For sale

$490,000

Est. $3,133/mo —

•

2,416

sq ft

705 Bay Rd, Bay City, MI 48706

About this home

Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.

Single-familyProperty Type

1959Year Built

0.32 acresLot Size

$203Price/Sq.Ft.

2 car garageParking

Listed by Herb Saenz • Modern Realty

•989-486-9770 (broker)

•Logan@modernrealty.us (broker)

Listing updated: Aug 24, 2026 at 01:00am

Redfin checked: 3 minutes ago

•Source:MiRealSource-MiMLS #50213287

Payment calculator

$3,133 per month

Principal and interest$2,575

Property taxes

$386

HOA dues

Home insurance

$172

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (4)

OPEN SAT, 1PM TO 3PM
$229,900
2 beds2.5 baths1,340 sq ft
57 Harbour View Pointe Rd, Linwood, MI 48634
(989) 892-4800
OPEN SAT, 1PM TO 4PM
$379,000
7 beds4 baths7,200 sq ft
1106 State St, Bay City, MI 48706
(888) 400-2513
OPEN SAT, 3PM TO 5PM
$114,000
2 beds1 bath1,744 sq ft
1205 Wilson St, Bay City, MI 48708
(989) 455-8889
OPEN SUN, 11:30AM TO 1PM
$379,500
2 beds2 baths1,645 sq ft
609 BREAKER COVE Dr, Bay City, MI 48708
(989) 686-3400

Around this home

Schools

K - 12
Preschool & daycare

Bangor Central School

Public PreK-5 • Assigned • 1.6mi

4/10

Christa McAuliffe Middle School

Public 6-8 • Assigned • 3.7mi

5/10

John Glenn High School

Public 9-12 • Assigned • 3.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

705 Bay Rd · $490,000

Strong offer

$484K and above

75% chance or better to win

Why $484K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 22 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Fireplace (family room, natural)
Formal dining room
First-floor bedroom
First-floor laundry
Utility/laundry room

Bedrooms
First-floor bedroom (12 x 13) with vinyl flooring
First-floor bedroom (12 x 11) with vinyl flooring
Second-floor bedroom (approx. 12 wide) with wood flooring
Second-floor bedroom (27 x 15) with vinyl flooring

Bathrooms
Two full bathrooms
Main-level bathroom with vinyl flooring (approx. 7 x 9)
Upper-level bathroom (approx. 14 x 12)

Kitchen
Kitchen on first floor (14 x 15)
Appliances included: Dishwasher, Range/Oven, Refrigerator, Microwave

Laundry & utility
Washer and dryer included
Laundry room on main level (12 x 7) with vinyl flooring

Flooring
Vinyl flooring in multiple rooms (bedrooms, dining room, kitchen, living room, bathroom, laundry)
Wood flooring in one upstairs bedroom
Vinyl flooring in living room and dining areas

Heating & cooling
Forced air and hot water heating
Natural gas and solar heating/fuel options
Central air conditioning
Ceiling fans

Sale and tax history for 705 Bay Rd

Sale History
Tax History

Date

Event

Price

REALCOMP #61050213287

Aug 23, 2026

Price Changed

$490,000

$203/sq ft

Aug 13, 2026

Price Changed

$495,000

$205/sq ft

Aug 10, 2026

Price Changed

$500,000

$207/sq ft

Aug 9, 2026

Price Changed

$510,000

$211/sq ft

Aug 1, 2026

Price Changed

$515,000

$213/sq ft

Jul 28, 2026

Price Changed

$520,000

$215/sq ft

Jul 26, 2026

Price Changed

$525,000

$217/sq ft

Jul 18, 2026

Price Changed

$535,000

$221/sq ft

Jul 8, 2026

Price Changed

$539,900

$223/sq ft

Jun 30, 2026

Listed

$550,000

$228/sq ft

+26

Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters-ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you're searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won't want to miss.

