Pending

$124,900

Est. $933/mo —

•

1,301

sq ft

12 Ruggles Rd, Saginaw, MI 48602

About this home

Welcome home to this well-maintained 3-bedroom, 1-bath ranch located in the desirable Northmoor Subdivision, just off Delaware Boulevard. This charming brick home with low-maintenance aluminum siding features beautiful hardwood floors throughout, creating a warm and inviting atmosphere. Recent updates include a new central air conditioning system, a serviced and updated furnace, newer roof, a new sump pump, newer appliances, aluminum-wrapped windows, and a replaced front picture window for added efficiency and curb appeal. Whether you're a first-time homebuyer or looking to downsize, this move-in-ready home offers comfort, quality, and a fantastic location close to shopping, dining, parks, and everyday conveniences. Don't miss your opportunity to make this wonderful home yours!

Single-familyProperty Type

1954Year Built

5,662 sq ftLot Size

$96Price/Sq.Ft.

1 car garageParking

Listed by Terri Miller • RE/MAX New Image

•989-790-0890 (broker)

•davewielandalw@gmail.com (broker)

Listing updated: Aug 14, 2026 at 09:28pm

Redfin checked: a minute ago

•Source:MiRealSource-MiMLS #50214686

Payment calculator

$933 per month

Principal and interest$623

Property taxes

$254

HOA dues

Home insurance

$55

Utilities

Add

5 minutes to get started. No credit impact.

Mortgage resources

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 12PM TO 2PM
$132,900
3 beds1 bath1,856 sq ft
911 Thurman St, Saginaw, MI 48602
(989) 790-0890
OPEN SAT, 1PM TO 3PM
$399,900
3 beds2 baths3,240 sq ft
8175 S Beyer Rd, Birch Run, MI 48415 8421
(734) 459-4700
OPEN SUN, 11AM TO 1PM
$170,000
4 beds2 baths2,108 sq ft
1612 S Farragut St, Bay City, MI 48708
(248) 963-0501
OPEN SUN, 11AM TO 2PM3D WALKTHROUGH
$339,990
4 beds3 baths1,774 sq ft
9331 SILENT BREEZE Dr, Freeland, MI 48623
(248) 621-2895
OPEN SUN, 12PM TO 2PM
$369,900
2 beds2 baths3,250 sq ft
4073 Woodburn Ct #38, Saginaw, MI 48603
(989) 921-7000
OPEN SUN, 1PM TO 2:15PM
$195,000
4 beds2 baths1,956 sq ft
352 S 29th St, Saginaw, MI 48601
(989) 295-3900
OPEN SUN, 2PM TO 4PM
$324,900
3 beds2 baths3,328 sq ft
11358 Amber Ct, Freeland, MI 48623
(989) 759-9606
OPEN SUN, 2PM TO 4PM
$199,000
3 beds2.5 baths2,946 sq ft
2003 Carman Dr, Saginaw, MI 48602
(989) 921-7000
OPEN SUN, 2PM TO 4PM3D WALKTHROUGH
$899,000
4 beds3.5 baths7,561 sq ft
5590 Pine Gate Dr, Saginaw, MI 48603
(989) 921-7000
OPEN SUN, 2PM TO 4PM3D WALKTHROUGH
$747,900
4 beds2.5 baths5,180 sq ft
80 Sawmill Creek Trl, Saginaw, MI 48603
(989) 921-7000

Around this home

Schools

K - 12
Preschool & daycare

Stone School

Public PreK-5 • Assigned • 0.5mi

3/10

Thompson Middle School

Public 6-8 • Assigned • 1.3mi

2/10

Saginaw United High School

Public 9-12 • Assigned • 1.1mi

4/10

Provided by GreatSchools

About

Northmoor

Northmoor, located between North Center Road and State Street, is a residential and suburban Saginaw neighborhood with mid-century ranch homes and leafy, curving streets. The neighborhood’s energy concentrates around the State Street corridor near the I-675 ramps, where auto shops, corner markets, and everyday services set a practical, on-the-go tone. Brick facades, deep setbacks, and mature trees give many blocks a quiet, established feel. For a cultural anchor, the Castle Museum of Saginaw County History adds local context a short drive away downtown. The Saginaw Art Museum and the Temple Theatre bring gallery nights and performances into the neighborhood’s orbit. Green space and riverfront paths nearby round out a routine built around errands, parks, and downtown events.

Provided by Walk Score and Local Logic

Market insights

12 Ruggles Rd · $124,900

DAYS ON MARKET

The average home goes pending in 19 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $202,462. (62% higher than this home)

PRICE DROP

22% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Fireplace (living room)
Hardwood floors
Sump pump

Bedrooms
Main-level bedroom — 12 x 9, wood flooring
Main-level bedroom — 11 x 11, wood flooring
Main-level bedroom — width 8, wood flooring

Bathrooms
One main-floor full bathroom with vinyl floor covering

Kitchen
Kitchen on main level — 14 x 7, vinyl flooring
Includes microwave, range/oven, refrigerator

Laundry & utility
Main-level laundry room — 11 x 7, vinyl flooring

Flooring
Wood flooring in living room and bedrooms
Vinyl flooring in kitchen, dining room, bathroom and laundry

