For sale

$434,900

Est. $3,224/mo —

•

1,528

sq ft

1304 Terra Rd, Traverse City, MI 49686

About this home

Move-in-ready upgraded duplex condo in popular Chestnut Hills. Easy, main floor living with a gas fireplace, two spacious bedrooms, a large, walk-in closet and main floor laundry make this a great opportunity for a comfortable, low maintenance lifestyle. Updates completed in the past 5 years include new kitchen appliances and quartz countertops, master bath with walk-in tile shower, new roof, new HVAC system, patio expansion and landscaping. This desirable outer circle unit with private backyard has a full basement with built-in shelving for storage, and a finished bonus space perfect for an office or craft room.

CondoProperty Type

1997Year Built

$285Price/Sq.Ft.

$410/moHOA Dues

2 car garageParking

Listed by Doug Meteyer • Spectra Real Estate LLC

Listing updated: Oct 4, 2026 at 07:23am

Redfin checked: 2 minutes ago

•Source:REALCOMP #78080074083

Listing provided courtesy of Realcomp MLS

Payment calculator

$3,224 per month

Principal and interest$2,344

Property taxes

HOA dues

Home insurance

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 3PM TO 5PM
$625,000
5 beds2 baths2,546 sq ft
21 High Lake Rd, Traverse City, MI 49696
0.66 acre lot • 2 garage spots • Built 1959
OPEN THU, 12PM TO 1:30PM
$499,000
5 beds3 baths2,686 sq ft
2207 Cottonwood Ave, Grawn, MI 49637
0.3 acre lot • 2 garage spots • Built 2026
OPEN THU, 4PM TO 6PM3D WALKTHROUGH
$1,145,000
2 beds2.5 baths1,625 sq ft
215 Barlow St, Traverse City, MI 49686
$375 HOA • 2 garage spots • Built 2026
OPEN SAT, 10AM TO 12PM
$349,900
3 beds2 baths1,560 sq ft
3767 Blair Valley Rd, Traverse City, MI 49685
0.53 acre lot • 2 garage spots • Built 2002
OPEN SAT, 11AM TO 12:30PM
$499,000
3 beds1 bath1,991 sq ft
444 W Thirteenth St, Traverse City, MI 49684
8,712 sq ft lot • Garage • Built 1945
OPEN SAT, 11AM TO 1PM
$399,000
2 beds2 baths1,360 sq ft
514 W Thirteenth St, Traverse City, MI 49684
7,841 sq ft lot • 2 garage spots • Built 1950
OPEN SAT, 11AM TO 1PM
$399,000
2 beds2 baths1,360 sq ft
514 W Thirteenth St Lot : 35&36, Traverse City, MI 49684
7,840 sq ft lot • 2 garage spots • Built 1950
(231) 947-9800
OPEN SAT, 12PM TO 1:30PM
$550,000
4 beds3 baths3,686 sq ft
1600 Secor Farm Trl, Long Lake Township, MI 49684
9 acre lot • 2 garage spots • Built 2006
OPEN SAT, 12PM TO 1:30PM
$550,000
4 beds3 baths3,686 sq ft
1600 Secor Farm Trl, Traverse City, MI 49684
9 acre lot • 2 garage spots • Built 2006
(989) 448-8209
OPEN SAT, 1PM TO 2:30PM
$849,900
3 beds3 baths2,270 sq ft
723 Washington St, Traverse City, MI 49686
6,970 sq ft lot • 2 garage spots • Built 1895

Around this home

Schools

K - 12
Preschool & daycare

Traverse Heights Elementary School

Public PreK-5 • Assigned • 1.6mi

5/10

East Middle School

Public 6-8 • Assigned • 2.4mi

7/10

Central High School

Public 8-12 • Assigned • 2.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

1304 Terra Rd · $434,900

Strong offer

$435K and above

75% chance or better to win

Why $435K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 59 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Cathedral ceilings
Entrance foyer
Pantry
Walk-in closets
Window treatments
Gas fireplace

Bathrooms
2 full bathrooms

Kitchen
Dishwasher
Disposal
Microwave
Oven
Range
Refrigerator

Laundry & utility
Washer
Dryer
Gas water heater

Heating & cooling
Forced air heating (natural gas)
Central air conditioning
Ceiling fans
Exhaust fan

