Fully occupied three-unit investment property generating $2,125/month in rental income. Features two 1-bedroom units on the main floor and a 2-bedroom unit upstairs. All tenants are month-to-month, with two out of three open to staying. Potential for higher cash flow by adjusting rents to market value. Great opportunity to maximize returns!
Single-familyProperty Type
1890Year Built
4,791 sq ftLot Size
$107Est. Price/Sq.Ft.
3 spacesParking
Listed by Kelsi Long• Century 21 Signature Realty - Bay City
•989-686-4500 (broker)
Bought with The Ryan Valderas & Erica Roseberry Team• Berkshire Hathaway HomeServices, Bay City
Fully occupied three-unit investment property generating $2,125/month in rental income. Features two 1-bedroom units on the main floor and a 2-bedroom unit upstairs. All tenants are month-to-month, with two out of three open to staying. Potential for higher cash flow by adjusting rents to market value. Great opportunity to maximize returns!
Public Records
Dec 17, 2003
Sold
$73,000
$46/sq ft
Public Records
Apr 11, 2003
Sold
$33,900
$21/sq ft
Public Records
Apr 11, 2003
Sold
$69,000
$43/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,648 (−15.3%)
2024
$1,945 (+28.4%)
2023
$1,515 (−15.3%)
2022
$1,788 (+21.9%)
2021
$1,466 (+25.6%)
2020
$1,167 (+1.9%)
2019
$1,146 (−0.1%)
2018
$1,147 (+1.3%)
2017
$1,133 (−3.7%)
2016
$1,176 (−6.8%)
2014
$1,262
Tax history for 809 Garfield Ave
Year
Property tax
Land + Additions
Assessment*
2025
$1,648 (−15.3%)
2024
$1,945 (+28.4%)
2023
$1,515 (−15.3%)
2022
$1,788 (+21.9%)
2021
$1,466 (+25.6%)
2020
$1,167 (+1.9%)
2019
$1,146 (−0.1%)
2018
$1,147 (+1.3%)
2017
$1,133 (−3.7%)
2016
$1,176 (−6.8%)
2014
$1,262
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3
Stories
—
Lot width
50 ft.
Lot depth
100 ft.
Lot size
4,792 Sq. Ft.
Year renovated
—
Sq. Ft.
1,588
Year built
1890
Style
Single Family Residential
County
Bay County
APN
160-028-377-003-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
Property details
Parking
Parking/Garage Information
Garage Type: Off Street
Parking: Paved Driveway, 3 Or More Spaces
Interior
Virtual Tour
Interior Features
# of Rooms (Total): 13
Rooms: First Floor Bedroom, First Floor Mstr Bedroom
Bedroom Information
First Floor Bedroom
Bedroom 1 Level: Second
Bedroom 1 Dimensions: 1 x 10
Bedroom 1 Floor Covering: Carpet
Bedroom 1 Floor Covering: Carpet
Bedroom 2 Level: Second
Bedroom 2 Dimensions: 16 x 11
Bedroom 3 Level: First
Bedroom 3 Dimensions: W=9
Bedroom 4 Level: First
Bedroom 4 Dimensions: 13 x 11
Bathroom Information
Main Floor Full Bathroom
Second
# of Bathrooms (Full): 3
# of Baths/Lavatories (Total): 3
Bathroom 1 Information
Bathroom 1 Level: First
Bathroom 1 Length: 3
Bathroom 1 Width: 5
Bathroom 2 Information
Bathroom 2 Level: First
Bathroom 2 Length: 9
Bathroom 2 Width: 6
Bathroom 3 Information
Bathroom 3 Level: Second
Bathroom 3 Length: 9
Bathroom 3 Width: 7
Dining/Kitchen Information
Kitchen Floor Covering: Linoleum
Kitchen Level: First
Kitchen Dimension: 11 x 13
Library/Den/Living Room Information
Living Room Floor Covering: Carpet
Living Room Level: First
Living Room Dimensions: 15 x 30
Laundry/Basement Information
Basement : Has Basement
Basement Type: Block
Exterior
Exterior Features
Exterior Construction: Stucco
Foundation Type: Basement
Property Features
Frontage Type: Road
Property Information
Property Type: Residential
Property Type: 1 To 4 Units, Investment, Apartment
Structure Style: 2 Story
Year Built: 1890
Below Grade Sq. Ft.: 468
Below Grade Sq. Ft. (Finished): 0
Lot Information
SITE/LOT FEATURES: Main Street
Lot Size: 50,100
Zoning: Residential
Land Information
Land Contract: No
Acreage: 0.11
Frontage: 50
Financial
Tax/Assessments Information
Total Tax Year: 2024
Total Tax Amount: $1,944.68
Summer Tax Year: 2024
Summer Tax Amount: $1,395.26
Winter Tax Year: 2024
Winter Tax Amount: $549.42
Utilities
Utility Information
Heat/Fuel Type: Electric
Water Heater: Electric
Water: Public Water
Heating System: Forced Air
Sewer Septic: Public Sanitary
Location
Unit 5 Information
Living Room Dimensions: L=1588
School Information
School District: Bay City School District
School District: Bay City School District
Address Information
Street Designation: Avenue
Location Details
Municipality: Bay City
Mail City: Bay City
Subdivision: no
Municipality: Bay City
Area (Municipality): Bay City (09016)
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,588
Stories: —
Lot Size: 4,792 square feet
Style: Single Family Residential
Year Built: 1890
Year Renovated: —
County: Bay County
APN: 160-028-377-003-00
Home facts updated by county records on Aug 17, 2026
Other
Listing Information
Originating MLS: Bay County REALTOR Association
Around this home
Schools
Macgregor Elementary School
Public PreK-5 • Assigned • 0.8mi
5/10
Handy Middle School
Public 6-8 • Assigned • 1.9mi
4/10
Bay City Central High School
Public 9-12 • Assigned • 0.9mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 97° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Bay City, MI • 48708
Average low and high temperatures (°F)
27
15
32
18
47
29
58
39
66
47
80
60
85
65
80
61
77
55
65
45
47
35
33
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$162,000 – $196,000
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