OFF MARKET

Off market sep 2020 for $457K

$655,098

Est. refi paymentEst. refi $924/mo

•

1,656

sq ft

3640 Twin Oak Rd, Gaylord, MI 49735

About this home

OTSEGO LAKEFRONT HOME-EAST SHORE- 125' OF SANDY BEACH This great wooded site allow for expansion and addition of garage with guest quarters. Just steps from the front patio and you are in the lake or on the dock. Also ''don't drink & drive'' is featured with easy walking distance to the Porter Haus and Bennethums restaurants. Adjoins the Iron Belle Trail for year around recreation including hiking, biking, and snowmobiling. Add to this a great home that is move in ready with all upgrades including granite counter tops, stainless appliances, wainscot and crown moldings thru out. Features inside wood and tile flooring. Great room feeling with the living, dining, and kitchen areas connected. (4) bedrooms and (2 and 1/2) baths add to the custom upgrades with 1st flr Master Suite adding to the privacy. Wood burner just great for cozy comfort, forced air gas and air conditioning are added features. This turn of the century home includes all upgrades to electric, plumbing, and hvac.

Single-familyProperty Type

$396Est. Price/Sq.Ft.

Listed by Dale Smith • smith realty GROUP

Bought with REALTOR Kurth • smith realty GROUP

Redfin checked: a few seconds ago

•Source:WWMLS #325398

Redfin Estimate

$655,098

$198K since sold in September 2020$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 123.7% higher than the average sale price ($293K) of 6 comparable homes.

SOLD SEP 11, 2026
$200,000
A
3 beds1 bath1,808 sq ft
3290 Forest Rd, Gaylord, MI 49735
SOLD JUL 31, 2026
$556,000
B
3 beds2 baths1,528 sq ft
1203 Pinetum Ln, Gaylord, MI 49735
SOLD SEP 21, 2026
$259,000
C
3 beds1.5 baths1,148 sq ft
27 Michaywe Dr, Gaylord, MI 49735
SOLD OCT 8, 2026
$265,000
D
3 beds2 baths1,728 sq ft
4350 E Vail Ln, Gaylord, MI 49735
SOLD AUG 28, 2026
$187,000
E
3 beds1.5 baths1,093 sq ft
4927 Henry Dr, Gaylord, MI 49735
SOLD OCT 9, 2026
$290,000
F
4 beds2 baths2,226 sq ft
2103 Hickorywood Dr, Gaylord, MI 49735

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Earn from this home

Refinance

Est. cash available

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Rent

$1,615/mo

Redfin rental estimate

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Market trends in 49735, MI

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

96.9%

0.7% MoM

Median sale price

$268K

$3K MoM

Avg. days on market

48d

6 days MoM

Recently sold homes

137

17 MoM

New listings for sale

NEW 51 MINS AGO
$314,500
3 beds2 baths2,457 sq ft
56 Michaywe Dr, Gaylord, MI 49735
NEW 17 HRS AGO
$169,000
3 beds2 baths988 sq ft
5236 Krys Rd, Gaylord, MI 49735
$220,000
3 beds1 bath1,068 sq ft
882 Pansy St, Gaylord, MI 49735
3D WALKTHROUGH
$349,000
4 beds2 baths1,696 sq ft
680 Sparr Rd, Gaylord, MI 49735
$739,000
2 beds1 bath1,503 sq ft
693 Charles Brink Rd, Gaylord, MI 49735
$129,000
4 beds1 bath1,984 sq ft
501 E Main St, Gaylord, MI 49735
(989) 792-8200
$195,000
2 beds2 baths814 sq ft
761 Logmark Trl, Gaylord, MI 49735
$315,000
3 beds2 baths1,650 sq ft
2438 Van Tyle Rd, Gaylord, MI 49735
$185,000
2 beds1 bath1,046 sq ft
511 E Main St, Gaylord, MI 49735
$435,000
4 beds2 baths2,040 sq ft
5880 Arenac Trl, Gaylord, MI 49735
See all

Provided by Redfin

Sale history for 3640 Twin Oak Rd

Tax history for 3640 Twin Oak Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

—

Stories

—

Lot width

115 ft.

Lot depth

—

Lot size

0.27 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Otsego County

APN

011-700-001-001-01

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on May 27, 2026.

