One of a kind home sitting directly on Bear Lake Channel! The views of the marina and Muskegon Lake are fantastic. Direct access to both Muskegon, Bear Lake and beyond. Boasting over 100 feet of frontage on the channel with a 22x23 foot boat house attached and plenty of room to park at board walk. Boat house has two stalls for storing all your favorite water vehicles. Several outdoor entertaining areas include screened in porch, wrap around deck, lower level patio and private deck on lower level. Home has been completely updated inside and out. There is also a private unit on the lower level. Home has red oak flooring throughout, butcher block countertops and wonderful views.
Single-familyProperty Type
1940Year Built
5,650 sq ftLot Size
$418Est. Price/Sq.Ft.
2 car garageParking
Listed by Cindy Maurer• Coldwell Banker Woodland Schmidt Muskegon
One of a kind home sitting directly on Bear Lake Channel! The views of the marina and Muskegon Lake are fantastic. Direct access to both Muskegon, Bear Lake and beyond. Boasting over 100 feet of frontage on the channel with a 22x23 foot boat house attached and plenty of room to park at board walk. Boat house has two stalls for storing all your favorite water vehicles. Several outdoor entertaining areas include screened in porch, wrap around deck, lower level patio and private deck on lower level. Home has been completely updated inside and out. There is also a private unit on the lower level. Home has red oak flooring throughout, butcher block countertops and wonderful views.
REALCOMP #71017035336
Jan 31, 2018
Listing Removed
—
Jul 14, 2017
Listed
$499,000
$200/sq ft
SW Michigan MLS #17035336
Sep 9, 2017
Listing Removed
—
Jul 17, 2017
Listed
$499,000
$200/sq ft
SW Michigan MLS #11052128
Nov 11, 2011
Sold
$205,000
$82/sq ft
Sep 21, 2011
Listed
$225,000
$90/sq ft
REALCOMP #65011052128
Nov 11, 2011
Sold
$205,000
$82/sq ft
Sep 21, 2011
Listed
$225,000
$90/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$14,472 (+4.5%)
2024
$13,848 (+0.6%)
2023
$13,770 (+4.8%)
2022
$13,139 (+61.6%)
2021
$8,132 (+1.0%)
2020
$8,048 (+10.4%)
2019
$7,291 (+40.8%)
2018
$5,179 (+0.2%)
2017
$5,167 (+2.6%)
2016
$5,034 (+5.8%)
2015
$4,760 (+4.4%)
2014
$4,559
Tax history for 401 Ruddiman Dr
Year
Property tax
Land + Additions
Assessment*
2025
$14,472 (+4.5%)
2024
$13,848 (+0.6%)
2023
$13,770 (+4.8%)
2022
$13,139 (+61.6%)
2021
$8,132 (+1.0%)
2020
$8,048 (+10.4%)
2019
$7,291 (+40.8%)
2018
$5,179 (+0.2%)
2017
$5,167 (+2.6%)
2016
$5,034 (+5.8%)
2015
$4,760 (+4.4%)
2014
$4,559
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
8,625 Sq. Ft.
Year renovated
—
Sq. Ft.
3,083
Year built
1940
Style
Single Family Residential
County
Muskegon County
APN
23-168-066-0006-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 6, 2026.
Property details
Parking
Parking Information
Parking Features: Attached
Garage Information
Garage Spaces: 2
Has Garage
Attached Garage
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 4
Heating & Cooling
Has Heating
Heating: Forced Air, Heat Pump
Interior Features
Interior Features: Guest Quarters, Wood Floor
# of Rooms Total: 7
Appliances: Dishwasher
Room Information
Basement: Full, Other
Room 1 Information
Room Type: Kitchen
Room 2 Information
Room Description: Formal
Room Type: Dining Room
Room 3 Information
Room Type: Family Room
Room 4 Information
Room Type: Living Room
Room 5 Information
Room Type: Den
Room 6 Information
Room Type: Laundry
Room 7 Information
Room Type: Primary Bedroom
Room 8 Information
Room Type: Primary Bathroom
Room 9 Information
Room Type: Bedroom 2
Room 10 Information
Room Type: Bedroom 3
Room 11 Information
Room Type: Other
Room 12 Information
Room Type: Other
Room 13 Information
Room Type: Other
Room 14 Information
Room Type: Other
Exterior
Building Information
Architectural Style: Other
Building Area Total: 1,688
Construction Materials: Vinyl Siding
Exterior Features
Year Built: 1940
Land Information
Road Surface Type: Paved
Lot Information
Lot Size Acres: 0.13
Lot Size Area: 0.13
Lot Size Units: Acres
Other Structures: Boat House
Is Waterfront
Water Body Name: Bear Lake Channel
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Water Source: Public
Living Area: 2492.0
Financial
Tax Information
Tax Year: 2016
Tax Annual Amount: $5,034
Tax Assessed Value: $117,333
Utilities
Other Utilities Information
Natural Gas Water Heater
Utility Information
Sewer: Public Sewer
Utilities: Natural Gas Connected, Cable Connected
Location
School Information
High School District: North Muskegon
Location Information
Directions: Whitehall Road to Ruddiman West to home.
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 3,083
Stories: —
Lot Size: 8,625 square feet
Style: Single Family Residential
Year Built: 1940
Year Renovated: —
County: Muskegon County
APN: 23-168-066-0006-00
Home facts updated by county records on Aug 6, 2026
Around this home
Schools
North Muskegon Elementary School
Public PreK-5 • Assigned • 1.8mi
7/10
North Muskegon Middle School
Public 6-8 • Assigned • 1.7mi
7/10
North Muskegon High School
Public 9-12 • Assigned • 1.7mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 93° expected this year, 15 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 7 days in 30 years
Provided by First Street
Historical weather
Muskegon, MI • 49445
Average low and high temperatures (°F)
29
18
34
20
49
30
59
38
67
46
79
59
82
64
79
60
77
54
64
44
48
36
35
25
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.8 hours in
June and 2.5 hours in December, placing it below the
U.S. average for solar exposure.
9.8 hrs
2.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$990,000 – $1.20M
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