Lakefront on Bear Lake on over 22 acres w/ great views of woods & water. Home needs substantial interior work & finishing, roof shingles are bad. 2 large deck areas and w/o basement partially finished. 2 car att. garage plus a 30x45 pole barn garage. Deck/dock down at the water. Nice rolling property to the lake, shared easement driveway to property. This property is being sold AS-IS/WHERE-IS and the seller will not make nor pay for any inspections or repairs of any kind. All property information is to be considered approximate and not warranted. Freddie Mac First Look through 6/21/12 for owner occupied purchases. Investor offers from 6/22/12 forward. EMD to be made payable to Warranty Title Agency in the form of a cashiers check. Possession prior to closing is strictly prohibited a nd is grounds for contract termination and forfeiture of buyers EMD. Buyers are responsible for any transfer tax due for collection at closing.
Lakefront on Bear Lake on over 22 acres w/ great views of woods & water. Home needs substantial interior work & finishing, roof shingles are bad. 2 large deck areas and w/ o basement partially finished. 2 car att. garage plus a 30x45 pole barn garage. Deck/dock down at the water. Nice rolling property to the lake, shared easement driveway to property. This property is being sold AS-IS/WHERE-IS and the seller will not make nor pay for any inspections or repairs of any kind. All property information is to be considered approximate and not warranted. Freddie Mac First Look through 6/21/12 for owner occupied purchases. Investor offers from 6/22/12 forward. EMD to be made payable to Warranty Title Agency in the form of a cashiers check. Possession prior to closing is strictly prohibited a
REALCOMP #62012031925
Aug 10, 2012
Sold
$157,000
$69/sq ft
Jun 6, 2012
Listed
$167,000
$73/sq ft
Lakefront on Bear Lake on over 22 acres w/ great views of woods & water. Home needs substantial interior work & finishing, roof shingles are bad. 2 large deck areas and w/ o basement partially finished. 2 car att. garage plus a 30x45 pole barn garage. Deck/dock down at the water. Nice rolling property to the lake, shared easement driveway to property. This property is being sold AS-IS/WHERE-IS and the seller will not make nor pay for any inspections or repairs of any kind. All property information is to be considered approximate and not warranted. Freddie Mac First Look through 6/21/12 for owner occupied purchases. Investor offers from 6/22/12 forward. EMD to be made payable to Warranty Title Agency in the form of a cashiers check. Possession prior to closing is strictly prohibited a
Public Records
Apr 1, 2011
Sold
$263,963
$115/sq ft
Public Records
Feb 24, 2011
Sold
$25,846
$11/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,440 (−55.1%)
2024
$5,439 (+4.6%)
2023
$5,199 (+4.8%)
2022
$4,959 (+2.8%)
2021
$4,822 (−1.4%)
2020
$4,889 (+7.4%)
2019
$4,552 (+3.2%)
2018
$4,413 (+5.4%)
2017
$4,185 (+0.9%)
2016
$4,149 (+0.3%)
2015
$4,138 (+1.6%)
2014
$4,073 (+1.2%)
2013
$4,024
Tax history for 3812 Stub Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,440 (−55.1%)
2024
$5,439 (+4.6%)
2023
$5,199 (+4.8%)
2022
$4,959 (+2.8%)
2021
$4,822 (−1.4%)
2020
$4,889 (+7.4%)
2019
$4,552 (+3.2%)
2018
$4,413 (+5.4%)
2017
$4,185 (+0.9%)
2016
$4,149 (+0.3%)
2015
$4,138 (+1.6%)
2014
$4,073 (+1.2%)
2013
$4,024
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
1
Stories
2
Lot width
—
Lot depth
—
Lot size
22.91 Acres
Year renovated
—
Sq. Ft.
2,288
Year built
—
Style
Single Family Residential
County
Hillsdale County
APN
11 017 100 013 17 7 3
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
Property details
Parking
Parking Information
Parking Features: Attached
Garage Information
Garage Spaces: 2
Has Garage
Attached Garage
Interior
Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1
Heating & Cooling
Has Heating
Heating: Propane, Forced Air
Interior Features
# of Rooms Total: 10
Fireplace Features: Living
Room Information
Basement: Walk Out, Full
Room 1 Information
Room Type: Kitchen
Room 2 Information
Room Type: Dining Room
Room 3 Information
Room Type: Dining Area
Room 4 Information
Room Type: Family Room
Room 5 Information
Room Type: Living Room
Room 6 Information
Room Type: Den
Room 7 Information
Room Type: Laundry
Room 8 Information
Room Type: Primary Bedroom
Room 9 Information
Room Type: Primary Bathroom
Room 10 Information
Room Type: Bedroom 2
Room 11 Information
Room Type: Bedroom 3
Room 12 Information
Room Type: Other
Exterior
Building Information
Architectural Style: Contemporary
Exterior Features
Year Built: 1993
Land Information
Road Surface Type: Unimproved
Lot Information
Lot Size Acres: 22.0
Lot Size Area: 22.0
Lot Size Units: Acres
Other Structures: Pole Barn
Is Waterfront
Water Body Name: Bear Lake
Waterfront Features: Private Frontage, Public Access 1 Mile or Less
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Water Source: Well
Living Area: 2288.0
Financial
Tax Information
Tax Year: 2011
Tax Annual Amount: $3,587
Tax Assessed Value: $147,793
Utilities
Utility Information
Sewer: Septic System
Location
School Information
High School District: Reading
Location Information
Directions: Carpenter Rd to Pike Lake Rd to Stub Rd to 3812 & down long drive to property (north).
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 2,288
Stories: 2.0
Lot Size: 22.91 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Hillsdale County
APN: 11 017 100 013 17 7 3
Home facts updated by county records on Jul 30, 2026
Other
Documents & Disclosures
Documents Available: Other
Around this home
Schools
Reynolds Elementary School
Public K-6 • Assigned • 3.6mi
6/10
Reading High School
Public 7-12 • Assigned • 3.8mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 97° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Reading, MI • 49274
Average low and high temperatures (°F)
27
14
34
19
52
32
61
41
67
48
79
61
83
65
79
60
77
55
65
44
48
35
35
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.1 hours in
June and 2.8 hours in December, placing it below the
U.S. average for solar exposure.
10.1 hrs
2.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$640,000 – $774,000
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