MiRealSource-MiMLS #50213287

Aug 24, 2026

Price Changed

$490,000

$203/sq ft

Aug 13, 2026

Price Changed

$495,000

$205/sq ft

Aug 10, 2026

Price Changed

$500,000

$207/sq ft

Aug 9, 2026

Price Changed

$510,000

$211/sq ft

Aug 2, 2026

Price Changed

$515,000

$213/sq ft

Jul 29, 2026

Price Changed

$520,000

$215/sq ft

Jul 26, 2026

Price Changed

$525,000

$217/sq ft

Jul 19, 2026

Price Changed

$535,000

$221/sq ft

Jul 8, 2026

Price Changed

$539,900

$223/sq ft

Jun 30, 2026

Listed

$550,000

$228/sq ft

Public Records

May 29, 2020

Sold

$305,000

$126/sq ft

MiRealSource-MiMLS #30800931

Apr 25, 2018

Listing Removed

—

Oct 27, 2010

Listed

$199,900

$83/sq ft

Public Records

Aug 21, 2015

Sold

$214,900

$89/sq ft

MiRealSource-MiMLS #30829664

Jul 24, 2015

Listing Removed

—

Nov 25, 2014

Listed

$214,900

$89/sq ft

MiRealSource-MiMLS #20054927

Sep 11, 2011

Listing Removed

—

Mar 11, 2011

Listed

$199,900

$83/sq ft

MiRealSource-MiMLS #30800955

Sep 11, 2011

Listing Removed

—

Mar 11, 2011

Listed

$199,900

$83/sq ft

REALCOMP #61020054927

Sep 11, 2011

Listing Removed

—

Mar 11, 2011

Listed

$199,900

$83/sq ft

MiRealSource-MiMLS #20087918

Jan 27, 2011

Listing Removed

—

Oct 27, 2010

Listed

$199,900

$83/sq ft

REALCOMP #61020087918

Jan 27, 2011

Listing Removed

—

Oct 27, 2010

Listed

$199,900

$83/sq ft

MiRealSource-MiMLS #20054598

Oct 20, 2010

Listing Removed

—

Jul 20, 2010

Listed

$199,900

$83/sq ft

MiRealSource-MiMLS #30800936

Oct 20, 2010

Listing Removed

—

Jul 20, 2010

Listed

$199,900

$83/sq ft

REALCOMP #61020054598

Oct 20, 2010

Listing Removed

—

Jul 20, 2010

Listed

$199,900

$83/sq ft

MiRealSource-MiMLS #30834323

Oct 3, 2006

Sold

$168,900

$70/sq ft

Apr 18, 2006

Listed

$194,900

$81/sq ft

MiRealSource-MiMLS #30801794

Mar 31, 2006

Listing Removed

—

Jul 11, 2005

Listed

$219,900

$91/sq ft

MiRealSource-MiMLS #20055396

Jun 30, 2005

Listing Removed

—

Jan 5, 2005

Listed

$245,900

$102/sq ft

MiRealSource-MiMLS #30801025

Jun 5, 2005

Listing Removed

—

Jan 5, 2005

Listed

$249,900

$103/sq ft

REALCOMP #61020055396

Jun 30, 2005

Listing Removed

—

Jan 5, 2005

Listed

$245,900

$102/sq ft

MiRealSource-MiMLS #20061378

Jan 1, 2005

Listing Removed

—

Sep 1, 2004

Listed

$259,900

$108/sq ft

REALCOMP #61020061378

Jan 1, 2005

Listing Removed

—

Sep 1, 2004

Listed

$259,900

$108/sq ft

MiRealSource-MiMLS #30801029

Nov 30, 2004

Listing Removed

—

Sep 1, 2004

Listed

$265,000

$110/sq ft

Public record

Beds

Baths

Stories

—

Lot width

40 ft.

Lot depth

348 ft.

Lot size

0.32 Acres

Year renovated

—

Finished Sq. Ft.

2,420

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,420

Year built

1959

Style

Single Family Residential

County

Bay County

APN

010-A16-000-011-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 96° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Bay City, MI • 48706

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

89/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 705 Bay Rd

$473,122

$17K under list price of $490K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $150K to $450K.

SOLD MAR 17, 2026
$450,000 Last sold price
3 beds2.5 baths2,221 sq ft
3392 Bangor Rd, Bay City, MI 48706
larger lot
9 years newer
finished basement
SOLD JUL 20, 2026
$192,000 Last sold price
4 beds2 baths1,435 sq ft
106 RIVER TRAIL Dr, Bay City, MI 48706
$69/sq ft
smaller lot
18 years newer
SOLD JAN 22, 2026
$269,900 Last sold price
3 beds2 baths2,059 sq ft
3970 Wheeler Rd, Bay City, MI 48706
$72/sq ft
larger lot
14 years newer
SOLD JUN 16, 2026
$169,900 Last sold price
4 beds2 baths1,830 sq ft
722 S Van Buren St, Bay City, MI 48708
$110/sq ft
smaller lot
39 years older
SOLD NOV 14, 2025
$149,900 Last sold price
3 beds1.5 baths1,492 sq ft
3055 Eddy Rd, Bay City, MI 48706
$103/sq ft
smaller lot
2 years older
SOLD MAR 23, 2026
$150,000 Last sold price
3 beds1 bath1,800 sq ft
316 State Park Dr, Bay City, MI 48706
$120/sq ft
smaller lot

Rental earnings

Est. $1,413 per month, based on comparable rentals

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