Charming Corner-Lot Home at 523 Fraser St. Bay City, MI 48708 – Priced to Move at $115,000! Welcome to your next chapter in this charming 3-bedroom, 1.5-bath home nestled on a fully fenced corner lot in Bay City’s south end. With motivated sellers ready for their next season of life, this beautifully updated property is priced for a quick sale and waiting for its new owner. Step inside to find one spacious main-floor bedroom and two cozy upstairs bedrooms, offering flexible living options for any lifestyle. The home features a unique bonus: a canning room space in the full basement! You’ll love the abundance of large storage areas throughout the home. Outside, enjoy the low-maintenance appeal of freshly painted aluminum siding, a detached 1-car garage, and room to play, garden, or entertain in the fully fenced yard. Whether you’re a first-time buyer, downsizing, or investing, this home offers space, updates, and serious value. Sellers are emptying garage contents so it will remain locked for now. Garage does NOT have electricity but has a concrete floor.
Single-familyProperty Type
1900Year Built
4,791 sq ftLot Size
$105Est. Price/Sq.Ft.
1 car garageParking
Listed by Jason Pockrandt• Mid-Mitten Realty
•989-401-0027 (broker)
•midmittenrealty@gmail.com (broker)
Bought with Jenny McCulloch• Keller Williams Preferred
Charming Corner-Lot Home at 523 Fraser St. Bay City, MI 48708 "“ Priced to Move at $115,000! Welcome to your next chapter in this charming 3-bedroom, 1.5-bath home nestled on a fully fenced corner lot in Bay City's south end. With motivated sellers ready for their next season of life, this beautifully updated property is priced for a quick sale and waiting for its new owner. Step inside to find one spacious main-floor bedroom and two cozy upstairs bedrooms, offering flexible living options for any lifestyle. The home features a unique bonus: a canning room space in the full basement! You'll love the abundance of large storage areas throughout the home. Outside, enjoy the low-maintenance appeal of freshly painted aluminum siding, a detached 1-car garage, and room to play, garden, or entertain in the fully fenced yard. Whether you're a first-time buyer, downsizing, or investing, this home offers space, updates, and serious value. Sellers are emptying garage contents so it will remain locked for now. Garage does NOT have electricity but has a concrete floor.
MiRealSource-MiMLS #50188614
Oct 28, 2025
Sold
$115,000
$84/sq ft
Oct 1, 2025
Pending
—
Sep 27, 2025
Contingent
—
Sep 16, 2025
Listed
$115,000
$84/sq ft
Charming Corner-Lot Home at 523 Fraser St. Bay City, MI 48708 – Priced to Move at $115,000! Welcome to your next chapter in this charming 3-bedroom, 1.5-bath home nestled on a fully fenced corner lot in Bay City’s south end. With motivated sellers ready for their next season of life, this beautifully updated property is priced for a quick sale and waiting for its new owner. Step inside to find one spacious main-floor bedroom and two cozy upstairs bedrooms, offering flexible living options for any lifestyle. The home features a unique bonus: a canning room space in the full basement! You’ll love the abundance of large storage areas throughout the home. Outside, enjoy the low-maintenance appeal of freshly painted aluminum siding, a detached 1-car garage, and room to play, garden, or entertain in the fully fenced yard. Whether you’re a first-time buyer, downsizing, or investing, this home offers space, updates, and serious value. Sellers are emptying garage contents so it will remain locked for now. Garage does NOT have electricity but has a concrete floor.
Public Records
Mar 18, 2021
Sold
$72,000
$53/sq ft
MiRealSource-MiMLS #50029097
Dec 10, 2020
Sold
$70,000
$51/sq ft
Nov 17, 2020
Listed
$72,500
$53/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,631 (+3.0%)
2024
$1,583 (+5.8%)
2023
$1,496 (+5.0%)
2022
$1,425 (+9.4%)
2021
$1,303 (+7.9%)
2020
$1,207 (+2.2%)
2019
$1,181 (+1.0%)
2018
$1,169 (+0.3%)
2017
$1,165 (−3.5%)
2016
$1,208 (−6.5%)
2014
$1,292
Tax history for 523 Fraser St
Year
Property tax
Land + Additions
Assessment*
2025
$1,631 (+3.0%)
2024
$1,583 (+5.8%)
2023
$1,496 (+5.0%)
2022
$1,425 (+9.4%)
2021
$1,303 (+7.9%)
2020
$1,207 (+2.2%)
2019
$1,181 (+1.0%)
2018
$1,169 (+0.3%)
2017
$1,165 (−3.5%)
2016
$1,208 (−6.5%)
2014
$1,292
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
1
Stories
—
Lot width
50 ft.
Lot depth
100 ft.
Lot size
4,792 Sq. Ft.
Year renovated
—
Sq. Ft.
1,371
Year built
1900
Style
Single Family Residential
County
Bay County
APN
160-028-338-006-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 30, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 1
Garage Type: Detached Garage
Interior
Bedroom Information
Bedroom 1 Level: First
Bedroom 1 Dimensions: 15 x 12
Bedroom 2 Level: Second
Bedroom 2 Dimensions: 12 x 15
Bedroom 3 Level: Second
Bedroom 3 Dimensions: W=7
Bathroom Information
# of Lavatories: 1
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 2
Bathroom 1 Information
Lavatory 1 Level: Basement
Bathroom 1 Level: First
Laundry/Basement Information
Basement : Has Basement
Exterior
Exterior Features
Exterior Construction: Aluminum
Foundation Type: Basement
Property Features
Frontage Type: Road
Property Information
Property Type: Residential
Structure Style: 2 Story
Year Built: 1900
Below Grade Sq. Ft.: 953
Below Grade Sq. Ft. (Finished): 0
Lot Information
Lot Size: 1,500
Land Information
Land Contract: No
Acreage: 0.11
Frontage: 50
Financial
Tax/Assessments Information
Total Tax Amount: $1,630
Summer Tax Year: 2025
Summer Tax Amount: $1,342
Winter Tax Year: 2024
Winter Tax Amount: $288
Utilities
Utility Information
Heat/Fuel Type: Natural Gas
Water: Public Water
Heating System: Forced Air
Sewer Septic: Public Sanitary
Location
Unit 5 Information
Living Room Dimensions: L=1370
School Information
School District: Bay City School District
School District: Bay City School District
Address Information
Street Designation: Street
Location Details
Municipality: Bay City
Mail City: Bay City
Subdivision: N/A
Municipality: Bay City
Area (Municipality): Bay City (09016)
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 1,371
Stories: —
Lot Size: 4,792 square feet
Style: Single Family Residential
Year Built: 1900
Year Renovated: —
County: Bay County
APN: 160-028-338-006-00
Home facts updated by county records on Sep 30, 2026
Other
Listing Information
Originating MLS: MiRealSource
Originating MLS: MI Real Source
Around this home
Schools
Washington Elementary School
Public PreK-5 • Assigned • 1.2mi
6/10
Handy Middle School
Public 6-8 • Assigned • 1.8mi
4/10
Bay City Central High School
Public 9-12 • Assigned • 0.8mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 97° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48708
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
80
60
85
65
80
61
75
54
65
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$137,000 – $166,000
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