2 Separate parcels. Awesome Property! 10 acres wooded & 13 acres of cleared pasture land. Horse barns need work, massive pole barn with heat & upper level, some fences around pastures. 3 Ponds set up for water foul rearing. Chalet style home finished basement. Needs work & finishing. 2 FP, extra 4 car garage.
2 Separate parcels. Awesome Property! 10 acres wooded & 13 acres of cleared pasture land. Horse barns need work, massive pole barn with heat & upper level, some fences around pastures. 3 Ponds set up for water foul rearing. Chalet style home finished basement. Needs work & finishing. 2 FP, extra 4 car garage.
Year
Property tax
Land + Additions
Assessment*
2025
$4,103 (+7.6%)
2024
$3,812 (+12.6%)
2023
$3,384 (+5.4%)
2022
$3,210 (+9.6%)
2021
$2,931 (+1.8%)
2020
$2,879 (+4.4%)
2019
$2,756 (+3.0%)
2018
$2,676 (+8.4%)
2017
$2,468 (+1.1%)
2016
$2,441 (+1.2%)
2015
$2,411 (+9.4%)
2014
$2,203
Tax history for 12240 Spencer
Year
Property tax
Land + Additions
Assessment*
2025
$4,103 (+7.6%)
2024
$3,812 (+12.6%)
2023
$3,384 (+5.4%)
2022
$3,210 (+9.6%)
2021
$2,931 (+1.8%)
2020
$2,879 (+4.4%)
2019
$2,756 (+3.0%)
2018
$2,676 (+8.4%)
2017
$2,468 (+1.1%)
2016
$2,441 (+1.2%)
2015
$2,411 (+9.4%)
2014
$2,203
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
1.5
Stories
1.5
Lot width
—
Lot depth
—
Lot size
10.3 Acres
Year renovated
—
Sq. Ft.
1,482
Year built
1976
Style
Single Family Residential
County
Saginaw County
APN
26-11-3-18-1011-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 18, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
Garage Dimensions: Y
# of Parking Spaces in Garage: 4
Garage Type: Detached Garage
Interior
Interior Features
Interior Features: Cathedral/Vaulted Ceiling
Appliances: Dryer, Washer
Has Fireplace
Bedroom Information
Bedroom 1 Level: First
Bedroom 1 Dimensions: 13 x 15
Bedroom 2 Level: Second
Bedroom 2 Dimensions: 12 x 14
Bedroom 3 Level: Lower
Bedroom 3 Dimensions: W=10
Bedroom 4 Dimensions:
Bathroom Information
# of Bathrooms (Full): 2
# of Baths/Lavatories (Total): 2
Dining/Kitchen Information
Kitchen Level: First
Kitchen Dimension: 11 x 24
Dining Room Dimension:
Family/Great Room Information
Family Room Dimensions:
Library/Den/Living Room Information
Living Room Level: First
Living Room Dimensions: 15 x 25
Library/Den Dimensions:
Laundry/Basement Information
Basement Type: Block, Finished, Full
Other Room Information
Other Room 1 Level: Second
Other Room 1 Dimensions: 13 x 14
Exterior
Exterior Features
Exterior Construction: Wood
Exterior Features: Deck
Property Features
Water Features: Pond
Property Information
Out Buildings: Pole Barn, Shed
Property Type: Residential
Structure Style: 1 1/2 Story
Year Built: 1976
Land Information
Acreage: 23
Roads: Paved Street
Financial
Tax/Assessments Information
Taxable Value: $60,348
Total Tax Year: 0
Summer Tax Year: 2007
Summer Tax Amount: $662
Winter Tax Year: 2007
Winter Tax Amount: $872
Utilities
Utility Information
Heat/Fuel Type: Natural Gas
Water: Public Water
Heating System: Forced Air
Sewer Septic: Septic
Location
Mult-Unit Information
Net Operating Income: $13,800
Unit 1 Information
Unit Occupied
Unit 5 Information
Living Room Dimensions: L=1128
School Information
School District: St Charles Community Schools
School District: St Charles Community Schools
High School: St. Charles Schools
Location Details
Municipality: Saginaw
Mail City: Saginaw
Municipality: Saginaw
Area (Municipality): Saginaw (73039)
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 1,482
Stories: 1.5
Lot Size: 10.3 acres
Style: Single Family Residential
Year Built: 1976
Year Renovated: —
County: Saginaw County
APN: 26-11-3-18-1011-000
Home facts updated by county records on Sep 18, 2026
Other
Listing Information
Security Deposit: 13800
Originating MLS: Saginaw Board
Originating MLS: Saginaw
Around this home
Schools
St. Charles Elementary School
Public PreK-6 • Assigned • 4.2mi
7/10
St. Charles Community High School
Public 7-12 • Assigned • 4.3mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Saginaw, MI • 48609
Average low and high temperatures (°F)
27
14
33
18
49
29
60
39
67
46
81
59
85
64
81
59
76
53
66
44
48
35
34
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$299,000 – $362,000
Sell confidently with a local market expert in Saginaw. 3 minutes to get started.