ONLY $285,000! Full-time residence, Northern Michigan getaway, or investment opportunity! Imagine paddleboarding on Otsego Lake just steps from your door and snowmobiling on nearby trails all winter! This 4-bedroom, 2-bath home sits on a spacious corner lot in a quiet neighborhood with NO HOA, NO city water bills, and NO lakefront or city property taxes! Inside, enjoy hardwood floors, a bright kitchen and dining area, and a finished lower level with family room, gas stove, and additional bedrooms. An expansive, low-maintenance deck offers great outdoor entertaining space. Conveniently located close to town with Otsego Lake access, and the Iron Belle Trail. Year-round comfort at an affordable price!
Single-familyProperty Type
1972Year Built
0.83 acresLot Size
$154Price/Sq.Ft.
2 car garageParking
Listed by Anna Tomaski• COLDWELL BANKER SCHMIDT GAYLORD
A PLACE TO CALL HOME Find yours at this 4 bedroom, 2 bath, vinyl-sided, bi-level home in Gaylord. You'll enjoy the upstairs level consisting of bright kitchen with appliances included, dining area with views of Otsego Lake, casual living room with hardwood floors with carry into the two bedrooms, and full bath. The lower level has a comfortable family room with freestanding gas stove, two more bedrooms and another bath, plus large mechanical/laundry room with washer, dryer & freezer staying. Natural gas heat along with solar make for great utility costs! Nice size lot with views of Otsego Lake, access for egress/ingress only, plus close to new Iron Belle Trail and snowmobile trail. Year-Round recreational activities! Fabulous find at $149,900.
WWMLS #315836
Sep 5, 2018
Listed
$156,000
$84/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$200 (+78.8%)
2024
$112 (+9.9%)
2023
$102 (−4.0%)
2022
$106 (+26.2%)
2021
$84 (−51.6%)
2020
$173 (−1.5%)
2019
$176
Public record
Public record
Permits
Beds
—
Baths
—
Stories
—
Lot width
178 ft.
Lot depth
—
Lot size
0.35 Acres
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Vacant Land
County
Otsego County
APN
011-700-011-003-01
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
Sep 10, 2015 • Final
Building
Work on a roof.
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 93° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Gaylord, MI • 49735
Average low and high temperatures (°F)
23
11
29
13
40
23
54
33
62
42
76
55
80
61
75
56
70
51
61
42
43
32
29
19
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4038 Twin Oak Rd
$279,648
$5,352 under list price of $285K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $190K to $360K.