OFF MARKET

Off market nov 2019 for $417K

$640,357

Est. refi paymentEst. refi $2,853/mo

•

2,812

sq ft

3523 Stearns Rd, Ludington, MI 49431

About this home

Single-familyProperty Type

1988Year Built

0.92 acresLot Size

$228Est. Price/Sq.Ft.

2 car garageParking

Listed by Deb Stevenson Group, Inc Stevenson • Greenridge Realty S Rath

Bought with Deb Stevenson Group, Inc Stevenson • Greenridge Realty S Rath

Redfin checked: a minute ago

•Source:SW Michigan MLS #19055144

Redfin Estimate

$640,357

$223K since sold in November 2019$13K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 33.6% higher than the average sale price ($479K) of 6 comparable homes.

SOLD NOV 7, 2025
$400,000
A
4 beds3 baths3,340 sq ft
7298 W M-116, Ludington, MI 49431
SOLD SEP 25, 2026
$550,000
B
3 beds2.5 baths2,270 sq ft
7354 W M-116, Ludington, MI 49431
SOLD AUG 11, 2026
$385,000
C
3 beds2.5 baths2,259 sq ft
1854 Tall Oaks Dr W, Ludington, MI 49431
SOLD SEP 23, 2026
$558,400
D
3 beds3 baths2,816 sq ft
5410 W Oak Ridge Dr, Ludington, MI 49431
SOLD AUG 27, 2026
$800,000
E
3 beds2 baths1,836 sq ft
6836 W Vesper Dr, Ludington, MI 49431
SOLD SEP 4, 2026
$182,500
F
3 beds2 baths1,456 sq ft
5809 Barnhart Rd, Ludington, MI 49431

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Earn from this home

Refinance

Est. cash available

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Rent

$3,151/mo

Redfin rental estimate

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Market trends in 49431, MI

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

96.6%

+0.3% MoM

Median sale price

$335K

$18K MoM

Avg. days on market

48d

0 days MoM

Recently sold homes

11 MoM

New listings for sale

NEW 24 HRS AGO
$397,000
2 beds2 baths1,866 sq ft
1529 N Betty Ave, Ludington, MI 49431
$549,000
3 beds3 baths2,298 sq ft
409 N Gaylord Ave, Ludington, MI 49431
$750,000
3 beds2 baths2,642 sq ft
206 N Gaylord Ave, Ludington, MI 49431
$310,000
— beds— baths2,250 sq ft
504 E Dowland St, Ludington, MI 49431-2315
(231) 362-3865
$290,000
3 beds2 baths1,296 sq ft
722 N Delia St, Ludington, MI 49431
COMING SOON
$379,000
5 beds3 baths2,200 sq ft
5889 Barnhart Rd, Ludington, MI 49431
$514,900
3 beds2.5 baths2,352 sq ft
1612 Marilyn Dr, Ludington, MI 49431
$1,250,000
3 beds2 baths1,500 sq ft
302 S Ferry St, Ludington, MI 49431 2001
(888) 501-7085
$900,000
4 beds3.5 baths3,639 sq ft
6785 N Hamlin Shoals Ln, Ludington, MI 49431
$384,000
3 beds2 baths2,424 sq ft
6292 W Decker Rd, Ludington, MI 49431
See all

Provided by Redfin

Sale history for 3523 Stearns Rd

Date

Event

Price

SW Michigan MLS #19055144

Nov 14, 2019

Sold

$417,000

$148/sq ft

Nov 14, 2019

Listed

$417,000

$148/sq ft

Greater Lansing AoR #70087174

Nov 14, 2019

Sold

$417,000

$148/sq ft

Nov 14, 2019

Listed

$417,000

$148/sq ft

SW Michigan MLS #19038791

Sep 11, 2019

Sold

$410,000

$146/sq ft

Sep 9, 2019

Pending

—

Aug 16, 2019

Contingent

—

Aug 9, 2019

Listed

$399,000

$142/sq ft

+64

Rare opportunity to own this great 3 bed 2 and a half bath with beautiful Hamlin Lake views, 100ft of frontage and a private dock. Extra detached garage for plenty of storage at 24 X 40. Main level master has its own bath, walk in closet, and access to the expansive deck overlooking Hamlin Lake. Enjoy some of the best sunsets Ludington has to offer from the 4 season's room. Upstairs you'll find 2 more bedrooms and a full bath. The newly remodeled bath has heated floors and a glass shower door that is tastefully done. This home comes with central air but open a few windows for that cool lake breeze. The attached 2 car garage comes finished and heated! The newly updated mud room and laundry has heated floors and built in storage for shoes. Lake life at it's best, call today!

Greater Lansing AoR #70075376

Sep 11, 2019

Sold

$410,000

$146/sq ft

Aug 9, 2019

Listed

$399,000

$142/sq ft

SW Michigan MLS #12013981

Jun 12, 2015

Sold

$309,500

$110/sq ft

Mar 14, 2012

Listed

$319,900

$114/sq ft

SW Michigan MLS #11001791

Jan 24, 2015

Listing Removed

—

Jan 6, 2011

Listed

$399,900

$142/sq ft

SW Michigan MLS #2925046

Oct 22, 2009

Listing Removed

—

Jun 24, 2009

Listed

$449,900

$160/sq ft

Public Records

May 1, 1988

Sold

$25,000

$9/sq ft

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.92 Acres

Year renovated

—

Sq. Ft.

