Off market mar 2026 for $69K

$247,303

Est. refi paymentEst. refi $484/mo

•

1,540

sq ft

11230 Spencer Rd, Saginaw, MI 48609

About this home

You're likely buying this for the gorgeous land! Mature trees with little overgrowth allows for great walking and access. Near the lake, but not part of this property. The home is in extreme disrepair/not currently live-able - however there is City Water hooked up, septic and electricity. So whether you do a complete rehab or start from scratch, this is a great deal in a beautiful neighborhood.

Single-familyProperty Type

1949Year Built

5.7 acresLot Size

$161Est. Price/Sq.Ft.

2 car garageParking

Listed by Monique Gilbert • Keller Williams Preferred

•989-792-8200 (broker)

Bought with Elisabeth Bishop • Keller Williams Preferred

•989-792-8200 (broker)

Redfin checked: 2 minutes ago

•Source:MiRealSource-MiMLS #50200366

Redfin Estimate

$247,303

$178K since sold in March 2026$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 28.5% higher than the average sale price ($192K) of 6 comparable homes.

SOLD MAY 11, 2026
$295,000
A
3 beds1.5 baths1,380 sq ft
12165 Gratiot Rd, Saginaw, MI 48609
SOLD SEP 30, 2026
$180,400
B
3 beds2 baths1,634 sq ft
4470 S Raucholz Rd, Hemlock, MI 48626
SOLD AUG 25, 2026
$235,500
C
3 beds1 bath1,852 sq ft
10275 Swan Creek Rd, Saginaw, MI 48609
SOLD APR 22, 2026
$235,500
D
3 beds1 bath1,469 sq ft
11600 Spencer Rd, Saginaw, MI 48609
SOLD JUL 21, 2026
$158,400
E
3 beds1 bath1,396 sq ft
11315 Wahl Rd, Saint Charles, MI 48655
SOLD OCT 2, 2026
$50,000
F
3 beds1 bath1,773 sq ft
309 E North St, Saint Charles, MI 48655

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Earn from this home

Refinance

Est. cash available

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Rent

$1,965/mo

Redfin rental estimate

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Market trends in 48609, MI

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.8%

0.5% MoM

Median sale price

$209K

$25K MoM

Avg. days on market

20d

0 days MoM

Recently sold homes

11 MoM

New listings for sale

$464,900
4 beds3.5 baths5,600 sq ft
1453 Eagle Crest Ct, Saginaw, MI 48609
(989) 790-9292
$269,900
3 beds2 baths1,456 sq ft
7740 Luann St, Saginaw, MI 48609
(989) 652-7653
$514,900
3 beds3.5 baths4,153 sq ft
1944 E Lake Circle Dr, Saginaw, MI 48609
(989) 921-7000
FOR SALE BY OWNER
$6,500
2 beds2 baths600 sq ft
11277 Armstrong Dr N, Saginaw, MI 48609
See all

Provided by Redfin

Sale history for 11230 Spencer Rd

Date

Event

Price

MiRealSource-MiMLS #50200366

Mar 20, 2026

Sold

$69,500

$45/sq ft

Mar 2, 2026

Pending

—

Feb 27, 2026

Listed

$50,000

$32/sq ft

REALCOMP #61050200366

Mar 20, 2026

Sold

$69,500

$45/sq ft

Mar 2, 2026

Pending

—

Feb 27, 2026

Listed

$50,000

$32/sq ft

Tax history for 11230 Spencer Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

Lot width

396 ft.

Lot depth

627 ft.

Lot size

5.7 Acres

Year renovated

—

Sq. Ft.

1,540

Year built

1949

Style

Single Family Residential

County

Saginaw County

APN

26-11-3-17-1006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 18, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 2.5
Garage Type: Attached Garage

Interior

Bedroom Information
Bedroom 1 Level: First
Bedroom 1 Dimensions:
Bedroom 2 Level: First
Bedroom 2 Dimensions:
Bedroom 3 Level: First
Bedroom 3 Dimensions:

Bathroom Information
# of Lavatories: 1
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 2

Bathroom 1 Information
Lavatory 1 Level: First
Bathroom 1 Level: First

Dining/Kitchen Information
Kitchen Dimension:

Exterior

Exterior Features
Exterior Construction: Other
Foundation Type: Crawl

Property Features
Frontage Type: Road

Property Information
Property Type: Residential
Structure Style: 1 Story
Year Built: 1949
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0

