1040 Rivers Terrace St, Gladwin, MI 48624

Off Market May 2024 for $185K

$242,907

Est. refi paymentEst. refi $1,220/mo

•

1,120

sq ft

1040 Rivers Terrace St, Gladwin, MI 48624

About this home

The views are gorgeous at this updated waterfront home on all sports Smallwood Lake. The lot is just under a half acre with professional rock landscaping down to 74' of sand bottom waterfront. Enjoy a carefree exterior with vinyl siding, new roof in 2023, a wrap around deck with Gazebo overlooking the water. Inside you will find a spacious L shaped eat in kitchen updated with maple cabinetry, and neutral tumbled stone backsplash. The refrigerator, stackable washer & dryer, forced air furnace, central air and hot water tank are all just 2 years old. Large light filled living room with vaulted ceiling and a wood burning fireplace. Newer vinyl windows and door out to the 3 season sunroom overlooking the deck, Primary bedroom with attached updated bath. Double vanity with tile backsplash, a walk in closet conveniently separate from the newer shower area. Updated main bath with shower and the second bedroom with patio door out to the sunroom. This home is move in ready with many big $$ updates done. This is a drywalled manufactured home with upgraded windows, doors and finishes. Can come mostly furnished with the right offer. Smallwood Lake is an all sport lake in a beautiful rural setting. The water levels are lowered while construction is completed on a new dam system. You can kayak, fish and ride ORV trails until the lake returns to all it's glory. See the FLTF web page for all details of the lake's return and assessment. https://www. four-lakes-taskforce-mi.com/

Single-familyProperty Type

1987Year Built

0.47 acresLot Size

$217Est. Price/Sq.Ft.

2 car garageParking

Listed by DEBORAH STOVER • RE/MAX RIVERHAVEN--SS

•989-426-9239 (broker)

Bought with DEBORAH STOVER • RE/MAX RIVERHAVEN--SS

•989-426-9239 (broker)

Redfin checked: a minute ago

•Source:MiRealSource-MiMLS #50134452

Redfin Estimate

$242,907

$58K since sold in May 2024$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.1% higher than the average sale price ($215K) of 6 comparable homes.

SOLD APR 27, 2026
$210,000
A
2 beds2 baths1,140 sq ft
1009 Radov Rd, Gladwin, MI 48624
SOLD JUL 10, 2026
$125,000
B
2 beds1.5 baths1,136 sq ft
271 Hemlock St, Gladwin, MI 48624 8314
SOLD DEC 5, 2025
$224,900
C
2 beds2 baths1,172 sq ft
2815 West River Dr, Gladwin, MI 48624
SOLD AUG 6, 2026
$110,000
D
2 beds1 bath1,023 sq ft
300 E Winegars Rd, Gladwin, MI 48624
SOLD AUG 21, 2026
$350,000
E
2 beds2 baths1,358 sq ft
2205 Sugar Woods Trl, Gladwin, MI 48624 7028
SOLD JUN 25, 2026
$269,000
F
2 beds2 baths1,242 sq ft
745 Wolverine Dr, Gladwin, MI 48624

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Earn from this home

Refinance

Est. cash available

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Rent

$2,612/mo

Redfin rental estimate

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Market trends in 48624, MI

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

96.2%

+0.3% MoM

Median sale price

$225K

$15K MoM

Avg. days on market

40d

1 days MoM

Recently sold homes

7 MoM

New listings for sale

NEW 1 HR AGO
$595,000
4 beds3 baths2,426 sq ft
5260 N Hockaday Rd, Gladwin, MI 48624
NEW 25 HRS AGO
$169,987
2 beds1 bath837 sq ft
5370 Jerry St, Gladwin, MI 48624
(989) 426-0664
NEW 27 HRS AGO
$286,700
2 beds1 bath852 sq ft
1041 Radov Rd Lot : 11,12, Gladwin, MI 48624
(989) 317-4444
NEW 27 HRS AGO
1041 Radov Rd, Gladwin, MI 48624
$286,700
2 beds1 bath852 sq ft
1041 Radov Rd, Gladwin, MI 48624
$225,000
2 beds1.5 baths2,040 sq ft
1520 Dormie Dr, Gladwin, MI 48624
(989) 426-9239
3D WALKTHROUGH
$575,000
3 beds2 baths3,136 sq ft
175 W M 61 Hwy, Gladwin, MI 48624
(989) 502-2026
$180,000
3 beds2 baths1,088 sq ft
1455 Eldon Ct, Gladwin, MI 48624
$258,900
4 beds2 baths1,590 sq ft
395 W M61 Hwy, Gladwin, MI 48624
(989) 426-6893
$294,900
1 bed1 bath967 sq ft
1293 Bellinger Rd, Gladwin, MI 48624
(810) 659-6300
$199,000
2 beds2 baths1,759 sq ft
1000 N Silverleaf St, Gladwin, MI 48624
(989) 426-6893
See all