Sale and tax history for 1304 Terra Rd

Sale History
Tax History

Date

Event

Price

REALCOMP #78080074083

Oct 1, 2026

Listed

$434,900

$285/sq ft

MiRealSource-MiMLS #80074083

Oct 1, 2026

Listed

$434,900

$285/sq ft

+15

REALCOMP #78001192924

Sep 6, 2019

Sold

$259,900

$170/sq ft

Jul 24, 2019

Listed

$269,900

$177/sq ft

Sparkling Condo on Full Basement. Attached, 2 Car Garage. Superb Location minutes to downtown TC. Meticulously maintained Chestnut Hill development. 44 units in 22 duplex buildings. Lovely, treed winding drive thru the neighborhood. Sellers use this unit seasonally, so it shines! Covered porch entry. Sleek, laminate floors. Fine, natural light beams thru large windows with solid surface sills. Totally private Master Suite with huge walk in closet. Vaulted Great Room with gas Fireplace. Slider to a concrete BBQ patio. Main level Laundry with tub. Finished 2-car Garage, workshop area. Family room downstairs. No lack of storage in this condo! Many closets, cupboards and, oodles of shelving in the lower level. Green, grassy views out the front. Green, grassy views, not neighbors, out the back. Pets welcome. Natural gas. Central air. $225month assn fee includes lawn care, landscaping, snow removal, exterior maintenance and insurance. Wrap it all up and tie it with a bow. Makes me smile!

Public Records

Jun 28, 2005

Sold

$197,900

$130/sq ft

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Finished Sq. Ft.

1,396

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,396

Year built

1997

Style

Condo/Co-op

County

Grand Traverse County

APN

05-079-012-00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 28, 2026.

R-3

Multiple Family Residential District

The R-3 Multiple Family Residential districts provide areas for medium to high density one and two family residential dwelling units mixed with a variety of multiple family residential dwelling types, including apartments and group housing, where adequate public facilities and services exist with capacity to serve such development. The districts are composed mainly of areas containing an existing mix of these dwelling types as well as areas within which such development appears likely and desirable. They are intended to encourage more intensive development in and near the core areas of the township. The R-3 districts are designed to encourage a suitable neighborhood environment for family life by including among the permitted uses such facilities as schools, places of worship and parks that will promote a sense of community, urban vitality and the efficient provision of infrastructure. R-3 district regulations are designed to allow for market and design flexibility while preserving the neighborhood character and permitting applicants to cluster development to preserve environmentally sensitive and natural land areas.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Fire house
Police station
Cemetery
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 94° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Traverse City, MI • 49686

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 2.3 hours in December, placing it below the U.S. average for solar exposure.

9.5 hrs

2.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1304 Terra Rd

$434,203

$697 under list price of $435K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $345K to $535K.

SOLD SEP 25, 2026
$359,250 Last sold price
2 beds2.5 baths1,296 sq ft
1191 Hemingway Ln, Traverse City, MI 49686
$8/sq ft
no basement
SOLD OCT 1, 2026
$413,989 Last sold price
3 beds2.5 baths2,732 sq ft
2839 Ruby St Lot : 49, Traverse City, MI 49684
$133/sq ft
29 years newer
SOLD JUN 30, 2026
$345,000 Last sold price
2 beds2 baths1,408 sq ft
1179 Hemingway Ln Lot : 49, Traverse City, MI 49686
$40/sq ft
1 year older
no basement
SOLD SEP 25, 2026
$535,000 Last sold price
2 beds2 baths1,458 sq ft
1122 Lake Ridge Dr, Traverse City, MI 49684
$82/sq ft
8 years newer
SOLD MAY 7, 2026
$357,500 Last sold price
2 beds2 baths1,400 sq ft
2135 Hammond Place Pl W, Traverse City, MI 49686
$30/sq ft
11 years older
no basement
SOLD JUN 16, 2026
$424,900 Last sold price
3 beds2.5 baths1,626 sq ft
2806 Opal Ct, Traverse City, MI 49684
$24/sq ft
29 years newer
no basement

Rental earnings

Est. $2,610 per month, based on comparable rentals

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Early Access listings

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New listings for sale in 49686

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FOR SALE BY OWNER

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0.43 acre lot • 2 garage spots • Built 1989

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Mature trees • Framed basement • $250 HOA

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Enclosed courtyard • Indoor swimming pool • Clubhouse

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1301 Terra Rd, Traverse City, MI 49686

Open-concept layout • Private bath • Walk-in closet

(231) 946-4040

Details provided by REALCOMP and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 1304 Terra Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1304 Terra Rd

Early Access listings

Nearby similar homes

New listings for sale in 49686

More real estate resources