Cute, cozy, and full of character! This 2 bedroom home in St. Charles has the kind of warm, comfortable feel that makes you want to kick your shoes off and stay awhile. With just over 1,000 square feet, it offers a cozy layout with fun touches and character that give a little nod to its 70’s charm. Sitting on almost a half acre and surrounded by mature trees, you’ll enjoy a peaceful setting while being right next to the rail trail. Inside, you’ll find recent paint and new flooring in the kitchen, living room, and bedroom, giving the home a fresh feel while still keeping its personality. Big ticket updates like a newer roof, plumbing, and soffits offer added peace of mind. Let’s talk about the garage! The oversized 38x24 garage gives you tons of space for a workshop, storage, hobbies, toys, or whatever projects you’ve been dreaming up. Cozy, charming, and full of potential — this one is easy to love!
Single-familyProperty Type
1953Year Built
0.4 acresLot Size
$130Price/Sq.Ft.
2 car garageParking
Listed by Stephanie Filer• Real Estate One Great Lakes Bay
•989-607-2100 (broker)
•juliewilliams.homes@gmail.com (broker)
Listed by Matt Filer• Real Estate One Great Lakes Bay
•989-607-2100 (broker)
•juliewilliams.homes@gmail.com (broker)
Bought with Lisa Hitchcock• Kori Shook & Associates
Est. $1,847 per month, based on comparable rentals
Sale and tax history for 11075 Spencer Rd
Sale History
Tax History
Date
Event
Price
MiRealSource-MiMLS #50209178
Aug 13, 2026
Sold
$136,000
$130/sq ft
Jun 26, 2026
Pending
—
Jun 12, 2026
Relisted
—
Jun 8, 2026
Pending
—
May 28, 2026
Listed
$129,900
$124/sq ft
REALCOMP #61050209178
Aug 13, 2026
Sold
$136,000
$130/sq ft
Jun 26, 2026
Pending
—
Jun 14, 2026
Relisted
—
Jun 8, 2026
Pending
—
May 28, 2026
Listed
$129,900
$124/sq ft
Cute, cozy, and full of character! This 2 bedroom home in St. Charles has the kind of warm, comfortable feel that makes you want to kick your shoes off and stay awhile. With just over 1,000 square feet, it offers a cozy layout with fun touches and character that give a little nod to its 70's charm. Sitting on almost a half acre and surrounded by mature trees, you'll enjoy a peaceful setting while being right next to the rail trail. Inside, you'll find recent paint and new flooring in the kitchen, living room, and bedroom, giving the home a fresh feel while still keeping its personality. Big ticket updates like a newer roof, plumbing, and soffits offer added peace of mind. Let's talk about the garage! The oversized 38x24 garage gives you tons of space for a workshop, storage, hobbies, toys, or whatever projects you've been dreaming up. Cozy, charming, and full of potential - this one is easy to love!
Year
Property tax
Land + Additions
Assessment*
2025
$2,181 (+3.3%)
2024
$2,110 (+9.6%)
2023
$1,925 (+5.4%)
2022
$1,826 (+6.9%)
2021
$1,708 (+1.8%)
2020
$1,677 (+3.5%)
2019
$1,621 (+3.1%)
2018
$1,572 (+6.0%)
2017
$1,483 (+1.2%)
2016
$1,465 (+1.7%)
2015
$1,440 (+76.3%)
2014
$817
Public record
Beds
2
Baths
1
Stories
1
Lot width
70 ft.
Lot depth
250 ft.
Lot size
0.4 Acres
Year renovated
—
Sq. Ft.
1,048
Year built
1953
Style
Single Family Residential
County
Saginaw County
APN
26-11-3-17-4039-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 22, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 2.5
Garage Type: Detached Garage, Electric In Garage, Gar Door Opener, Workshop
Parking: 2 Spaces, Garage
Interior
Interior Features
# of Rooms (Total): 5
Appliances: Range/Oven, Refrigerator
Bedroom Information
First Floor Bedroom
Bedroom 1 Level: Main
Bedroom 1 Dimensions: 16 x 16
Bedroom 1 Floor Covering: Carpet
Bedroom 1 Floor Covering: Carpet
Bedroom 2 Level: Main
Bedroom 2 Dimensions: 10 x 11
Bedroom 2 Floor Covering: Carpet
Bathroom Information
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 1
Bathroom 1 Information
Bathroom 1 Floor Covering: Linoleum
Bathroom 1 Level: Main
Bathroom 1 Length: 10
Bathroom 1 Width: 7
Dining/Kitchen Information
Kitchen Floor Covering: Laminate
Kitchen Level: Main
Kitchen Dimension: 15 x 12
Library/Den/Living Room Information
Living Room Floor Covering: Carpet
Living Room Level: Main
Living Room Dimensions: 20 x 12
Laundry/Basement Information
Laundry Room Floor Covering: Linoleum
Laundry Room Level: Main
Laundry Room Dimensions: 16 x 9
Exterior
Exterior Features
Exterior Construction: Aluminum
Foundation Type: Crawl
Property Features
Frontage Type: Road
Property Information
Out Buildings: Garage(s), Workshop
Property Type: Residential
Property Type: Residential
Structure Style: 1 Story
Year Built: 1953
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0
Lot Information
SITE/LOT FEATURES: Rural, Easement
VIEW: Rural View
Site Description: Deep Lot - 150+ Ft., Treed, Unpaved
Lot Size: 70,250
Zoning: Residential
Land Information
Land Contract: No
Acreage: 0.4
Roads: City/County, Country, Paved Street
Frontage: 70
Financial
Tax/Assessments Information
Taxable Value Year: 2026
Taxable Value: $39,238
Total Tax Year: 2025
Total Tax Amount: $2,180.57
Summer Tax Year: 2025
Summer Tax Amount: $418.62
Winter Tax Year: 2025
Winter Tax Amount: $1,761.95
Has Assessments
Utilities
Utility Information
Heat/Fuel Type: Other
Water Heater: Propane Hot Water
Water: Public Water
Heating System: Forced Air, Space Heater
Sewer Septic: Septic
Location
Unit 5 Information
Living Room Dimensions: L=1048
School Information
School District: St Charles Community Schools
School District: St Charles Community Schools
Address Information
Street Designation: Road
Location Details
Municipality Type: Township
Municipality: Swan Creek Twp
Mail City: Saint Charles
Subdivision: Spencer
Municipality: Swan Creek Twp
Area (Municipality): Swan Creek Twp (73023)
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 1,048
Stories: 1.0
Lot Size: 0.4 acres
Style: Single Family Residential
Year Built: 1953
Year Renovated: —
County: Saginaw County
APN: 26-11-3-17-4039-000
Home facts updated by county records on Jun 22, 2026
Other
Listing Information
Originating MLS: Saginaw Board
Originating MLS: Saginaw
No
Around this home
Schools
St. Charles Elementary School
Public PreK-6 • Assigned • 4.2mi
7/10
St. Charles Community High School
Public 7-12 • Assigned • 4.2mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 98° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Saint Charles, MI • 48655
Average low and high temperatures (°F)
28
15
35
18
51
30
61
39
68
47
82
59
88
64
83
59
78
54
66
44
48
35
35
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Saint Charles. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$131,000 – $159,000
Sell confidently with a local market expert in Saint Charles.