*There are lake houses--and then there are cottages people dream about owning.* Perfectly positioned along the coveted north shore of Lake Charlevoix between Young State Park and Horton Bay, this home captures everything people imagine Northern Michigan living should be. Chic, timeless, and effortlessly stylish, this 3-bedroom, 2-bath cottage has been thoughtfully transformed while preserving the romance and simplicity of classic lake life. Inside, redesigned kitchen and baths pair seamlessly with warm textures, inviting gathering spaces, and a fresh cottage aesthetic. Every detail feels intentional--comfortable luxury without excess. Lake views from every room create a constant connection to the water and the changing weather beyond. The bedroom layout offers flexibility for both owners and guests, including a convenient first-floor bedroom and a private upper-level primary suite featuring a walk-in closet and a picture window overlooking the lake--an unforgettable place to wake each morning. A white picket fence frames the lovely gardens, while the new dock extends into the crystal waters of Lake Charlevoix, inviting long summer days of boating, swimming, paddle-boarding, and lakeside entertaining. With rare direct western exposure, sunset evenings unfold in spectacular color across the water--best enjoyed gathered with friends and family, with nowhere else to be. Ideally located, this property's convenient access to Boyne City, Petoskey, and Charlevoix, makes exceptional dining, shopping, skiing, golf, and year-round recreation within easy reach. This home proves luxury isn't measured by size--it's measured by feeling. This is the epitome of the Northern Michigan dream cottage--polished yet relaxed, sophisticated yet welcoming, and designed for making memories for generations. Sold turnkey furnished with some exclusions.
Single-familyProperty Type
1960Year Built
8,712 sq ftLot Size
$1,029Price/Sq.Ft.
Listed by Diane Finney• Coldwell Banker Schmidt Realtors
Est. $2,596 per month, based on comparable rentals
Sale and tax history for 03944 Springwater Beach Rd
Sale History
Tax History
Date
Event
Price
SW Michigan MLS #26031802
Jul 16, 2026
Sold
$1,509,000
$1,029/sq ft
Jul 12, 2026
Pending
—
Jul 8, 2026
Relisted
—
Jun 29, 2026
Pending
—
Jun 27, 2026
Contingent
—
Jun 24, 2026
Listed
$1,499,000
$1,023/sq ft
MiRealSource-MiMLS #70541503
Jul 16, 2026
Sold
$1,509,000
$1,029/sq ft
Jul 12, 2026
Pending
—
Jul 8, 2026
Relisted
—
Jun 29, 2026
Pending
—
Jun 27, 2026
Contingent
—
Jun 24, 2026
Listed
$1,499,000
$1,023/sq ft
* There are lake houses--and then there are cottages people dream about owning. * Perfectly positioned along the coveted north shore of Lake Charlevoix between Young State Park and Horton Bay, this home captures everything people imagine Northern Michigan living should be. Chic, timeless, and effortlessly stylish, this 3-bedroom, 2-bath cottage has been thoughtfully transformed while preserving the romance and simplicity of classic lake life. Inside, redesigned kitchen and baths pair seamlessly with warm textures, inviting gathering spaces, and a fresh cottage aesthetic. Every detail feels intentional--comfortable luxury without excess. Lake views from every room create a constant connection to the water and the changing weather beyond. The bedroom layout offers flexibility for both owners and guests, including a convenient first-floor bedroom and a private upper-level primary suite featuring a walk-in closet and a picture window overlooking the lake--an unforgettable place to wake each
REALCOMP #65026031802
Jul 16, 2026
Sold
$1,509,000
$1,029/sq ft
Jul 12, 2026
Pending
—
Jul 8, 2026
Relisted
—
Jun 29, 2026
Pending
—
Jun 27, 2026
Contingent
—
Jun 24, 2026
Listed
$1,499,000
$1,023/sq ft