Heating & cooling
Forced air heating
Central A/C
Gas water heater

Sale and tax history for 12 Ruggles Rd

Sale History
Tax History

Date

Event

Price

MiRealSource-MiMLS #50214686

Aug 14, 2026

Pending

—

Aug 5, 2026

Relisted

—

Jul 24, 2026

Pending

—

Jul 13, 2026

Listed

$124,900

$96/sq ft

REALCOMP #61050214686

Aug 14, 2026

Pending

—

Aug 5, 2026

Relisted

—

Jul 25, 2026

Pending

—

Jul 13, 2026

Listed

$124,900

$96/sq ft

MiRealSource-MiMLS #50100889

Mar 15, 2023

Sold

$56,500

$43/sq ft

Mar 15, 2023

Sold

$56,500

$43/sq ft

Feb 17, 2023

Pending

—

Feb 13, 2023

Relisted

—

Feb 7, 2023

Pending

—

Feb 3, 2023

Listed

$59,900

$46/sq ft

Feb 3, 2023

Listed

$59,900

$46/sq ft

REALCOMP #61050100889

Mar 15, 2023

Sold

$56,500

$43/sq ft

Feb 17, 2023

Pending

—

Feb 13, 2023

Relisted

—

Feb 7, 2023

Pending

—

Feb 3, 2023

Listed

$59,900

$46/sq ft

Looking to live low-maintenance and rent free? This home is it! With all of its original charm intact and neutral palette throughout, you'll be able to move right in and make it your own. Nestled in a picturesque neighborhood, yet just minutes from the highway and all the amenities Bay, Tittabawassee, and State Street have to offer, it'll make a great spot to settle down and call home. Call or text to book your private showing today!

MiRealSource-MiMLS #20057827

Mar 19, 2008

Listing Removed

—

Jan 21, 2008

Listed

$79,900

$61/sq ft

REALCOMP #61020057827

Mar 19, 2008

Listing Removed

—

Jan 21, 2008

Listed

$79,900

$61/sq ft

MiRealSource-MiMLS #20056750

Mar 8, 2002

Listing Removed

—

Dec 8, 2001

Listed

$86,900

$67/sq ft

REALCOMP #61020056750

Dec 8, 2001

Listed

$86,900

$67/sq ft

MiRealSource-MiMLS #20050599

Nov 8, 2000

Sold

$80,000

$61/sq ft

Oct 30, 2000

Listing Removed

—

Jul 11, 2000

Listed

$79,500

$61/sq ft

REALCOMP #61020050599

Nov 8, 2000

Sold

$80,000

$61/sq ft

Jul 11, 2000

Listed

$79,500

$61/sq ft

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5,706 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,301

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,301

Year built

1954

Style

Single Family Residential

County

Saginaw County

APN

91-30-1-42-1000-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 22, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 100° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Saginaw, MI • 48602

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

84/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.2 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12 Ruggles Rd

$123,215

$1,685 under list price of $125K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $75K to $166K.

SOLD APR 14, 2026
$145,000 Last sold price
3 beds2 baths1,610 sq ft
2456 Barnard St, Saginaw, MI 48602
$6/sq ft
3 years newer
basement
SOLD APR 30, 2026
$75,000 Last sold price
3 beds1 bath1,144 sq ft
1724 State St, Saginaw, MI 48602
$30/sq ft
28 years older
basement
SOLD DEC 12, 2025
$104,000 Last sold price
2 beds1.5 baths1,005 sq ft
2250 Mershon St, Saginaw, MI 48602
$7/sq ft
13 years older
basement
SOLD APR 17, 2026
$166,000 Last sold price
3 beds1.5 baths1,734 sq ft
2319 Delaware Blvd, Saginaw, MI 48602
18 years older
basement
SOLD JUL 23, 2026
$120,000 Last sold price
3 beds1 bath2,496 sq ft
1306 State St, Saginaw, MI 48602
$48/sq ft
26 years older
basement
SOLD JUN 23, 2026
$114,000 Last sold price
3 beds1 bath1,227 sq ft
2433 N Clinton St, Saginaw, MI 48602
$3/sq ft
larger lot
6 years older

Rental earnings

Est. $882 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now .

Questions? Redfin partner agents are here to help

Typically responds in about 1 minute.

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New listings for sale in 48602

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4 beds2 baths2,674 sq ft

11 Congress Court D, Saginaw, MI 48602 3718

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3 beds2 baths1,802 sq ft

721 Lyon St, Saginaw, MI 48602

(989) 921-7000

$99,900

2 beds1 bath1,809 sq ft

228 Borland Ct, Saginaw, MI 48602 3130

(810) 630-6652

$129,900

3 beds2 baths2,200 sq ft

2116 Barnard St, Saginaw, MI 48602

(989) 921-7000

$69,900

3 beds1 bath2,749 sq ft

1221 Cass St, Saginaw, MI 48602

(989) 233-1343

OPEN SUN, 2PM TO 4PM

$199,000

3 beds2.5 baths2,946 sq ft

2003 Carman Dr, Saginaw, MI 48602

(989) 921-7000

Details provided by MiRealSource-MiMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Mortgage resources

Open houses

Nearby open houses (10)

Around this home

Schools

Market insights

Property details

Sale and tax history for 12 Ruggles Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 12 Ruggles Rd

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 48602

More real estate resources