Pending

$79,900

Est. $621/mo —

•

2,014

sq ft

413 Franklin St, Bay City, MI 48708

About this home

Spacious Historic Home with Modern Updates Built in 1900, this Bay City home combines timeless character with thoughtful updates. Offering four bedrooms plus a large den that could serve as a fifth bedroom, there is plenty of room for everyone as well as ample storage throughout. The main level features convenient laundry, hardwood floors in the kitchen and dining areas, and a spacious layout filled with natural light. Recent updates include a super-efficient hydronic hot water heating system, updated electrical and plumbing, remodeled bathrooms, and vinyl windows. Located just blocks from downtown Bay City’s shops, restaurants, and the waterfront, this property blends historic charm with modern comfort.

Single-familyProperty Type

1900Year Built

4,791 sq ftLot Size

$40Price/Sq.Ft.

2 spacesParking

Listed by Tina Timmons • BOMIC Real Estate

•989-624-4444 (broker)

Listing updated: Oct 22, 2026 at 08:31pm

Redfin checked: 3 minutes ago

•Source:MiRealSource-MiMLS #50189978

Payment calculator

$621 per month

Principal and interest$441

Property taxes

$146

HOA dues

Home insurance

$33

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (3)

Around this home

Schools

K - 12
Preschool & daycare

Washington Elementary School

Public PreK-5 • Assigned • 1.3mi

6/10

Handy Middle School

Public 6-8 • Assigned • 1.7mi

4/10

Bay City Central High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

About Columbus

Avenue

Columbus Avenue, located between Downtown Bay City and the Saginaw River, is a residential and commercial Bay City neighborhood with a walkable main drag and a classic Midwestern streetscape. The character concentrates along Columbus Avenue near Center Avenue, where storefronts, corner bars, and service shops keep the sidewalks active. Early-20th-century houses and small apartment buildings sit behind mature trees, while brick facades and painted signs give the corridor a lived-in look. Wenonah Park and the Riverwalk set a waterside rhythm for daily routines. Delta College Planetarium adds a cultural anchor close by. Side streets stay quieter, with porches and compact lots shaping the block-by-block feel.

Provided by Walk Score and Local Logic

Market insights

413 Franklin St · $79,900

DAYS ON MARKET

The average home goes pending in 25 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median list price in this area is $157,671. (97% higher than this home)

PRICE DROP

31% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Hardwood floors
Gas fireplace

Bedrooms
Entry-level bedroom (14 x 9) with carpet
Second-floor bedroom (14 x 13) with carpet
Second-floor bedroom (W=10) with carpet
Second-floor bedroom (12 x 10) with wood flooring

Bathrooms
Two full bathrooms
Entry-level bathroom with vinyl flooring (approx. 12 x 9)
Second-floor bathroom with wood flooring (approx. 14 x 12)

Kitchen
Kitchen at entry level (approx. 13 x 12)
Includes refrigerator, range/oven, microwave, and disposal

Laundry & utility
First-floor laundry

Flooring
Wood flooring in living, dining, kitchen, and some bedrooms
Carpet in multiple bedrooms
Vinyl in one bathroom

Heating & cooling
Heating: Boiler and baseboard
Cooling: Ceiling fans and wall/window A/C
Gas water heater
Natural gas heat/fuel

Sale and tax history for 413 Franklin St

Sale History
Tax History

Date

Event

Price

REALCOMP #61050189978

Oct 22, 2026

Pending

—

Oct 1, 2026

Relisted

—

Sep 26, 2026

Relisted

—

Sep 15, 2026

Pending

—

Sep 15, 2026

Listing Removed

—

Aug 24, 2026

Relisted

—

Aug 15, 2026

Pending

—

Aug 10, 2026

Relisted

—

Aug 10, 2026

Price Changed

$79,900

$40/sq ft

Aug 8, 2026

Pending

—

May 1, 2026

Price Changed

$99,900

$50/sq ft

Mar 24, 2026

Price Changed

$109,900

$55/sq ft

Feb 25, 2026

Price Changed

$119,900

$60/sq ft

Oct 10, 2025

Price Changed

$129,900

$64/sq ft

Sep 30, 2025

Listed

$139,900

$69/sq ft

Spacious Historic Home with Modern Updates Built in 1900, this Bay City home combines timeless character with thoughtful updates. Offering four bedrooms plus a large den that could serve as a fifth bedroom, there is plenty of room for everyone as well as ample storage throughout. The main level features convenient laundry, hardwood floors in the kitchen and dining areas, and a spacious layout filled with natural light. Recent updates include a super-efficient hydronic hot water heating system, updated electrical and plumbing, remodeled bathrooms, and vinyl windows. Located just blocks from downtown Bay City's shops, restaurants, and the waterfront, this property blends historic charm with modern comfort.

