Off market nov 2019 for $62K

$118,319

Est. refi paymentEst. refi $427/mo

•

1,620

sq ft

4645 S Graham, Saint Charles, MI 48655

About this home

MOTIVATED SELLER! Great price on this diamond in the rough! Come and see this gem waiting for someone to take over and bring back the beauty from long ago! Nestled on three acres in desired Swan Creek township, this two story is over 1600 sq ft with three large bedrooms. The living room and formal dining room (with built in china cabinet) have beautiful woodwork with hardwood floors underneath the carpet. Some of the wall paper has been stripped and will need to be painted or wallpapered by the new owner. Tons of potential and beautiful views of back woods. Home built in 1923 but moved to this foundation in the 60s with 5 blocks high of crawl space. Lots of deer sitings and close to rail trail. Natural gas, city water. 80% efficiency furnace, newer water heater. Some TLC and elbow grease will make this a beautiful home! Call today!

Single-familyProperty Type

1923Year Built

3.05 acresLot Size

$73Est. Price/Sq.Ft.

2 car garageParking

Listed by Julie Williams • Real Estate One Great Lakes Bay

•989-607-2100 (broker)

•juliewilliams.homes@gmail.com (broker)

Bought with Brenda Lemmer • Berkshire Hathaway HomeServices

•989-790-9292 (broker)

Redfin checked: 3 minutes ago

•Source:MiRealSource-MiMLS #31386253

Redfin Estimate

$118,319

$56K since sold in November 2019$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 20.2% lower than the average sale price ($148K) of 6 comparable homes.

SOLD OCT 2, 2026
$50,000
A
3 beds1 bath1,773 sq ft
309 E North St, Saint Charles, MI 48655
SOLD AUG 25, 2026
$235,500
B
3 beds1 bath1,852 sq ft
10275 Swan Creek Rd, Saginaw, MI 48609
SOLD AUG 7, 2026
$30,000
C
Land— sq ft
3120 S Graham Rd, Saginaw, MI 48609
SOLD SEP 30, 2026
$180,400
D
3 beds2 baths1,634 sq ft
4470 S Raucholz Rd, Hemlock, MI 48626
SOLD JUL 21, 2026
$158,400
E
3 beds1 bath1,396 sq ft
11315 Wahl Rd, Saint Charles, MI 48655
SOLD APR 22, 2026
$235,500
F
3 beds1 bath1,469 sq ft
11600 Spencer Rd, Saginaw, MI 48609

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Earn from this home

Refinance

Est. cash available

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Rent

$2,133/mo

Redfin rental estimate

List your home for rent

Market trends in 48655, MI

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.8%

+0.8% MoM

Median sale price

$156K

$6K MoM

Avg. days on market

22d

1 days MoM

Recently sold homes

3 MoM

Provided by Redfin

Sale history for 4645 S Graham

Date

Event

Price

MiRealSource-MiMLS #31386253

Nov 14, 2019

Sold

$62,000

$38/sq ft

Oct 13, 2019

Pending

—

Aug 30, 2019

Price Changed

$69,900

$43/sq ft

Jul 22, 2019

Price Changed

$76,900

$47/sq ft

Jul 6, 2019

Listed

$69,900

$43/sq ft

Jul 6, 2019

Listed

$79,900

$49/sq ft

REALCOMP #61031386253

Nov 14, 2019

Sold

$62,000

$38/sq ft

Oct 13, 2019

Pending

—

Aug 30, 2019

Price Changed

$69,900

$43/sq ft

Jul 21, 2019

Price Changed

$76,900

$47/sq ft

Jul 6, 2019

Listed

$79,900

$49/sq ft

MiRealSource-MiMLS #31363459

Nov 15, 2018

Listing Removed

—

Oct 19, 2018

Listed

$81,900

$51/sq ft

REALCOMP #61031363459

Nov 15, 2018

Listing Removed

—

Oct 19, 2018

Listed

$81,900

$51/sq ft

MiRealSource-MiMLS #31347355

Oct 23, 2018

Listing Removed

—

Oct 19, 2018

Listing Removed

—

Aug 15, 2018

Price Changed

$81,900

$51/sq ft

May 14, 2018

Listed

$86,900

$54/sq ft

REALCOMP #61031347355

Oct 23, 2018

Listing Removed

—

May 14, 2018

Listed

$81,900

$51/sq ft

MiRealSource-MiMLS #31335090

May 10, 2018

Listing Removed

—

Jan 11, 2018

Price Changed

$89,000

$55/sq ft

Nov 9, 2017

Listed

$94,000

$58/sq ft

REALCOMP #61031335090

May 10, 2018

Listing Removed

—

Nov 8, 2017

Listed

$89,000

$55/sq ft

Tax history for 4645 S Graham

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

3.05 Acres

Year renovated

—

Sq. Ft.

