What season is it? It's opportunity season! This 4-unit multi-family home has incredible income potential. The first-floor unit is a 2 bedroom with a private entrance and has been completely renovated, from the beautifully refinished hardwoods to new flooring and paint throughout the rest of the unit. Upstairs you will find 3 efficiencies each with a personal kitchenette, and a shared bathroom. Great for a first-time investor or someone who would want to live in the lower-level unit and rent the upper 3. Units 1 and 4 are available for showing, units 2,3 are similar to unit 4 and are occupied and not available to show until an accepted offer is in place.
Multi-familyProperty Type
1900Year Built
2,613 sq ftLot Size
$61Est. Price/Sq.Ft.
Listed by The Real Estate Specialists• Berkshire Hathaway HomeServices, Bay City
What season is it? It's opportunity season! This 4-unit multi-family home has incredible income potential. The first-floor unit is a 2 bedroom with a private entrance and has been completely renovated, from the beautifully refinished hardwoods to new flooring and paint throughout the rest of the unit. Upstairs you will find 3 efficiencies each with a personal kitchenette, and a shared bathroom. Great for a first-time investor or someone who would want to live in the lower-level unit and rent the upper 3. Units 1 and 4 are available for showing, units 2,3 are similar to unit 4 and are occupied and not available to show until an accepted offer is in place.
Year
Property tax
Land + Additions
Assessment*
2025
$2,442 (+3.0%)
2024
$2,371 (+122.7%)
2023
$1,065 (+13.6%)
2022
$937 (+5.5%)
2021
$889 (−4.0%)
2020
$925 (−30.9%)
2019
$1,338 (+0.9%)
2018
$1,326 (+27.9%)
2017
$1,037 (+19.0%)
2016
$871 (+10.7%)
2014
$787
Tax history for 415 10th St
Year
Property tax
Land + Additions
Assessment*
2025
$2,442 (+3.0%)
2024
$2,371 (+122.7%)
2023
$1,065 (+13.6%)
2022
$937 (+5.5%)
2021
$889 (−4.0%)
2020
$925 (−30.9%)
2019
$1,338 (+0.9%)
2018
$1,326 (+27.9%)
2017
$1,037 (+19.0%)
2016
$871 (+10.7%)
2014
$787
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
5
Baths
2
Stories
—
Lot width
50 ft.
Lot depth
55 ft.
Lot size
2,614 Sq. Ft.
Year renovated
—
Sq. Ft.
1,922
Year built
1900
Style
Single Family Residential
County
Bay County
APN
160-028-133-013-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
Property details
Interior
Interior Features
Appliances: Washer, Dryer
Has Basement
Bathroom Information
# of Bathrooms (Full): 2
# of Baths/Lavatories (Total): 2
Bath Descriptions: Shared
Laundry/Basement Information
Basement Type: Full
Exterior
Exterior Features
Exterior Construction: Wood
Exterior Features: Porch, Sidewalks, Street Lights
Foundation Type: Basement
Property Features
Lake Name: NONE
Property Information
Property Type: Multi-Family
Structure Style: 2 Story
Year Built: 1900
Lot Information
Lot Size: 5,055
Zoning: Residential
Land Information
Acreage: 0.06
Financial
Tax/Assessments Information
Taxable Value Year: 2023
Taxable Value: $16,528
Total Tax Year: 2023
Total Tax Amount: $1,048.82
Summer Tax Year: 2023
Summer Tax Amount: $933.54
Winter Tax Year: 2022
Winter Tax Amount: $115.28
Utilities
Utility Information
Separate Heat: No
Water Heater: Gas
Water: Public Water
Separate Electric
Fuel Type: Natural Gas
Heating System: Forced Air
Sewer Septic: Public Sanitary
Location
Mult-Unit Information
# of Units (Total): 4
Unit 1 Information
Unit 1 Occupied Y/N: No
Rent Rate: $800
Bedroom 1 Level: Main
Bedroom 1 Dimensions:
Bedroom 2 Level: Main
Bedroom 2 Dimensions:
Kitchen Level: Main
Kitchen Dimensions:
Living Room Level: Main
Living Room Dimensions:
Unit 2 Information
Rent Rate: $375
Unit Occupied
Unit 3 Information
Rent Rate: $375
Unit Occupied
Unit 4 Information
Rent Rate: $375
Homeowners Association Information
Community Amenities: Laundry Facility, Sidewalks, Street Lights
School Information
School District: Bay City School District
School District: Bay City School District
Address Information
Street Designation: Street
Location Details
Directions: on the corner of 10th and Jefferson
Municipality Type: City
Municipality: Bay City
Mail City: Bay City
Subdivision: none
Municipality: Bay City
Area (Municipality): Bay City (09016)
Public facts
Beds: 5
Baths: 2.0
Sq. Ft.: 1,922
Stories: —
Lot Size: 2,614 square feet
Style: Single Family Residential
Year Built: 1900
Year Renovated: —
County: Bay County
APN: 160-028-133-013-00
Home facts updated by county records on Oct 12, 2026
Other
Listing Information
Originating MLS: Bay County REALTOR Association
Around this home
Schools
Washington Elementary School
Public PreK-5 • Assigned • 0.9mi
6/10
Handy Middle School
Public 6-8 • Assigned • 1.5mi
4/10
Bay City Central High School
Public 9-12 • Assigned • 0.7mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 97° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48708
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
80
60
85
65
80
61
75
54
65
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$112,000 – $135,000
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