For sale

$140,000

Est. $975/mo —

•

1,490

sq ft

702 Bay Rd, Bay City, MI 48706

About this home

Welcome to this unique 3-bedroom, 1-bath raised ranch across from the Saginaw Bay! The main level is filled with natural light, highlighting the incredible stained-glass cathedral windows and a cozy fireplace in the living room. The primary bedroom features high cathedral ceilings, while the other two bedrooms provide comfortable space. Outside, you’ll find a fantastic backyard space for entertaining or relaxing, plenty of driveway parking, and a detached 2-car garage. A truly special home!

Single-familyProperty Type

1930Year Built

10,018 sq ftLot Size

$94Price/Sq.Ft.

2 car garageParking

Listed by Zachary Kuch • EXP Realty LLC

•269-600-4397 (broker)

•mi.broker@exprealty.net (broker)

Listing updated: Aug 17, 2026 at 02:49am

Redfin checked: 2 minutes ago

•Source:MiRealSource-MiMLS #50214628

Payment calculator

$975 per month

Principal and interest$736

Property taxes

$181

HOA dues

Home insurance

$58

Utilities

Add

5 minutes to get started. No credit impact.

Discover your buying power

Find out if this home is within budget

Down payment assistance

View down payment assistance programs for this home

See this home in person

We'll connect you with a local agent to show you this home, answer your questions, and assist you on your buying journey.

Next available tour time: Tomorrow

Open houses

No upcoming open houses.

Nearby open houses (3)

Around this home

Schools

K - 12
Preschool & daycare

Bangor Central School

Public PreK-5 • Assigned • 1.5mi

4/10

Christa McAuliffe Middle School

Public 6-8 • Assigned • 3.7mi

5/10

John Glenn High School

Public 9-12 • Assigned • 3.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

702 Bay Rd · $140,000

Strong offer

$140K and above

75% chance or better to win

Why $140K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 22 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Wood-burning fireplace

Bedrooms
All bedrooms on the first floor
Bedroom 2 about 12 x 14
Bedroom 3 approximately 20 (width listed)

Bathrooms
One full bathroom on the first floor

Heating & cooling
Forced air heating
Natural gas heat
Gas water heater

Sale and tax history for 702 Bay Rd

Sale History
Tax History

Date

Event

Price

REALCOMP #58050214628

Aug 16, 2026

Price Changed

$140,000

$94/sq ft

Aug 3, 2026

Relisted

—

Jul 25, 2026

Pending

—

Jul 13, 2026

Listed

$159,900

$107/sq ft

+21

Welcome to this unique 3-bedroom, 1-bath raised ranch across from the Saginaw Bay! The main level is filled with natural light, highlighting the incredible stained-glass cathedral windows and a cozy fireplace in the living room. The primary bedroom features high cathedral ceilings, while the other two bedrooms provide comfortable space. Outside, you'll find a fantastic backyard space for entertaining or relaxing, plenty of driveway parking, and a detached 2-car garage. A truly special home!

MiRealSource-MiMLS #50214628

Aug 17, 2026

Price Changed

$140,000

$94/sq ft

Aug 3, 2026

Relisted

—

Jul 25, 2026

Pending

—

Jul 13, 2026

Listed

$159,900

$107/sq ft

Public record

Beds

Baths

Stories

—

Lot width

77 ft.

Lot depth

127 ft.

Lot size

10,019 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,490

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,490

Year built

1930

Style

Single Family Residential

County

Bay County

APN

010-A16-000-085-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 96° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Bay City, MI • 48706

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

80/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.9 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 702 Bay Rd

$131,774

$8,226 under list price of $140K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $154K to $412K.

SOLD JUN 26, 2026
$167,000 Last sold price
3 beds2 baths1,750 sq ft
704 Bay Rd, Bay City, MI 48706
$1/sq ft
10 years newer
SOLD MAY 8, 2026
$165,000 Last sold price
2 beds1 bath1,573 sq ft
643 Roseland Dr, Bay City, MI 48706
$11/sq ft
smaller lot
28 years newer
SOLD JUL 31, 2026
$165,000 Last sold price
2 beds1 bath1,250 sq ft
1004 Transit St, Bay City, MI 48706
$38/sq ft
larger lot
SOLD AUG 28, 2026
$412,000 Last sold price
3 beds2.5 baths1,884 sq ft
162 BAY SHORE Dr, Bay City, MI 48706
$125/sq ft
smaller lot
46 years newer
SOLD JUL 30, 2026
$245,000 Last sold price
3 beds2 baths1,816 sq ft
4300 Wheeler Rd, Bay City, MI 48706
$41/sq ft
larger lot
26 years newer
SOLD AUG 31, 2026
$154,000 Last sold price
3 beds1 bath1,024 sq ft
39 Spruce Ridge Dr, Bay City, MI 48706
$56/sq ft
7 years newer

Rental earnings

Est. $1,149 per month, based on comparable rentals

Tour for free, no strings attached

Instant answers, or connect with a local agent

Start an offer