2,210

Year built

—

Style

Single Family Residential

County

Mason County

APN

007-027-081-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 2, 2026.

Property details

Parking

Parking Information
Parking Features: Detached, Attached

Garage Information
Garage Spaces: 2
Has Garage
Attached Garage

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Heating & Cooling
Has Heating
Heating: Forced Air

Interior Features
# of Rooms Total: 11

Room Information
Basement: Full

Exterior

Building Information
Architectural Style: Contemporary
Building Area Total: 2,210
Construction Materials: Brick, Vinyl Siding

Exterior Features
Year Built: 1988

Lot Information
Lot Size Acres: 0.92
Lot Size Area: 0.92
Lot Size Units: Acres
Is Waterfront
Water Body Name: Hamlin Lake

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Water Source: Well
Living Area: 2812.0

Financial

Tax Information
Tax Year: 2019
Tax Annual Amount: $3,200.14
Tax Assessed Value: $148,300

Location

School Information
High School District: Ludington

Location Information
Directions: Ludington Ave head West to Lakeshore Dr, North on Lakeshore Dr to Neil Rd, follow around curve and take a left on Stearns heading North, home is on West side of road.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,210
Stories: —
Lot Size: 0.92 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Mason County
APN: 007-027-081-00

Home facts updated by county records on Sep 2, 2026

Around this home

Schools

Ludington Elementary School

Public PreK-5 • Assigned • 4.0mi

7/10

O.J. DeJonge Middle School

Public 6-8 • Assigned • 4.1mi

7/10

Ludington High School

Public 9-12 • Assigned • 4.1mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 94° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

6 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Ludington, MI • 49431

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.7 hours in June and 2.6 hours in December, placing it below the U.S. average for solar exposure.

9.7 hrs

2.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$609,000 – $737,000

Sell confidently with a local market expert in Ludington. 3 minutes to get started.

Nearby similar homes

$39,900

Land— sq ft

621 E Melendy St, Ludington, MI 49431

$225,000

3 beds1 bath2,174 sq ft

4364 N N. Stiles Rd, Scottville, MI 49454

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5 beds3.5 baths4,656 sq ft

5336 W Riverside Ln, Ludington, MI 49431

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3 beds2 baths1,904 sq ft

1084 N Brandy Ln, Ludington, MI 49431

$1,250,000

3 beds2 baths1,500 sq ft

302 S Ferry St, Ludington, MI 49431 2001

(888) 501-7085

$249,000

3 beds1 bath1,152 sq ft

6022 Bryant Rd, Ludington, MI 49431

New listings for sale in 49431

NEW 24 HRS AGO

$397,000

2 beds2 baths1,866 sq ft

1529 N Betty Ave, Ludington, MI 49431

$549,000

3 beds3 baths2,298 sq ft

409 N Gaylord Ave, Ludington, MI 49431

$750,000

3 beds2 baths2,642 sq ft

206 N Gaylord Ave, Ludington, MI 49431

$310,000

— beds— baths2,250 sq ft

504 E Dowland St, Ludington, MI 49431-2315

(231) 362-3865

$290,000

3 beds2 baths1,296 sq ft

722 N Delia St, Ludington, MI 49431

COMING SOON

$379,000

5 beds3 baths2,200 sq ft

5889 Barnhart Rd, Ludington, MI 49431

$514,900

3 beds2.5 baths2,352 sq ft

1612 Marilyn Dr, Ludington, MI 49431

$1,250,000

3 beds2 baths1,500 sq ft

302 S Ferry St, Ludington, MI 49431 2001

(888) 501-7085

$900,000

4 beds3.5 baths3,639 sq ft

6785 N Hamlin Shoals Ln, Ludington, MI 49431

Home values near 3523 Stearns Rd

Data from public records.

Address	Redfin Estimate
3553 North Stearns Rd, Ludington, MI 3 Beds \| 1 Baths \| 1000 Sq. Ft.	$197,402
3497 North Stearns Rd, Ludington, MI - Beds \| 2 Baths \| 2240 Sq. Ft.	$305,136

Address	Redfin Estimate
3550 North Stearns Rd, Ludington, MI 2 Beds \| 1 Baths \| 900 Sq. Ft.	$139,815
3523 Stearns Rd, Ludington, MI 3 Beds \| 2.5 Baths \| 2812 Sq. Ft.	$659,366

Address	Redfin Estimate
3517 North Stearns Rd, Ludington, MI 3 Beds \| 1.5 Baths \| 1072 Sq. Ft.	$224,037
7020 West Dewey Rd, Ludington, MI 2 Beds \| 1 Baths \| - Sq. Ft.	$176,752

Property information provided by SW Michigan MLS when last listed in 2019. This data may not match . Learn more.

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