ADDITIONAL LAND INCLUDED - Stunning New Construction on a Massive Sand Ridge, Huge Private Spring Fed Pond, 21.36 Acres, Gourmet Kitchen with Stainless Appliances, Quartz Counter Tops and Spacious Breakfast Island, Amazing 20' Ceilings Thru-Out, Heated 5-inch Thick Concrete Foundation (separate thermostats for home and barn), 55' long, 15' wide Covered Wrap Around Patio with Sandy Beach Just Steps Away. Peace & Tranquility Are Waiting For You - Escape, Relax & Recharge!! * * * for aerial view, go to Realtor.com and click on "Fly Around" * * *
Single-familyProperty Type
2022Year Built
21.36 acresLot Size
$357Price/Sq.Ft.
4 car garageParking
Listed by Joe Harris• EXP Realty
•888-501-7085 (broker)
Bought with Brooke Bickerstaff• Keller Williams Preferred
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Market trends in 48655, MI
Last updated September 2026
Buyer's Market
Seller's Market
Seller's market
Sale-to-List Price
99.8%
+0.8% MoM
Median sale price
$156K
$6K MoM
Avg. days on market
22d
1 days MoM
Recently sold homes
20
3 MoM
Provided by Redfin
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Rental estimate
Est. $1,774 per month, based on comparable rentals
Sale and tax history for 12465 Fergus Rd
Sale History
Tax History
Date
Event
Price
REALCOMP #61050200453
May 11, 2026
Sold
$475,000
$357/sq ft
Apr 8, 2026
Pending
—
Mar 2, 2026
Listed
$524,999
$395/sq ft
MiRealSource-MiMLS #50200453
May 11, 2026
Sold
$475,000
$357/sq ft
Apr 8, 2026
Pending
—
Mar 2, 2026
Listed
$524,999
$395/sq ft
ADDITIONAL LAND INCLUDED - Stunning New Construction on a Massive Sand Ridge, Huge Private Spring Fed Pond, 21.36 Acres, Gourmet Kitchen with Stainless Appliances, Quartz Counter Tops and Spacious Breakfast Island, Amazing 20' Ceilings Thru-Out, Heated 5-inch Thick Concrete Foundation (separate thermostats for home and barn), 55' long, 15' wide Covered Wrap Around Patio with Sandy Beach Just Steps Away. Peace & Tranquility Are Waiting For You - Escape, Relax & Recharge!! * * * for aerial view, go to Realtor.com and click on "Fly Around" * * *
MiRealSource-MiMLS #50194391
Feb 28, 2026
Listing Removed
—
Nov 14, 2025
Listed
$499,111
$375/sq ft
REALCOMP #61050194391
Mar 1, 2026
Listing Removed
—
Nov 14, 2025
Listed
$499,111
$375/sq ft
Public Records
Jan 5, 2021
Sold
$55,000
$41/sq ft
MiRealSource-MiMLS #50002191
Aug 14, 2020
Sold
$105,000
$79/sq ft
Jul 8, 2020
Pending
—
Dec 19, 2019
Listed
$119,900
$90/sq ft
MiRealSource-MiMLS #31244837
Jul 1, 2015
Sold
$11,250
$8/sq ft
Jun 30, 2015
Listing Removed
—
May 28, 2015
Listed
$15,000
$11/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,647 (−31.6%)
2024
$6,799 (+82.1%)
2023
$3,733 (+3.5%)
2022
$3,608 (+140.2%)
2021
$1,502 (+74.5%)
2020
$861 (+0.7%)
2019
$855 (+5.0%)
2018
$815 (+13.7%)
2017
$717
2016
$716
2015
$716 (+0.8%)
2014
$710
Public record
Beds
1
Baths
1
Stories
—
Lot width
—
Lot depth
—
Lot size
19.66 Acres
Year renovated
—
Sq. Ft.
1,120
Year built
2021
Style
Single Family Residential
County
Saginaw County
APN
24-10-3-19-3001-005
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 18, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 4
Garage Type: Attached Garage, Direct Access
Interior
Interior Features
Has Fireplace
# of Fireplaces (Total): 1
Rooms: First Floor Laundry, Eat-In Kitchen
Interior Features: 9 Ft + Ceilings, Cathedral/Vaulted Ceiling
Water Features: Pond, Water View, Waterfront, Beach Front
Frontage Type: Road
Lake Name: Private Pond
Property Information
Out Buildings: Pole Barn
Property Type: Residential
Structure Style: 1 Story
Year Built: 2022
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0
Lot Information
SHORELINE: Sand, Wooded
SITE/LOT FEATURES: Rural, Wooded
Site Description: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Treed
Zoning: Residential
Land Information
Land Contract: No
Acreage: 21.36
Roads: City/County
Frontage: 323
Financial
Tax/Assessments Information
Taxable Value Year: 2025
Taxable Value: $128,939
Total Tax Amount: $4,590.01
Summer Tax Year: 2025
Summer Tax Amount: $1,412.77
Winter Tax Year: 2024
Winter Tax Amount: $3,177.24
Utilities
Utility Information
Heat/Fuel Type: LP/Propane Gas
Water Heater: Propane Hot Water
Water: Private Well
Cooling System: Ceiling Fan(S)
Heating System: Hot Water, Zoned Heating, Radiant Floor
Sewer Septic: Septic
Location
Unit 5 Information
Living Room Dimensions: L=1330
School Information
School District: Chesaning Union Schools
School District: Chesaning Union Schools
Address Information
Street Designation: Road
Location Details
Directions: South of Ring Road, West Off M-52 (Graham)
Municipality Type: Township
Municipality: St Charles Twp
Mail City: Saint Charles
Subdivision: NONE
Municipality: St Charles Twp
Area (Municipality): St Charles Twp (73022)
Public facts
Beds: 1
Baths: 1.0
Sq. Ft.: 1,120
Stories: —
Lot Size: 19.66 acres
Style: Single Family Residential
Year Built: 2021
Year Renovated: —
County: Saginaw County
APN: 24-10-3-19-3001-005
Home facts updated by county records on Sep 18, 2026
Other
Listing Information
Originating MLS: Saginaw Board
Originating MLS: Saginaw
Around this home
Schools
Chesaning Middle School
Public 4-8 • Assigned • 4.5mi
8/10
Chesaning Union High School
Public 9-12 • Assigned • 4.3mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
2/10 Heat Factor
6 days above 98° expected this year, 12 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Saint Charles, MI • 48655
Average low and high temperatures (°F)
28
15
35
18
51
30
61
39
68
47
82
59
88
64
83
59
76
53
66
44
48
35
35
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
100/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 1% for direct sun exposure in Saint Charles. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.7 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$488,000 – $591,000
Sell confidently with a local market expert in Saint Charles.