Provided by Redfin

Sale history for 1040 Rivers Terrace St

Date

Event

Price

MiRealSource-MiMLS #50134452

May 10, 2024

Sold

$185,000

$165/sq ft

May 10, 2024

Sold

$185,000

$165/sq ft

Apr 3, 2024

Pending

—

Feb 27, 2024

Listed

$214,500

$192/sq ft

Feb 27, 2024

Listed

$214,500

$192/sq ft

Public Records

Oct 9, 2014

Sold

$85,000

$76/sq ft

MiRealSource-MiMLS #1141398

Aug 25, 2014

Listing Removed

—

Mar 18, 2014

Listed

$98,000

$88/sq ft

MiRealSource-MiMLS #41018374

Mar 18, 2014

Listed

$98,000

$88/sq ft

MiRealSource-MiMLS #41017045

Feb 26, 2014

Listing Removed

—

Apr 26, 2013

Listed

$104,900

$94/sq ft

MiRealSource-MiMLS #41014965

Nov 30, 2012

Listing Removed

—

Aug 22, 2011

Listed

$112,000

$100/sq ft

Tax history for 1040 Rivers Terrace St

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

85 ft.

Lot depth

—

Lot size

20,473

Year renovated

2025

Sq. Ft.

1,120

Year built

1987

Style

Single Family Residential

County

Gladwin County

APN

130-160-000-005-00

Parking Spaces

Basement

Accessible

HOA Dues

—

Garage

Yes

Features

Views, Waterfront

Last updated by owner on Dec 28, 2025.

Property details

Parking

Parking/Garage Information
Has Garage
Garage Dimensions: 32x24
# of Parking Spaces in Garage: 2.5
Garage Type: Gar Door Opener, Detached Garage, Electric In Garage
Parking: Garage, Lighted, 3 Or More Spaces

Interior

Interior Features
Has Fireplace
# of Rooms (Total): 5
# of Fireplaces (Total): 1
Rooms: First Floor Bedroom, First Floor Laundry, First Floor Mstr Bedroom, Living Room, Sun/Florida Room, Utility/Laundry Room, Master Bedroom, Master Bathroom, First Flr Full Bathroom, PrimaryBdrm Full Bathroom, Eat-In Kitchen
Interior Features: 9 Ft + Ceilings, Cathedral/Vaulted Ceiling, Walk-In Closet, Window Treatment(S)
Appliances: Humidifier, Microwave, Range/Oven, Refrigerator, Washer, Water Softener (Owned), Dryer
Has Fireplace
Fireplace Features: Livingroom Fireplace, Natural Fireplace, Wood Burning

Bedroom Information
First Floor Bedroom
Bedroom 1 Dimensions: 13 x 12
Bedroom 2 Dimensions: 13 x 9

Bathroom Information
Main Floor Full Bathroom
# of Bathrooms (Full): 2
# of Baths/Lavatories (Total): 2

Bathroom 1 Information
Bathroom 1 Level: Main
Bathroom 1 Length: 18
Bathroom 1 Width: 5

Bathroom 2 Information
Bathroom 2 Level: Main
Bathroom 2 Length: 6
Bathroom 2 Width: 4

Dining/Kitchen Information
Kitchen Dimension: 13 x 12

Family/Great Room Information
Sun/Florida Room Dimensions: 27 x 8

Library/Den/Living Room Information
Living Room Floor Covering: Carpet
Living Room Level: Main
Living Room Dimensions: 26 x 14

Laundry/Basement Information
Basement Type: None (Basement)
Laundry Room Dimensions: 7 x 7

Exterior

Exterior Features
Exterior Construction: Vinyl Siding, Vinyl Trim
Exterior Features: Porch, Exterior Balcony, Deck
Foundation Type: Crawl

