For sale

$161,900

Est. $1,066/mo —

•

2,618

sq ft

2127 3rd St, Bay City, MI 48708

About this home

Welcome to this cute and cozy Bay City home, where the charm and character of a home built in 1900 meet thoughtful updates for today's lifestyle! From the moment you arrive, you'll be greeted by a spacious covered front porch, the perfect spot to enjoy your morning or relax at the end of the day. Step inside to a large living room offering plenty of space for entertaining or relaxing. The inviting dining room has been freshly painted and features brand-new carpet, creating a bright and welcoming space for meals and gatherings. The nicely updated kitchen offers oak cabinetry and stainless steel appliances, combining classic style with everyday functionality. The spacious main-floor bathroom was updated in 2024 and features a jet-style tub and separate shower. Upstairs, you'll find three additional bedrooms, another full bathroom, and an abundance of storage space throughout the home. Outside, you'll appreciate the recently painted shed, ready for storage. The home also features a newer roof installed in 2022. Conveniently located near Carroll Park, this charming home offers a wonderful blend of historic character, comfortable living space, and modern updates!

Single-familyProperty Type

1900Year Built

9,147 sq ftLot Size

$62Price/Sq.Ft.

Listed by Kristi Robins • Real Estate One Great Lakes Bay

•989-607-2100 (broker)

•juliewilliams.homes@gmail.com (broker)

Listing updated: Sep 2, 2026 at 10:22pm

Redfin checked: a minute ago

•Source:MiRealSource-MiMLS #50220541

Payment calculator

$1,066 per month

Principal and interest$851

Property taxes

$148

HOA dues

Home insurance

$67

Utilities

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No upcoming open houses.

Nearby open houses (3)

Around this home

Schools

K - 12
Preschool & daycare

Washington Elementary School

Public PreK-5 • Assigned • 0.4mi

6/10

Handy Middle School

Public 6-8 • Assigned • 2.2mi

4/10

Bay City Central High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

About Center

Avenue

Center Avenue, located between Downtown Bay City and the Saginaw River, is a historic and walkable Bay City neighborhood with a classic main-street corridor and a strong riverfront backdrop. The neighborhood’s character concentrates around Center Ave and Washington Ave, where storefront windows, corner taverns, and small galleries set a steady day-to-night rhythm. Architectural cues lean toward early-20th-century commercial blocks and closely spaced houses on a tight street grid. The State Theatre anchors local culture with a marquee presence and a calendar of live events. Independent staples like Populace Coffee and Old City Hall keep the avenue’s daily cadence grounded in local craft and conversation. Pocket parks and river views add breathing room between errands and evenings out.

Provided by Walk Score and Local Logic

Offer insights

2127 3rd St · $161,900

Strong offer

$168K and above

75% chance or better to win

Why $168K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 22 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Basement present

Bedrooms
Entry-level bedroom, 14 x 11, carpet
Second-level bedroom, 11 x 11, carpet
Second-level bedroom, ~11, carpet
Second-level bedroom, 10 x 10, carpet

Bathrooms
2 full bathrooms
Entry-level bathroom with ceramic flooring (approx. 14 x 10)
Second-level bathroom with vinyl flooring (approx. 15 x 5)

Kitchen
Entry-level kitchen, approximately 14 x 12, vinyl flooring

Laundry & utility
Basement (utility/laundry access)

Flooring
Carpet in bedrooms and dining area
Wood flooring in living room
Vinyl flooring in kitchen and second bathroom
Ceramic flooring in entry-level bathroom

Heating & cooling
Forced air heating
Natural gas fuel

Sale and tax history for 2127 3rd St

Sale History
Tax History

Date

Event

Price

MiRealSource-MiMLS #50220541

Sep 1, 2026

Listed

$161,900

$62/sq ft

REALCOMP #61050220541

Sep 1, 2026

Listed

$161,900

$62/sq ft

+24

Public Records

Sep 24, 2001

Sold

$72,000

$28/sq ft

Public record

Beds

Baths

Stories

—

Lot width

61 ft.

Lot depth

150 ft.

Lot size

9,148 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,578

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,578

Year built

1900

Style

Single Family Residential

County

Bay County

APN

160-022-406-025-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 97° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Bay City, MI • 48708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.6 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2127 3rd St

$161,956

$56 over list price of $162K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $150K to $250K.

SOLD AUG 20, 2026
$170,000 Last sold price
3 beds1.5 baths1,635 sq ft
2009 3rd St, Bay City, MI 48708
$42/sq ft
smaller lot
2 years older
SOLD JUN 26, 2026
$250,000 Last sold price
3 beds1.5 baths1,966 sq ft
2180 4th St, Bay City, MI 48708
$65/sq ft
smaller lot
SOLD AUG 7, 2026
$167,000 Last sold price
3 beds1 bath1,614 sq ft
1810 5th St, Bay City, MI 48708
$41/sq ft
smaller lot
20 years newer
SOLD MAY 14, 2026
$250,000 Last sold price
4 beds2.5 baths3,062 sq ft
2021 6th St, Bay City, MI 48708
$20/sq ft
smaller lot
23 years newer
SOLD DEC 2, 2025
$180,000 Last sold price
3 beds2 baths1,677 sq ft
2113 4th St, Bay City, MI 48708
$45/sq ft
15 years newer
SOLD AUG 21, 2026
$150,000 Last sold price
2 beds1 bath1,157 sq ft
1405 Helen St, Bay City, MI 48708
$68/sq ft
smaller lot
48 years newer

Rental earnings

Est. $1,072 per month, based on comparable rentals

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