Beautiful views from this well maintained frame ranch home on 100 ft. of the Cheboygan River and the Inland Waterway. A perfect spot for your year around home or a vacation retreat. Easy living floor plan with two bedrooms and three baths on the main floor and one bedroom and bath on the lower level. Large open living/kitchen area with fireplace, and a family room with air conditioning that offers many purposes. Lower level laundry room (hook ups on main floor too), convenient 2 car attached garage off the kitchen, and a large maintenance free deck over-looking the river. Seller has recently put in a new maintenance free dock, up-dated the sprinkler system, bathroom venting to outside, new paddle fans, and added more garden space and fruit trees. Lovely home in a great neighborhood.
Single-familyProperty Type
1966Year Built
$238Est. Price/Sq.Ft.
2 car garageParking
Listed by Jacqueline Tolstyka• COLDWELL BANKER SCHMIDT CHEBOYGAN
Bought with Jacqueline Tolstyka• COLDWELL BANKER SCHMIDT CHEBOYGAN
Boat the Inland Waterway from your own dock! This three bedroom, four bathroom home overlooks 100 feet of Cheboygan River frontage. It features a spacious master suite, updated kitchen and bathrooms, family room with air conditioning, and gorgeous hardwood floors. The large deck overlooks the river. Complete with attached two car garage, this home has it all for easy waterfront living.
Year
Property tax
Land + Additions
Assessment*
2025
$1,976 (−29.0%)
2024
$2,782 (+5.0%)
2023
$2,649 (+2.4%)
2022
$2,588 (+2.7%)
2021
$2,521 (+1.5%)
2020
$2,483 (+9.7%)
2019
$2,263 (+2.2%)
2018
$2,213 (+6.4%)
2017
$2,081 (+3.4%)
2016
$2,013 (−1.8%)
2015
$2,049 (+1.6%)
2014
$2,017
Tax history for 10651 S Moonlight Bay Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,976 (−29.0%)
2024
$2,782 (+5.0%)
2023
$2,649 (+2.4%)
2022
$2,588 (+2.7%)
2021
$2,521 (+1.5%)
2020
$2,483 (+9.7%)
2019
$2,263 (+2.2%)
2018
$2,213 (+6.4%)
2017
$2,081 (+3.4%)
2016
$2,013 (−1.8%)
2015
$2,049 (+1.6%)
2014
$2,017
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
0.38 Acres
Year renovated
—
Sq. Ft.
1,842
Year built
1970
Style
Single Family Residential
County
Cheboygan County
APN
105-G21-000-003-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Garage Door Opener, Paved, Attached
Interior
Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s)
Has Heating
Heating: Baseboard, Natural Gas
Interior Features
Window Features: Blinds
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Disposal, Oven, Range
Flooring: Hardwood
Room Information
Laundry Features: Lower Level, Other
Has Basement
Basement Details: Crawl Space
Exterior
Exterior Features
Exterior Features: Dock, Garden
Patio And Porch Features: Deck
Building Information
Above Grade Finished Area: 1,600
Property Features
On Waterfront
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Residential Water
Lot Information
Lot Features: Landscaped
Frontage Type: River
Water Body Name: Cheboygan River
Road Surface Type: Paved
Lot Size Dimensions: 100 x 198.66 x 79.23 x 95
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
Schools Information
High School District: Cheboygan Area
High School: Cheboygan
Location Information
Directions: Lincoln Ave. East to Lafayette, right Black River Rd to right on Moonlight Bay Rd. left to home on right.
Subdivision Name: George D. Craig
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,842
Stories: —
Lot Size: 0.38 acres
Style: Single Family Residential
Year Built: 1970
Year Renovated: —
County: Cheboygan County
APN: 105-G21-000-003-00
Home facts updated by county records on Jul 13, 2026
Around this home
Schools
East Elementary School
Public K-3 • Assigned • 1.8mi
Cheboygan Middle School
Public 4-12 • Assigned • 1.8mi
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 89° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Cheboygan, MI • 49721
Average low and high temperatures (°F)
25
14
28
15
38
24
49
32
61
41
73
53
78
60
77
59
72
53
62
44
45
34
32
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 2.1 hours in December, placing it below the
U.S. average for solar exposure.
9.1 hrs
2.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$484,000 – $586,000
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