This home's estimate is 27.3% lower than the average sale price ($152K) of 6 comparable homes.
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409 Harvard St, Bay City, MI 48708
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About this home
Welcome home to this move-in ready 3-bedroom, 1-bath single-story Cape Cod, nestled in the highly desirable and lower-tax Hampton Township (Bay City School District)! Offering the perfect blend of cozy charm and daily convenience, this property is ready for its next owner to move right in on closing day with immediate possession. Interior Highlights: Beautiful Flooring: Step inside to warm, classic hardwood floors running through the main living spaces and bedrooms. Layout: A functional 7-room layout featuring a spacious 12x13 living room, a dedicated dining area, and a bright kitchen. Growth Potential: A full 1,018 sq. ft. unfinished basement gives you incredible storage options or a blank canvas to build equity and expand your living space. Attached Garage: No more dealing with the Michigan winter elements thanks to the attached 1.5-car garage. Outdoor Living: Enjoy peace of mind and outdoor fun in your fully fenced backyard—ideal for pets or summer BBQs. Prime Location: Conveniently located north of Ridge Road, you are just minutes away from local shopping, a variety of restaurants, and quick access to the local Rail Trail for walking and biking. Enjoy neighborhood living with the benefit of township taxes! Schedule your tour today and unlock the door to immediate homeownership

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Market trends in 48708, MI
Last updated August 2026
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Est. $987 per month, based on comparable rentals
Sale and tax history for 409 Harvard St
- Sale History
- Tax History
$113/sq ft
$108/sq ft
$39/sq ft
Public record
Property details
Parking
- Parking/Garage Information
- Has Garage
- # of Parking Spaces in Garage: 1.5
- Garage Type: Attached Garage, Electric In Garage
- Parking: 3 Or More Spaces, Garage
Interior
- Interior Features
- # of Rooms (Total): 7
- Rooms: First Floor Bedroom, First Flr Full Bathroom
- Interior Features: Hardwood Floors, Sump Pump
- Appliances: Dryer, Range/Oven, Refrigerator, Washer
- Bedroom Information
- Bedroom 1 Level: First
- Bedroom 1 Dimensions: 10 x 11
- Bedroom 1 Floor Covering: Carpet
- Bedroom 1 Floor Covering: Carpet
- Bedroom 2 Level: First
- Bedroom 2 Dimensions: 10 x 10
- Bedroom 2 Floor Covering: Wood
- Bedroom 3 Level: First
- Bedroom 3 Dimensions: W=13
- Bedroom 3 Floor Covering: Vinyl
- Bathroom Information
- # of Bathrooms (Full): 1
- # of Baths/Lavatories (Total): 1
- Bathroom 1 Information
- Bathroom 1 Floor Covering: Vinyl
- Bathroom 1 Level: First
- Bathroom 1 Length: 7
- Bathroom 1 Width: 9
- Dining/Kitchen Information
- Dining Room Floor Covering: Wood
- Kitchen Floor Covering: Vinyl
- Kitchen Level: First
- Kitchen Dimension: 8 x 13
- Dining Room Level: First
- Dining Room Dimension: 12 x 10
- Library/Den/Living Room Information
- Living Room Floor Covering: Wood
- Living Room Level: First
- Living Room Dimensions: 12 x 13
- Laundry/Basement Information
- Basement : Has Basement
- Basement Type: Block
- Laundry Room Level: Basement
Exterior
- Exterior Features
- Exterior Construction: Other
- Exterior Features: Fenced Yard
- Foundation Type: Basement
- Property Features
- Frontage Type: Road
- Property Information
- Property Type: Residential
- Structure Style: 1 Story
- Year Built: 1930
- Below Grade Sq. Ft.: 1018
- Below Grade Sq. Ft. (Finished): 0
- Lot Information
- Lot Size: 50,100
- Zoning: Residential
- Land Information
- Land Contract: No
- Acreage: 0.11
- Roads: City/County, Paved Street
- Frontage: 50
Financial
- Tax/Assessments Information
- Taxable Value Year: 2026
- Taxable Value: $11,614
- Total Tax Year: 2025
- Total Tax Amount: $928.31
- Summer Tax Year: 2026
- Summer Tax Amount: $462.69
- Winter Tax Year: 2025
- Winter Tax Amount: $465.62
Utilities
- Utility Information
- ELECTRIC: 100 Amp Service
- SUPPLEMENTAL HEAT: Nat Gas Hot Water
- UTILITIES: Cable Available, Electricity Connected, Natural Gas Connected
- Heat/Fuel Type: Natural Gas
- Water Heater: Gas
- Water: Public Water
- Cooling System: Central A/C
- Heating System: Forced Air
- Sewer Septic: Public Sanitary
Location
- Unit 5 Information
- Living Room Dimensions: L=1018
- School Information
- School District: Bay City School District
- School District: Bay City School District
- Address Information
- Street Designation: Street
- Location Details
- Directions: North off Ridge Rd.
- Municipality Type: Township
- Municipality: Hampton Twp
- Mail City: Bay City
- Subdivision: n/a
- Municipality: Hampton Twp
- Area (Municipality): Hampton Twp (09007)
Public facts
- Beds: —
- Baths: —
- Sq. Ft.: —
- Stories: —
- Lot Size: 4,792 square feet
- Style: Single Family Residential
- Year Built: —
- Year Renovated: —
- County: Bay County
- APN: 070-G10-012-007-00
Other
- Listing Information
- Originating MLS: Bay County REALTOR Association
- No
Around this home
Schools
Public PreK-5 • Assigned • 0.7mi
Public 6-8 • Assigned • 2.8mi
Public 9-12 • Assigned • 1.0mi
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
0.00% chance of being in a wildfire in next 30 years
7 days above 97° expected this year, 14 days in 30 years
Minimal risk of severe winds over next 30 years
1 unhealthy days expected this year, 2 days in 30 years
Sun exposure
Very good sunlight
SunscoreThere appears to be minimal shading by surrounding buildings, terrain, and vegetation.
Sell confidently with a local market expert in Bay City.
Nearby similar homes
New listings for sale in 48708
Home values near 409 Harvard St
| Address | Redfin Estimate |
|---|---|
1 Beds | 1 Baths | 694 Sq. Ft. | $63,325 |
- Beds | - Baths | - Sq. Ft. | $125,863 |
| Address | Redfin Estimate |
|---|---|
- Beds | - Baths | - Sq. Ft. | $104,796 |
- Beds | - Baths | - Sq. Ft. | $86,864 |
| Address | Redfin Estimate |
|---|---|
- Beds | - Baths | - Sq. Ft. | $132,484 |
1 Beds | 1 Baths | 891 Sq. Ft. | $94,942 |
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