Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees. The home offers easy one-level living with main-floor laundry, a functional kitchen and dining area, and a comfortable layout that works well as a year-round residence, weekend getaway, or seasonal escape. The second bedroom provides flexibility as a guest room, bunk room, office, or hobby space. Step outside and enjoy two private docks, a fishing shed located by the water, and an additional storage shed that could potentially be converted into a bunkhouse for extra sleeping space. There is plenty of room for outdoor equipment, along with an attached garage that is ideal for vehicles, boats, snowmobiles, or workshop space. The quiet setting near the end of S. Smith Road creates a wonderful sense of seclusion, while the lakefront invites fishing, kayaking, boating, and relaxing by the water. Mature birch and cedar trees, frequent wildlife, and scenic surroundings complete the peaceful up-north atmosphere. Located near Black Mountain Recreation Area, this property puts hiking, ORV trails, snowmobiling, cross-country skiing, and year-round outdoor adventure within easy reach. With a private well and septic, natural gas baseboard heat, and so much natural beauty surrounding it, this is a special opportunity to own an affordable waterfront retreat in Cheboygan County. Whether you are looking for a personal getaway, a recreational base camp, or a simpler place to enjoy lake life, 5699 S. Smith Road is ready to welcome you.
Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees. The home offers easy one-level living with main-floor laundry, a functional kitchen and dining area, and a comfortable layout that works well as a year-round residence, weekend getaway, or seasonal escape. The second bedroom provides flexibility as a guest room, bunk room, office, or hobby space. Step outside and enjoy two private docks, a fishing shed located by the water, and an additional storage shed that could potentially be converted into a bunkhouse for extra sleeping space. There is plenty of room for outdoor equipment, along with an attached garage that is ideal for vehicles, boats, snowmobiles, or workshop space. The quiet setting near the end of S. Smith Road creates a wonderful sense of seclusion, while the lakefront invites fishing, kayaking, boating, and relaxing by the water. Mature birch and cedar trees, frequent wildlife, and scenic surroundings complete the peaceful up-north atmosphere. Located near Black Mountain Recreation Area, this property puts hiking, ORV trails, snowmobiling, cross-country skiing, and year-round outdoor adventure within easy reach. With a private well and septic, natural gas baseboard heat, and so much natural beauty surrounding it, this is a special opportunity to own an affordable waterfront retreat in Cheboygan County. Whether you are looking for a personal getaway, a recreational base camp, or a simpler place to enjoy lake life, 5699 S. Smith Road is ready to welcome you.
MiRealSource-MiMLS #61014734
Aug 20, 2026
Price Changed
$289,900
$318/sq ft
Jul 24, 2026
Listed
$295,000
$323/sq ft
WWMLS #201841757
Aug 19, 2026
Price Changed
$289,900
$318/sq ft
Jul 21, 2026
Listed
$295,000
$323/sq ft
+36
A rare opportunity to own a truly special piece of Northern Michigan lakefront! This well-kept home has been in the same family since it was built and sits on approximately 1.14 acres with about 275 feet of Twin Lakes frontage. An added living area offers peaceful lake views through large windows, while the kitchen and bathroom were updated in 2000. Enjoy one-level living, main-floor laundry and valuable basement storage. Outside, you'll find a sandy beach, two private docks, a fishing shed by the water, an additional shed with possible bunkhouse potential, and an attached garage with room for vehicles and lake toys. Tucked near the end of S. Smith Road and close to Black Mountain recreation, this peaceful property is a rare year-round home or Up North getaway.
WWMLS #1
Jun 7, 2026
Price Changed
$334,900
$367/sq ft
Apr 28, 2026
Price Changed
$356,900
$391/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$504 (+3.5%)
2024
$487 (+10.8%)
2021
$439 (−32.7%)
2018
$652 (+6.1%)
2017
$615 (−0.5%)
2016
$618 (−7.6%)
2015
$669 (+1.5%)
2014
$659
Public record
Beds
—
Baths
1
Stories
—
Lot width
—
Lot depth
—
Lot size
1.14 Acres
Year renovated
—
Finished Sq. Ft.
912
Unfinished Sq. Ft.
—
Total Sq. Ft.
912
Year built
—
Style
Single Family Residential
County
Cheboygan County
APN
151-003-200-027-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
1/10 Heat Factor
7 days above 92° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Cheboygan, MI • 49721
Average low and high temperatures (°F)
25
14
28
15
38
24
49
32
61
41
73
53
78
60
77
59
72
53
62
44
45
34
32
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
83/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.3 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 5699 S Smith Rd
$279,174
$11K under list price of $290K
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $237K to $388K.