivision: Lafayette
Municipality: Bay City
Area (Municipality): Bay City (09016)

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 792
Stories: —
Lot Size: 4,792 square feet
Style: Single Family Residential
Year Built: 1904
Year Renovated: 1976
County: Bay County
APN: 160-033-135-004-00

Home facts updated by county records on Oct 12, 2026

Other

Listing Information
Originating MLS: Saginaw Board
Originating MLS: Saginaw
No

Around this home

Schools

K - 12
Preschool & daycare

Macgregor Elementary School

Public PreK-5 • Assigned • 0.5mi

5/10

Handy Middle School

Public 6-8 • Assigned • 2.2mi

4/10

Bay City Central High School

Public 9-12 • Assigned • 1.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 97° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Bay City, MI • 48708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 2.3 hours in December, placing it below the U.S. average for solar exposure.

9.6 hrs

2.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$122,000 – $147,000

Sell confidently with a local market expert in Bay City. 3 minutes to get started.

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Open floor plan • Updated kitchen • Full basement

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1242.5 Michigan Ave, Bay City, MI 48708

1,306 sq ft lot • Built 1920 • Listed 7 days

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4 beds2.5 baths2,537 sq ft

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(989) 686-3400

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4,791 sq ft lot • Garage • Built 1900

(989) 686-4500

Home values near 1315 Fraser St

Data from public records.

Address	Redfin Estimate
1301 Fraser Street, Bay City, MI 4 Beds \| 1.5 Baths \| 1518 Sq. Ft.	$116,375
1400 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1414 Sq. Ft.	$102,924
1405 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1300 Sq. Ft.	$88,070
1409 Fraser Street, Bay City, MI 4 Beds \| 2 Baths \| 1332 Sq. Ft.	$112,537
1319 Fraser Street, Bay City, MI 2 Beds \| 1 Baths \| 1038 Sq. Ft.	$81,004
1320 Fraser Street, Bay City, MI 4 Beds \| 3 Baths \| 2086 Sq. Ft.	$118,428
1321 Garfield Avenue, Bay City, MI 3 Beds \| 2.5 Baths \| 1158 Sq. Ft.	$161,518

Address	Redfin Estimate
1309 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 972 Sq. Ft.	$74,859
1404 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1326 Sq. Ft.	$108,556
1312 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1428 Sq. Ft.	$131,481
1401 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1755 Sq. Ft.	$163,972
1213 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1353 Sq. Ft.	$118,717
1400 Fitzhugh Street, Bay City, MI 3 Beds \| 1.5 Baths \| 1436 Sq. Ft.	$159,069
1300 Fitzhugh Street, Bay City, MI 3 Beds \| 1 Baths \| 1623 Sq. Ft.	$83,859

Address	Redfin Estimate
1307 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 930 Sq. Ft.	$90,665
1323 Fraser Street, Bay City, MI - Beds \| - Baths \| 1234 Sq. Ft.	$102,986
1316 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1762 Sq. Ft.	$111,117
1300 Fraser Street, Bay City, MI - Beds \| 2 Baths \| 1899 Sq. Ft.	$180,269
1215 Fraser Street, Bay City, MI 3 Beds \| 1 Baths \| 1472 Sq. Ft.	$115,561
1309 Garfield Avenue, Bay City, MI 2 Beds \| 1 Baths \| 900 Sq. Ft.	$103,814
1312 Fitzhugh Street, Bay City, MI 3 Beds \| 1.5 Baths \| 1330 Sq. Ft.	$137,727

Property information provided by MiRealSource-MiMLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 48708, MI

Sale history for 1315 Fraser St

Tax history for 1315 Fraser St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 48708

Home values near 1315 Fraser St

More real estate resources