Property Features
On Waterfront
Water Features: All Sports Lake, Dock/Pier Facility, Lake Frontage, Waterfront, Interior Lake, Sandy Bottom
Frontage Type: Water
Lake Name: Smallwood Lake

Property Information
Out Buildings: Garage(s)
Property Type: Residential
Structure Style: 1 Story
Year Built: 1987
Manufactured
Manufactured Body Type: Double Wide, Manufactured After 1976
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0

Lot Information
SHORELINE: Flat Rock, Pebble
SITE/LOT FEATURES: Rural, Subdivision, Platted, Sloping, Dead End
VIEW: Rural View, Lake View
Site Description: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Treed
Lot Size: 74,259,100,218
Zoning: Recreational

Land Information
Land Contract: No
Acreage: 0.47
Roads: Year Round, City/County, Country
Frontage: 74

Financial

Tax/Assessments Information
Taxable Value Year: 2023
Taxable Value: $44,940
Total Tax Year: 2023
Total Tax Amount: $1,836.59
Summer Tax Year: 2023
Summer Tax Amount: $537.24
Winter Tax Year: 2023
Winter Tax Amount: $1,299.35
Has Assessments
Assessments Amount: $197.46

Utilities

Utility Information
SUPPLEMENTAL HEAT: Wood
UTILITIES: Cable Available, Cable Connected, Electricity Connected, Natural Gas Not Available, Propane, Propane Tank Leased
Heat/Fuel Type: Wood, LP/Propane Gas
Water Heater: Electric
Water: Drilled Well, Private Well
Cooling System: Ceiling Fan(S), Central A/C
Heating System: Forced Air
Sewer Septic: Septic

Location

Unit 5 Information
Living Room Dimensions: L=1120

School Information
School District: Gladwin Community Schools
School District: Gladwin Community Schools

Address Information
Street Designation: Street

Location Details
Directions: From M-61, take M-30 north to Old M-30 turn right, to Rivers Rd turn left, straight back to Rivers Terrace turn left.
Municipality Type: Township
Municipality: Secord Twp
Mail City: Gladwin
Subdivision: Rivers-Jennings Sub
Municipality: Secord Twp
Area (Municipality): Secord Twp (26013)

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,120
Stories: —
Parking Spaces: 2
Basement: No
Accessible: No
Lot Size: 0.47 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: 2025
County: Gladwin County
APN: 130-160-000-005-00
HOA Dues: —
Garage: Yes
Features: Views, Waterfront

Home facts updated by owner on Dec 28, 2025

Other

Listing Information
Originating MLS: Clare Gladwin Board of REALTORS
No

Around this home

Schools

Gladwin Elementary School

Public PreK-2 • Assigned • 6.9mi

Gladwin Junior High School

Public 6-8 • Assigned • 6.9mi

6/10

Gladwin High School

Public 9-12 • Assigned • 7.0mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 96° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Gladwin, MI • 48624

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 2.3 hours in December, placing it below the U.S. average for solar exposure.

9.6 hrs

2.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$231,000 – $280,000

Sell confidently with a local market expert in Gladwin. 3 minutes to get started.

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New listings for sale in 48624

NEW 1 HR AGO

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NEW 25 HRS AGO

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3D WALKTHROUGH

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Home values near 1040 Rivers Terrace St

Data from public records.

Address	Redfin Estimate
1072 Rivers Terrace Rd, Gladwin, MI 4 Beds \| 1 Baths \| 1180 Sq. Ft.	$218,479
987 Lakeshore Dr, Gladwin, MI 2 Beds \| 1 Baths \| 720 Sq. Ft.	$190,444

Address	Redfin Estimate
1088 Rivers Terrace Rd, Gladwin, MI 3 Beds \| 2 Baths \| 1800 Sq. Ft.	$317,469
981 Siesta St, Gladwin, MI 3 Beds \| 2 Baths \| 1632 Sq. Ft.	$448,619

Address	Redfin Estimate
1056 Rivers Terrace Rd, Gladwin, MI 3 Beds \| 2 Baths \| 1300 Sq. Ft.	$241,876
1019 Siesta St, Gladwin, MI 3 Beds \| 2 Baths \| 1800 Sq. Ft.	$356,149

Property information provided by MiRealSource-MiMLS when last listed in 2024. This data may not show owner updates. Learn more.

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