Perfect up north getaway! Land Contract terms to qualified BUYER! Imagine getting up in the morning and stepping out on the deck with a nice warm cup of coffee in your hand, hearing the birds chirping, leaves rustling around from squirrels, and looking at turkeys, deer, and maybe even a bear passing through. Nearby snowmobile trails for winter or hiking in the summer. Sit back and relax around the bonfire or snuggle up by the wood stove on a cold winter day. House is in great condition and furniture is included. This could all be yours with the purchase of this cottage!
Single-familyProperty Type
1900Year Built
1 acresLot Size
$140Est. Price/Sq.Ft.
Listed by Tom Garner• Century 21 White House Realty
Perfect up north getaway! Land Contract terms to qualified BUYER! Imagine getting up in the morning and stepping out on the deck with a nice warm cup of coffee in your hand, hearing the birds chirping, leaves rustling around from squirrels, and looking at turkeys, deer, and maybe even a bear passing through. Nearby snowmobile trails for winter or hiking in the summer. Sit back and relax around the bonfire or snuggle up by the wood stove on a cold winter day. House is in great condition and furniture is included. This could all be yours with the purchase of this cottage!
Year
Property tax
Land + Additions
Assessment*
2024
$1,134 (+4.7%)
2023
$1,083 (+4.9%)
2022
$1,033 (+2.6%)
2021
$1,006 (+1.1%)
2020
$996 (+6.1%)
2019
$938 (+0.6%)
2018
$933 (+45.0%)
2017
$643 (−3.1%)
2016
$664 (+4.6%)
2015
$635 (−1.6%)
2014
$645 (+3.4%)
2013
$624
Tax history for 654 N Frank Smith Rd
Year
Property tax
Land + Additions
Assessment*
2024
$1,134 (+4.7%)
2023
$1,083 (+4.9%)
2022
$1,033 (+2.6%)
2021
$1,006 (+1.1%)
2020
$996 (+6.1%)
2019
$938 (+0.6%)
2018
$933 (+45.0%)
2017
$643 (−3.1%)
2016
$664 (+4.6%)
2015
$635 (−1.6%)
2014
$645 (+3.4%)
2013
$624
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Directions: From Big Rapids jump on US-131 N. Take exit 162 onto 14 Mile. Go West towards Luther. Turn South on Frank Smith Rd. Home is on East side of the road.
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Lake County
APN: 08-032-010-00
Home facts updated by county records on Sep 18, 2026
Around this home
Schools
Pine River Middle School
Public 4-7 • Assigned • 9.3mi
5/10
Pine River High School
Public 8-12 • Assigned • 9.3mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
1/10 Heat Factor
7 days above 94° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Luther, MI • 49656
Average low and high temperatures (°F)
25
12
31
14
45
25
57
34
65
43
77
55
81
59
78
55
75
49
62
39
45
31
31
20
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 2.3 hours in December, placing it below the
U.S. average for solar exposure.
9.5 hrs
2.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$128,000 – $155,000
Sell confidently with a local market expert in Luther. 3 minutes to get started.