Lot Information
Lot Size: 396,627

Land Information
Land Contract: No
Acreage: 5.7
Frontage: 396

Financial

Tax/Assessments Information
Taxable Value Year: 2025
Taxable Value: $74,300
Total Tax Year: 2025
Total Tax Amount: $2,074
Summer Tax Year: 2025
Summer Tax Amount: $597
Winter Tax Year: 2025
Winter Tax Amount: $1,477

Utilities

Utility Information
Heat/Fuel Type: Natural Gas
Water: Public Water
Heating System: None
Sewer Septic: Septic

Location

Unit 5 Information
Living Room Dimensions: L=1540

School Information
School District: St Charles Community Schools
School District: St Charles Community Schools

Address Information
Street Designation: Road

Location Details
Municipality: Swan Creek Twp
Mail City: Saginaw
Subdivision: NA
Municipality: Swan Creek Twp
Area (Municipality): Swan Creek Twp (73023)

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 1,540
Stories: 1.0
Lot Size: 5.7 acres
Style: Single Family Residential
Year Built: 1949
Year Renovated: —
County: Saginaw County
APN: 26-11-3-17-1006-000

Home facts updated by county records on Sep 18, 2026

Other

Listing Information
Originating MLS: Saginaw Board
Originating MLS: Saginaw

Around this home

Schools

St. Charles Elementary School

Public PreK-6 • Assigned • 4.2mi

7/10

St. Charles Community High School

Public 7-12 • Assigned • 4.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 98° expected this year, 13 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Saginaw, MI • 48609

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 2.4 hours in December, placing it below the U.S. average for solar exposure.

9.6 hrs

2.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$235,000 – $285,000

Sell confidently with a local market expert in Saginaw. 3 minutes to get started.

Nearby similar homes

$74,900

2 beds1 bath764 sq ft

5628 S Orr Rd, Saint Charles, MI 48655

(989) 790-9292

FOR SALE BY OWNER

$39,975

2 beds1 bath766 sq ft

213 E Oak St, Saint Charles, MI 48655

$367,999

3 beds2 baths2,592 sq ft

15251 Geddes Rd, Hemlock, MI 48626

(989) 486-9770

$249,900

3 beds1.5 baths2,120 sq ft

13271 Ithaca Rd, Saint Charles, MI 48655

(989) 790-0890

$159,900

4 beds1.5 baths1,904 sq ft

208 Jay St, Saint Charles, MI 48655

$324,900

3 beds2 baths2,441 sq ft

8461 W Glencarin Dr, Saginaw, MI 48609

New listings for sale in 48609

$464,900

4 beds3.5 baths5,600 sq ft

1453 Eagle Crest Ct, Saginaw, MI 48609

(989) 790-9292

$269,900

3 beds2 baths1,456 sq ft

7740 Luann St, Saginaw, MI 48609

(989) 652-7653

$514,900

3 beds3.5 baths4,153 sq ft

1944 E Lake Circle Dr, Saginaw, MI 48609

(989) 921-7000

FOR SALE BY OWNER

$6,500

2 beds2 baths600 sq ft

11277 Armstrong Dr N, Saginaw, MI 48609

Home values near 11230 Spencer Rd

Data from public records.

Address	Redfin Estimate
11225 Spencer Rd, Saginaw, MI 3 Beds \| 2 Baths \| 1500 Sq. Ft.	$234,641
11278 Spencer Rd, Saginaw, MI 3 Beds \| 2.5 Baths \| 2988 Sq. Ft.	$446,589

Address	Redfin Estimate
11328 Spencer Rd, Saginaw, MI 4 Beds \| 4 Baths \| 3051 Sq. Ft.	$591,467
11345 Spencer Rd, Saginaw, MI 3 Beds \| 2 Baths \| 1818 Sq. Ft.	$300,703

Address	Redfin Estimate
11171 Spencer, Saint Charles, MI 3 Beds \| 1.5 Baths \| 1812 Sq. Ft.	$258,657
11414 Spencer Rd, Saginaw, MI 3 Beds \| 2 Baths \| 2183 Sq. Ft.	$441,290

Property information provided by MiRealSource-MiMLS when last listed in 2026. This data may not match . Learn more.

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