MiRealSource-MiMLS #50189978

Oct 22, 2026

Pending

—

Oct 1, 2026

Relisted

—

Sep 30, 2026

Listing Removed

—

Sep 26, 2026

Relisted

—

Sep 15, 2026

Pending

—

Aug 24, 2026

Relisted

—

Aug 15, 2026

Pending

—

Aug 10, 2026

Price Changed

$79,900

$40/sq ft

Aug 10, 2026

Relisted

—

Aug 8, 2026

Pending

—

May 1, 2026

Price Changed

$99,900

$50/sq ft

Mar 24, 2026

Price Changed

$109,900

$55/sq ft

Feb 25, 2026

Price Changed

$119,900

$60/sq ft

Oct 10, 2025

Price Changed

$129,900

$64/sq ft

Sep 29, 2025

Listed

$139,900

$69/sq ft

MiRealSource-MiMLS #50008525

Jul 27, 2020

Sold

$62,000

$31/sq ft

Mar 15, 2020

Listed

$64,900

$32/sq ft

Public Records

Aug 1, 2013

Sold

$16,500

$8/sq ft

REALCOMP #53012048337

Aug 31, 2012

Listed

$21,676

$11/sq ft

MiRealSource-MiMLS #20888429

Aug 6, 2012

Listing Removed

—

Feb 6, 2012

Listed

$23,500

$12/sq ft

REALCOMP #212013074

Aug 6, 2012

Listing Removed

—

Feb 6, 2012

Listed

$23,500

$12/sq ft

MiRealSource-MiMLS #20524751

Jun 23, 2011

Sold

$15,000

$7/sq ft

Apr 28, 2011

Listed

$35,920

$18/sq ft

REALCOMP #211044449

Jun 23, 2011

Sold

$15,000

$7/sq ft

Apr 28, 2011

Listed

$35,920

$18/sq ft

Public record

Beds

Baths

Stories

—

Lot width

50 ft.

Lot depth

100 ft.

Lot size

4,792 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

2,014

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,014

Year built

1900

Style

Single Family Residential

County

Bay County

APN

160-028-336-004-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 97° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Bay City, MI • 48708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 413 Franklin St

$76,015

$3,885 under list price of $80K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $80K to $139K.

SOLD JUL 29, 2026
$138,500 Last sold price
4 beds1 bath1,572 sq ft
400 Fraser St, Bay City, MI 48708
$48/sq ft
smaller lot
no basement
SOLD AUG 21, 2026
$130,000 Last sold price
4 beds2 baths1,610 sq ft
222 S Madison Ave, Bay City, MI 48708
$41/sq ft
SOLD SEP 17, 2026
$80,000 Last sold price
3 beds1.5 baths2,136 sq ft
804 19th St, Bay City, MI 48708
$3/sq ft
10 years older
SOLD SEP 25, 2026
$115,000 Last sold price
3 beds1.5 baths1,232 sq ft
1013 S JACKSON St, Bay City, MI 48708
$53/sq ft
larger lot
10 years newer
SOLD SEP 4, 2026
$99,900 Last sold price
3 beds1.5 baths2,330 sq ft
903 S Monroe St, Bay City, MI 48708
$3/sq ft
15 years newer
SOLD JUL 2, 2026
$110,000 Last sold price
3 beds1 bath1,230 sq ft
201 19th St, Bay City, MI 48708
$49/sq ft
larger lot
30 years newer

Rental earnings

Est. $1,215 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now .

Questions? Redfin partner agents are here to help

Typically responds in about 1 minute.

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Details provided by MiRealSource-MiMLS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (3)

Around this home

Schools

Market insights

Property details

Sale and tax history for 413 Franklin St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 413 Franklin St

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 48708

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