For sale

$164,900

Est. $1,091/mo —

•

3,332

sq ft

2023 4th St, Bay City, MI 48708

About this home

Welcome home to this beautifully updated four-bedroom, two-and-a-half-bath residence that seamlessly blends modern design with everyday practicality. As you step inside, you are greeted by sleek, newer laminate flooring flowing effortlessly across the main living areas. The heart of the home is a stylish, renovated kitchen complete with elegant ceramic tile that extends directly into a spacious butler's pantry—offering exceptional storage and seamless serving space for effortless entertaining. Dedicated first-floor laundry adds a layer of daily convenience that today's buyers love. Rest and relaxation await in the four comfortable bedrooms, complemented by tastefully updated bathrooms featuring fresh, modern finishes. Step outside through the main level to discover your private outdoor sanctuary: a fully fenced side yard with a paver patio in the back is perfect for summer barbecues, morning coffee, or peaceful evening relaxation. Situated in an ideal neighborhood just minutes from the vibrant dining, shopping, and waterfront parks of bustling Bay City, this turn-key home delivers the ultimate combination of style, comfort, and prime location.

Single-familyProperty Type

1880Year Built

6,534 sq ftLot Size

$49Price/Sq.Ft.

Listed by Dominic Castillo • Ayre/Rhinehart Bay REALTORS

•989-892-4800 (broker)

Listed by James Diedrich • Ayre/Rhinehart Bay REALTORS

•989-892-4800 (broker)

Listing updated: Oct 15, 2026 at 10:52pm

Redfin checked: a minute ago

•Source:MiRealSource-MiMLS #50218258

Payment calculator

$1,091 per month

Principal and interest$900

Property taxes

$123

HOA dues

Home insurance

$69

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 4PM TO 6PM3D WALKTHROUGH
$224,900
3 beds1.5 baths1,716 sq ft
3852 Wheeler Rd, Bay City, MI 48706
0.3 acre lot • 2 garage spots • Built 1973
(989) 892-8888
OPEN TODAY, 4:30PM TO 6PM
$249,900
3 beds2.5 baths1,758 sq ft
1499 lesperance Ct, Essexville, MI 48732
0.25 acre lot • 2 garage spots • Built 1977
(989) 892-8888
OPEN FRI, 4:30PM TO 6PM
$109,000
3 beds1.5 baths2,670 sq ft
503 E Clara St, Bay City, MI 48706
4,791 sq ft lot • Built 1900 • Listed 62 days
(989) 892-8888
OPEN SAT, 10AM TO 11AM
$159,900
2 beds1.5 baths1,032 sq ft
1392 E Markel Rd, Munger, MI 48747
0.73 acre lot • 2 garage spots • Built 1994
OPEN SAT, 11:30AM TO 12:30PM
$203,000
3 beds1.5 baths1,663 sq ft
107 N Alp St, Bay City, MI 48706
8,276 sq ft lot • 2 garage spots • Built 1938
OPEN SAT, 4PM TO 6PM
$300,000
3 beds2 baths3,560 sq ft
2174 Jaime Dr, Bay City, MI 48706
0.29 acre lot • 2 garage spots • Built 2005
(989) 892-4800
OPEN SUN, 11AM TO 1PM
$299,000
2 beds2.5 baths2,040 sq ft
5629 Cortland Cir, Bay City, MI 48706
$345 HOA • 2 garage spots • Built 2002
(989) 686-3400
OPEN SUN, 11AM TO 1PM3D WALKTHROUGH
$524,900
3 beds2.5 baths3,738 sq ft
2200 Groveland Rd, Bay City, MI 48706
0.44 acre lot • 2 garage spots • Built 1948
(989) 686-4500
OPEN SUN, 1PM TO 2PM
$99,900
4 beds1 bath1,902 sq ft
609 N Henry St, Bay City, MI 48706
4,791 sq ft lot • 2 parking spots • Listed 105 days
(989) 892-8888
OPEN SUN, 2PM TO 4PM
$239,000
4 beds2 baths2,512 sq ft
2500 Starlite Dr, Saginaw, MI 48603
0.3 acre lot • 2 garage spots • Built 2014

Around this home

Schools

K - 12
Preschool & daycare

Washington Elementary School

Public PreK-5 • Assigned • 0.3mi

6/10

Handy Middle School

Public 6-8 • Assigned • 2.2mi

4/10

Bay City Central High School

Public 9-12 • Assigned • 0.8mi

6/10

Provided by GreatSchools

About Center

Avenue

Center Avenue, located between Downtown Bay City and the Saginaw River, is a historic and walkable Bay City neighborhood with a classic main-street corridor and a strong riverfront backdrop. The neighborhood’s character concentrates around Center Ave and Washington Ave, where storefront windows, corner taverns, and small galleries set a steady day-to-night rhythm. Architectural cues lean toward early-20th-century commercial blocks and closely spaced houses on a tight street grid. The State Theatre anchors local culture with a marquee presence and a calendar of live events. Independent staples like Populace Coffee and Old City Hall keep the avenue’s daily cadence grounded in local craft and conversation. Pocket parks and river views add breathing room between errands and evenings out.