* There are lake houses--and then there are cottages people dream about owning. * Perfectly positioned along the coveted north shore of Lake Charlevoix between Young State Park and Horton Bay, this home captures everything people imagine Northern Michigan living should be. Chic, timeless, and effortlessly stylish, this 3-bedroom, 2-bath cottage has been thoughtfully transformed while preserving the romance and simplicity of classic lake life. Inside, redesigned kitchen and baths pair seamlessly with warm textures, inviting gathering spaces, and a fresh cottage aesthetic. Every detail feels intentional--comfortable luxury without excess. Lake views from every room create a constant connection to the water and the changing weather beyond. The bedroom layout offers flexibility for both owners and guests, including a convenient first-floor bedroom and a private upper-level primary suite featuring a walk-in closet and a picture window overlooking the lake--an unforgettable place to wake eachmorning. A white picket fence frames the lovely gardens, while the new dock extends into the crystal waters of Lake Charlevoix, inviting long summer days of boating, swimming, paddle-boarding, and lakeside entertaining. With rare direct western exposure, sunset evenings unfold in spectacular color across the water--best enjoyed gathered with friends and family, with nowhere else to be. Ideally located, this property's convenient access to Boyne City, Petoskey, and Charlevoix, makes exceptional dining, shopping, skiing, golf, and year-round recreation within easy reach. This home proves luxury isn't measured by size--it's measured by feeling. This is the epitome of the Northern Michigan dream cottage--polished yet relaxed, sophisticated yet welcoming, and designed for making memories for generations. Sold turnkey furnished with some exclusions.
Year
Property tax
Land + Additions
Assessment*
2025
$14,764 (+406.1%)
2024
$2,917 (+5.8%)
2023
$2,756 (+5.0%)
2022
$2,625 (+3.9%)
2021
$2,525 (−1.2%)
2020
$2,556 (+3.3%)
2019
$2,474 (+2.2%)
2018
$2,420 (+8.4%)
2017
$2,232 (+0.1%)
2016
$2,229 (−1.0%)
2015
$2,251 (+1.6%)
2014
$2,216 (+2.6%)
2013
$2,160
Public record
Beds
4
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
8,712 Sq. Ft.
Year renovated
—
Sq. Ft.
1,466
Year built
1920
Style
Single Family Residential
County
Charlevoix County
APN
005-500-006-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 3, 2026.
Property details
Interior
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Heating
Heating: Baseboard, Hot Water
Interior Features
# of Rooms Total: 7
Has Fireplace
Room Information
Basement: Crawl Space
Exterior
Building Information
Architectural Style: Traditional
Building Area Total: 1,466
Construction Materials: Vinyl Siding
Exterior Features
Year Built: 1960
Roof: Asphalt
Lot Information
Lot Size Acres: 0.2
Lot Size Area: 0.2
Lot Size Units: Acres
Other Structures: Shed(s)
Is Waterfront
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Water Source: Well
Living Area: 1466.0
Financial
Tax Information
Tax Year: 2025
Tax Annual Amount: $15,012
Tax Assessed Value: $345,585
Location
School Information
High School District: Boyne City
Location Information
Directions: From Boyne City: Take the Boyne City Charlevoix Rd. about 6 miles to the second entrance to Springwater Beach Rd. Take to the end, curve left and house is 2nd on the right with the white picket fence.
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 1,466
Stories: —
Lot Size: 8,712 square feet
Style: Single Family Residential
Year Built: 1920
Year Renovated: —
County: Charlevoix County
APN: 005-500-006-00
Home facts updated by county records on Aug 3, 2026
Around this home
Schools
Boyne City Middle School
Public 5-8 • Assigned • 5.0mi
6/10
Boyne City High School
Public 8-12 • Assigned • 5.1mi
7/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 93° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Boyne City, MI • 49712
Average low and high temperatures (°F)
26
14
30
15
41
25
54
33
63
41
76
55
80
60
77
57
74
52
63
42
45
34
32
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.6 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.20M – $1.46M
Sell confidently with a local market expert in Boyne City.