Property details

Interior

Bathroom Information
# of Half Bathrooms: 1

Heating & Cooling
Has Heating
Heating: Forced Air, Propane, Central

Interior Features
Window Features: Blinds
Appliances: Dishwasher, Microwave, Refrigerator, Washer, Water Softener, Disposal, Oven, Range

Room Information
Laundry Features: Main Level
Basement Details: Crawl Space

Exterior

Exterior Features
Patio And Porch Features: Deck

Building Information
Above Grade Finished Area: 1,656
Foundation Details: Slab

Property Features
On Waterfront
Other Structures: Shed(s)

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Residential Water

Land Information
Vegetation: Natural State

Lot Information
Lot Features: Landscaped
Water Body Name: Otsego Lake
Lot Size Dimensions: .27 acres

Utilities

Utility Information
Water Source: Well
Utilities: Cable Available
Sewer: Septic Tank

Location

Schools Information
High School District: Gaylord

Location Information
Directions: South Old 27 to Michigan Ave to Twin Oaks
Subdivision Name: T30N R3W.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.27 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Otsego County
APN: 011-700-001-001-01

Home facts updated by county records on May 27, 2026

Around this home

Schools

Gaylord Intermediate School

Public 4-6 • Assigned • 3.1mi

6/10

Gaylord Middle School

Public 7-8 • Assigned • 3.1mi

6/10

Gaylord High School/Voc. Bldg.

Public 9-12 • Assigned • 4.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 93° expected this year, 13 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Gaylord, MI • 49735

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 2.2 hours in December, placing it below the U.S. average for solar exposure.

9.3 hrs

2.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$623,000 – $754,000

Sell confidently with a local market expert in Gaylord. 3 minutes to get started.

Nearby similar homes

$315,000

3 beds2 baths1,650 sq ft

2438 Van Tyle Rd, Gaylord, MI 49735

$379,900

3 beds2 baths2,121 sq ft

738 Timber Valley Rd, Gaylord, MI 49735

NEW CONSTRUCTION

$285,000

3 beds2 baths2,240 sq ft

3509 North Point Dr, Gaylord, MI 49735

(231) 947-9800

$424,999

3 beds2.5 baths2,266 sq ft

5055 Clubhouse Trl, Gaylord, MI 49735

FOR SALE BY OWNER

$370,000

3 beds1 bath— sq ft

676 Krys Rd, Gaylord, MI 49735

$379,900

3 beds2 baths2,140 sq ft

5500 Seneca Trl, Gaylord, MI 49735

(734) 649-4903

New listings for sale in 49735

NEW 51 MINS AGO

$314,500

3 beds2 baths2,457 sq ft

56 Michaywe Dr, Gaylord, MI 49735

NEW 17 HRS AGO

$169,000

3 beds2 baths988 sq ft

5236 Krys Rd, Gaylord, MI 49735

$220,000

3 beds1 bath1,068 sq ft

882 Pansy St, Gaylord, MI 49735

3D WALKTHROUGH

$349,000

4 beds2 baths1,696 sq ft

680 Sparr Rd, Gaylord, MI 49735

$739,000

2 beds1 bath1,503 sq ft

693 Charles Brink Rd, Gaylord, MI 49735

$129,000

4 beds1 bath1,984 sq ft

501 E Main St, Gaylord, MI 49735

(989) 792-8200

$195,000

2 beds2 baths814 sq ft

761 Logmark Trl, Gaylord, MI 49735

$315,000

3 beds2 baths1,650 sq ft

2438 Van Tyle Rd, Gaylord, MI 49735

$185,000

2 beds1 bath1,046 sq ft

511 E Main St, Gaylord, MI 49735

Home values near 3640 Twin Oak Rd

Data from public records.

Address	Redfin Estimate
3722 Twin Oak Rd, Gaylord, MI 2 Beds \| 1 Baths \| 614 Sq. Ft.	$285,631
3603 South Old 27, Gaylord, MI 2 Beds \| 1 Baths \| 3000 Sq. Ft.	$314,839

Address	Redfin Estimate
3706 Twin Oak Rd, Gaylord, MI 2 Beds \| 1 Baths \| 1000 Sq. Ft.	$375,805
3593 South Old 27, Gaylord, MI 8 Beds \| 5 Baths \| 3350 Sq. Ft.	$321,260

Address	Redfin Estimate
3750 Buck Rd, Gaylord, MI 3 Beds \| 1 Baths \| 1800 Sq. Ft.	$660,252
3581 South Old 27, Gaylord, MI 2 Beds \| 1 Baths \| 1200 Sq. Ft.	$105,500

Property information provided by WWMLS when last listed in 2020. This data may not match . Learn more.

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