Custom built contemporary beauty overlooking a private shared Lake. Water views from nearly every window, incredible kitchen, tons of storage space(huge closets & pantry), concrete covered patio waterside, all brick and a forever metal roof system. High quality all the way through and an outbuilding with a family center room (1448 sq. ft. ) way too nice to call a "Man-Cave". Another 1400 sq. ft. toy storage room with 14 ft. door. Outbuilding is complete with full bath, kitchen, heated floors. .. absolutely deluxe!
Single-familyProperty Type
1999Year Built
4.72 acresLot Size
$223Est. Price/Sq.Ft.
2 car garageParking
Listed by Scott Wilson• Wilson Realty
•989-793-5650 (broker)
•swilson@realestateby (broker)
Bought with Michael Graebner• Century 21 Signature Realty
Custom built contemporary beauty overlooking a private shared Lake. Water views from nearly every window, incredible kitchen, tons of storage space(huge closets & pantry), concrete covered patio waterside, all brick and a forever metal roof system. High quality all the way through and an outbuilding with a family center room (1448 sq. ft. ) way too nice to call a "Man-Cave". Another 1400 sq. ft. toy storage room with 14 ft. door. Outbuilding is complete with full bath, kitchen, heated floors. .. absolutely deluxe!
REALCOMP #61050119495
Oct 31, 2023
Sold
$615,000
$192/sq ft
Sep 8, 2023
Pending
—
Aug 21, 2023
Listed
$690,000
$215/sq ft
MiRealSource-MiMLS #31307455
Jan 26, 2017
Sold
$360,000
$112/sq ft
Dec 19, 2016
Pending
—
Nov 10, 2016
Listed
$399,000
$125/sq ft
REALCOMP #61031307455
Jan 26, 2017
Sold
$360,000
$112/sq ft
Nov 10, 2016
Listed
$399,000
$125/sq ft
MiRealSource-MiMLS #31293591
Nov 10, 2016
Listing Removed
—
Sep 26, 2016
Price Changed
$425,000
$133/sq ft
Jun 9, 2016
Listed
$450,000
$140/sq ft
REALCOMP #61031293591
Nov 10, 2016
Listing Removed
—
Jun 9, 2016
Listed
$425,000
$133/sq ft
MiRealSource-MiMLS #20354667
May 8, 2013
Listing Removed
—
May 3, 2013
Listed
$459,900
$144/sq ft
REALCOMP #61020354667
May 8, 2013
Listing Removed
—
May 3, 2013
Listed
$459,900
$144/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$8,993 (+4.4%)
2024
$8,616 (+34.4%)
2023
$6,412 (+5.2%)
2022
$6,095 (+9.9%)
2021
$5,545 (−0.7%)
2020
$5,584 (+2.5%)
2019
$5,450 (+1.4%)
2018
$5,375 (+7.3%)
2017
$5,009 (+0.7%)
2016
$4,975 (+0.8%)
2015
$4,935 (+9.3%)
2014
$4,516
Tax history for 3858 S Graham
Year
Property tax
Land + Additions
Assessment*
2025
$8,993 (+4.4%)
2024
$8,616 (+34.4%)
2023
$6,412 (+5.2%)
2022
$6,095 (+9.9%)
2021
$5,545 (−0.7%)
2020
$5,584 (+2.5%)
2019
$5,450 (+1.4%)
2018
$5,375 (+7.3%)
2017
$5,009 (+0.7%)
2016
$4,975 (+0.8%)
2015
$4,935 (+9.3%)
2014
$4,516
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3.5
Stories
1
Lot width
320 ft.
Lot depth
610 ft.
Lot size
4.72 Acres
Year renovated
—
Sq. Ft.
3,203
Year built
1999
Style
Single Family Residential
County
Saginaw County
APN
26-11-3-08-4005-001
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 18, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 2
Garage Type: Additional Garage(S), Attached Garage, Electric In Garage, Gar Door Opener
Interior
Interior Features
# of Rooms (Total): 8
Has Fireplace
Bedroom Information
Bedroom 1 Level: First
Bedroom 1 Dimensions: 21 x 14
Bedroom 1 Floor Covering: Carpet
Bedroom 1 Floor Covering: Carpet
Bedroom 2 Level: First
Bedroom 2 Dimensions: 14 x 12
Bedroom 2 Floor Covering: Carpet
Bedroom 3 Level: First
Bedroom 3 Dimensions: W=12
Bedroom 3 Floor Covering: Carpet
Bathroom Information
# of Bathrooms (Full): 4
# of Baths/Lavatories (Total): 4
Bathroom 1 Information
Bathroom 1 Level: First
Bathroom 2 Information
Bathroom 2 Level: First
Bathroom 3 Information
Bathroom 3 Level: First
Bathroom 4 Information
Bathroom 4 Level: First
Dining/Kitchen Information
Kitchen Level: First
Kitchen Dimension: 28 x 13
Dining Room Level: First
Dining Room Dimension: 16 x 11
Library/Den/Living Room Information
Living Room Floor Covering: Carpet
Living Room Level: First
Living Room Dimensions: 25 x 22
Laundry/Basement Information
Laundry Room Level: First
Laundry Room Dimensions: 11 x 8
Other Room Information
Other Room 1 Level: First
Other Room 1 Dimensions: 10 x 8
Exterior
Exterior Features
Exterior Construction: Brick
Foundation Type: Crawl
Property Features
On Waterfront
Water Features: Lake Frontage, Water View, Waterfront
Lake Name: Shared Private Lake
Property Information
Property Type: Residential
Structure Style: 1 Story
Year Built: 1999
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0
Lot Information
Lot Size: 320,660
Land Information
Land Contract: No
Acreage: 4.72
Frontage: 320
Financial
Tax/Assessments Information
Taxable Value: $198,273
Total Tax Year: 2022
Total Tax Amount: $6,198.31
Summer Tax Year: 2023
Summer Tax Amount: $2,172.45
Winter Tax Year: 2022
Winter Tax Amount: $4,025.86
Utilities
Utility Information
Heat/Fuel Type: Natural Gas
Water: Public Water
Heating System: Forced Air
Sewer Septic: Septic
Location
Unit 5 Information
Living Room Dimensions: L=3203
School Information
School District: St Charles Community Schools
School District: St Charles Community Schools
Location Details
Side of Street: W
Municipality Type: Township
Municipality: Swan Creek Twp
Mail City: Saginaw
Subdivision: none
Municipality: Swan Creek Twp
Area (Municipality): Swan Creek Twp (73023)
Public facts
Beds: 3
Baths: 3.5
Sq. Ft.: 3,203
Stories: 1.0
Lot Size: 4.72 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: —
County: Saginaw County
APN: 26-11-3-08-4005-001
Home facts updated by county records on Sep 18, 2026
Other
Listing Information
Originating MLS: Saginaw Board
Originating MLS: Saginaw
No
Around this home
Schools
St. Charles Elementary School
Public PreK-6 • Assigned • 4.8mi
7/10
St. Charles Community High School
Public 7-12 • Assigned • 4.9mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Saginaw, MI • 48609
Average low and high temperatures (°F)
27
14
33
18
49
29
60
39
67
46
81
59
85
64
81
59
76
53
66
44
48
35
34
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 2.4 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
2.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$679,000 – $822,000
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