Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.
Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters-ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you're searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won't want to miss.
MiRealSource-MiMLS #50213287
Aug 24, 2026
Price Changed
$490,000
$203/sq ft
Aug 13, 2026
Price Changed
$495,000
$205/sq ft
Aug 10, 2026
Price Changed
$500,000
$207/sq ft
Aug 9, 2026
Price Changed
$510,000
$211/sq ft
Aug 2, 2026
Price Changed
$515,000
$213/sq ft
Jul 29, 2026
Price Changed
$520,000
$215/sq ft
Jul 26, 2026
Price Changed
$525,000
$217/sq ft
Jul 19, 2026
Price Changed
$535,000
$221/sq ft
Jul 8, 2026
Price Changed
$539,900
$223/sq ft
Jun 30, 2026
Listed
$550,000
$228/sq ft
Public Records
May 29, 2020
Sold
$305,000
$126/sq ft
MiRealSource-MiMLS #30800931
Apr 25, 2018
Listing Removed
—
Oct 27, 2010
Listed
$199,900
$83/sq ft
Public Records
Aug 21, 2015
Sold
$214,900
$89/sq ft
MiRealSource-MiMLS #30829664
Jul 24, 2015
Listing Removed
—
Nov 25, 2014
Listed
$214,900
$89/sq ft
MiRealSource-MiMLS #20054927
Sep 11, 2011
Listing Removed
—
Mar 11, 2011
Listed
$199,900
$83/sq ft
MiRealSource-MiMLS #30800955
Sep 11, 2011
Listing Removed
—
Mar 11, 2011
Listed
$199,900
$83/sq ft
REALCOMP #61020054927
Sep 11, 2011
Listing Removed
—
Mar 11, 2011
Listed
$199,900
$83/sq ft
MiRealSource-MiMLS #20087918
Jan 27, 2011
Listing Removed
—
Oct 27, 2010
Listed
$199,900
$83/sq ft
REALCOMP #61020087918
Jan 27, 2011
Listing Removed
—
Oct 27, 2010
Listed
$199,900
$83/sq ft
MiRealSource-MiMLS #20054598
Oct 20, 2010
Listing Removed
—
Jul 20, 2010
Listed
$199,900
$83/sq ft
MiRealSource-MiMLS #30800936
Oct 20, 2010
Listing Removed
—
Jul 20, 2010
Listed
$199,900
$83/sq ft
REALCOMP #61020054598
Oct 20, 2010
Listing Removed
—
Jul 20, 2010
Listed
$199,900
$83/sq ft
MiRealSource-MiMLS #30834323
Oct 3, 2006
Sold
$168,900
$70/sq ft
Apr 18, 2006
Listed
$194,900
$81/sq ft
MiRealSource-MiMLS #30801794
Mar 31, 2006
Listing Removed
—
Jul 11, 2005
Listed
$219,900
$91/sq ft
MiRealSource-MiMLS #20055396
Jun 30, 2005
Listing Removed
—
Jan 5, 2005
Listed
$245,900
$102/sq ft
MiRealSource-MiMLS #30801025
Jun 5, 2005
Listing Removed
—
Jan 5, 2005
Listed
$249,900
$103/sq ft
REALCOMP #61020055396
Jun 30, 2005
Listing Removed
—
Jan 5, 2005
Listed
$245,900
$102/sq ft
MiRealSource-MiMLS #20061378
Jan 1, 2005
Listing Removed
—
Sep 1, 2004
Listed
$259,900
$108/sq ft
REALCOMP #61020061378
Jan 1, 2005
Listing Removed
—
Sep 1, 2004
Listed
$259,900
$108/sq ft
MiRealSource-MiMLS #30801029
Nov 30, 2004
Listing Removed
—
Sep 1, 2004
Listed
$265,000
$110/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,634 (+3.0%)
2024
$4,499 (+11.0%)
2023
$4,053 (+7.2%)
2022
$3,781 (+7.2%)
2021
$3,528 (+14.6%)
2020
$3,079 (+4.2%)
2019
$2,954 (+0.7%)
2018
$2,933 (+6.4%)
2017
$2,756 (−0.1%)
2016
$2,759 (+16.2%)
2014
$2,374
Public record
Beds
4
Baths
2
Stories
—
Lot width
40 ft.
Lot depth
348 ft.
Lot size
0.32 Acres
Year renovated
—
Finished Sq. Ft.
2,420
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,420
Year built
1959
Style
Single Family Residential
County
Bay County
APN
010-A16-000-011-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
3/10 Heat Factor
7 days above 96° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48706
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
79
60
84
65
80
60
77
55
65
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.4 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 705 Bay Rd
$473,122
$17K under list price of $490K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $150K to $450K.