1,620

Year built

1923

Style

Single Family Residential

County

Saginaw County

APN

26-11-3-17-4008-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 18, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
# of Parking Spaces in Garage: 2
Garage Type: Carport

Interior

Virtual Tour

Interior Features
Rooms: First Floor Laundry, Sun/Florida Room
Interior Features: Hardwood Floors
Appliances: Dryer, Range/Oven, Refrigerator

Bedroom Information
Bedroom 1 Level: Second
Bedroom 1 Dimensions: 13 x 11
Bedroom 1 Floor Covering: Wood
Bedroom 1 Floor Covering: Wood
Bedroom 2 Level: Second
Bedroom 2 Dimensions: 12 x 11
Bedroom 2 Floor Covering: Carpet
Bedroom 3 Level: Second
Bedroom 3 Dimensions: W=11
Bedroom 3 Floor Covering: Carpet

Bathroom Information
# of Bathrooms (Full): 1
# of Baths/Lavatories (Total): 1

Bathroom 1 Information
Bathroom 1 Floor Covering: Vinyl
Bathroom 1 Level: First
Bathroom 1 Length: 8
Bathroom 1 Width: 5

Dining/Kitchen Information
Breakfast Nook Floor Covering: Carpet
Dining Room Floor Covering: Carpet
Kitchen Floor Covering: Laminate
Kitchen Level: First
Kitchen Dimension: 10 x 9
Breakfast Nook Level: First
Breakfast Nook Dimension: 12 x 11
Dining Room Level: First
Dining Room Dimension: 14 x 10

Family/Great Room Information
Sun/Florida Room Floor Covering: Carpet
Sun/Florida Room Level: First
Sun/Florida Room Dimensions: 18 x 8

Library/Den/Living Room Information
Living Room Floor Covering: Carpet
Library/Den Floor Covering: Wood
Living Room Level: First
Living Room Dimensions: 16 x 11
Library/Den Level: Second
Library/Den Dimensions: 15 x 10

Laundry/Basement Information
Basement Type: Block
Laundry Room Level: First
Laundry Room Dimensions: 16 x 10

Exterior

Exterior Features
Exterior Construction: Aluminum, Vinyl Siding, Wood
Exterior Features: Porch
Foundation Type: Crawl

Property Information
Out Buildings: Shed
Property Type: Residential
Structure Style: 2 Story
Year Built: 1923
Below Grade Sq. Ft.: 0
Below Grade Sq. Ft. (Finished): 0

Lot Information
Site Description: Deep Lot - 150+ Ft., Large Lot - 65+ Ft.
Lot Size: 454,558

Land Information
Land Contract: No
Acreage: 3.05
Frontage: 454
Floodplain: None

Financial

Tax/Assessments Information
Taxable Value: $45,184
Total Tax Year: 2018
Total Tax Amount: $1,424
Summer Tax Year: 2018
Summer Tax Amount: $512
Winter Tax Year: 2018
Winter Tax Amount: $912

Utilities

Utility Information
Heat/Fuel Type: Natural Gas
Water Heater: Electric
Water: Public Water
Cooling System: Ceiling Fan(S)
Heating System: Forced Air
Sewer Septic: Septic

Location

Unit 5 Information
Living Room Dimensions: L=1620

School Information
School District: St Charles Community Schools
School District: St Charles Community Schools

Location Details
Municipality: Swan Creek Twp
Mail City: Saint Charles
Subdivision: None
Municipality: Swan Creek Twp
Area (Municipality): Swan Creek Twp (73023)

Public facts

Beds: 4
Baths: 1.5
Sq. Ft.: 1,620
Stories: 2.0
Lot Size: 3.05 acres
Style: Single Family Residential
Year Built: 1923
Year Renovated: —
County: Saginaw County
APN: 26-11-3-17-4008-000

Home facts updated by county records on Sep 18, 2026

Other

Listing Information
Originating MLS: Saginaw Board
Originating MLS: Saginaw

Around this home

Schools

St. Charles Elementary School

Public PreK-6 • Assigned • 3.9mi

7/10

St. Charles Community High School

Public 7-12 • Assigned • 4.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 98° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Saint Charles, MI • 48655

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 2.4 hours in December, placing it below the U.S. average for solar exposure.

9.6 hrs

2.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$113,000 – $137,000

Sell confidently with a local market expert in Saint Charles. 3 minutes to get started.

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Home values near 4645 S Graham

Data from public records.

Address	Redfin Estimate
4700 S Graham Road, Saint Charles, MI 3 Beds \| 2.5 Baths \| 1624 Sq. Ft.	$313,082
4600 S Graham Road, Saint Charles, MI 2 Beds \| 1.5 Baths \| 812 Sq. Ft.	$109,280

Address	Redfin Estimate
4610 S Graham Road, Saint Charles, MI 2 Beds \| 1 Baths \| 952 Sq. Ft.	$157,711
4775 S Graham Road, Saint Charles, MI 3 Beds \| 2.5 Baths \| 1680 Sq. Ft.	$251,519

Address	Redfin Estimate
4545 S Graham Road, Saint Charles, MI 3 Beds \| 1 Baths \| 1092 Sq. Ft.	$180,279
4615 S Graham Road, Saint Charles, MI 4 Beds \| 2 Baths \| 3160 Sq. Ft.	$329,685

Property information provided by MiRealSource-MiMLS when last listed in 2019. This data may not match . Learn more.

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