Provided by Walk Score and Local Logic

Offer insights

2023 4th St · $164,900

Strong offer

$165K and above

75% chance or better to win

Why $165K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 25 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Has basement

Bedrooms
Bedroom 1 (first floor) — 14 x 12, wood flooring
Bedroom 4 (first floor) — 11 x 12
Bedroom 2 (second floor) — 14 x 13
Bedroom 3 (second floor) — approx. 15 wide

Bathrooms
2 full bathrooms
1 lavatory (total 3 baths/lavs)
Main bathroom on first floor
Second bathroom on second floor
Lavatory located on lower level

Kitchen
Kitchen on first floor — approximately 12 x 9, wood flooring

Laundry & utility
Basement space for utilities/laundry

Flooring
Wood flooring in bedrooms, kitchen, and living room

Heating & cooling
Forced air heating (natural gas)

Sale and tax history for 2023 4th St

Sale History
Tax History

Date

Event

Price

MiRealSource-MiMLS #50218258

Oct 15, 2026

Price Changed

$164,900

$49/sq ft

Sep 29, 2026

Relisted

—

Sep 20, 2026

Pending

—

Sep 3, 2026

Price Changed

$172,900

$52/sq ft

Aug 12, 2026

Listed

$179,900

$54/sq ft

MiRealSource-MiMLS #50059191

Dec 17, 2021

Sold

$47,000

$14/sq ft

Nov 5, 2021

Pending

—

Oct 27, 2021

Listed

$43,000

$13/sq ft

Traditional style home with plenty of room and storage. Tons of character with wood floors and trim. Features a first floor bedroom and a den. Fenced yard. Large unfinished attic area that could be converted into your own vision. Convenient location close to restaurants and shopping. HUD property is sold in "as-is" condition. HUD Case #262-230557. HUD insurable code IE - subject to appraisal. EHO. Seller may contribute up to 3% for buyer's closing cost upon buyer's request.

MiRealSource-MiMLS #31283109

Nov 23, 2016

Sold

$53,900

$16/sq ft

Mar 15, 2016

Listed

$54,900

$16/sq ft

REALCOMP #61031283109

Nov 23, 2016

Sold

$53,900

$16/sq ft

Mar 15, 2016

Listed

$54,900

$16/sq ft

MiRealSource-MiMLS #30811195

Nov 23, 2016

Sold

$53,900

$16/sq ft

Mar 14, 2016

Listed

$54,900

$16/sq ft

Public Records

Jul 2, 2010

Sold

$45,000

$14/sq ft

MiRealSource-MiMLS #30809857

May 26, 2009

Sold

$25,100

$8/sq ft

Dec 26, 2008

Listed

$25,000

$8/sq ft

Public record

Beds

Baths

Stories

—

Lot width

71 ft.

Lot depth

95 ft.

Lot size

6,098 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,606

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,606

Year built

1880

Style

Single Family Residential

County

Bay County

APN

160-022-334-014-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 97° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Bay City, MI • 48708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Bay City. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2023 4th St

$160,820

$4,080 under list price of $165K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $139K to $270K.

SOLD SEP 9, 2026
$139,000 Last sold price
3 beds1.5 baths2,443 sq ft
912 N McLellan St, Bay City, MI 48708
$8/sq ft
smaller lot
28 years newer
SOLD OCT 9, 2026
$200,000 Last sold price
5 beds2 baths3,190 sq ft
803 N Mclellan St, Bay City, MI 48708
$14/sq ft
smaller lot
20 years newer
SOLD SEP 8, 2026
$270,000 Last sold price
4 beds1.5 baths2,676 sq ft
210 PENDLETON St, Bay City, MI 48708
$52/sq ft
larger lot
71 years newer
SOLD MAR 18, 2026
$184,900 Last sold price
5 beds2.5 baths2,074 sq ft
2176 4th St, Bay City, MI 48708
$40/sq ft
30 years newer
SOLD AUG 20, 2026
$166,000 Last sold price
4 beds1.5 baths2,600 sq ft
1872 Mckinley Ave, Bay City, MI 48708
$15/sq ft
larger lot
34 years newer
SOLD AUG 21, 2026
$150,000 Last sold price
2 beds1 bath1,157 sq ft
1405 Helen St, Bay City, MI 48708
$81/sq ft
larger lot
68 years newer

Rental earnings

Est. $1,025 per month, based on comparable rentals

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Early Access listings

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EARLY ACCESSREDFIN COMING SOON

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(989) 892-4800

Details provided by MiRealSource-MiMLS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 2023 4th St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2023 4th St

Early Access listings

Nearby similar homes

New listings for sale in 48708

More real estate resources