Welcome to an exceptional lakeside retreat - where thoughtful architectural design meets lake living. You’ll be sure to appreciate the intentional craftsmanship and a layout designed to maximize the stunning views and beauty that surrounds this property. Situated on Cove Pointe of Gilbert Lake, this property offers waterfront on both sides of the peninsula totaling 300 feet. The spacious living room features 14 foot vaulted ceilings and a statement wood burning fireplace. The kitchen features a large center island, a breakfast nook with the best views of the lake, and easy access to the two-tier deck. The expansive primary suite spans the entire upper level and features a reading nook, walk-in closet, full bath and a flex room perfect for a home office, extra living space or a bunk room! Enjoy your morning coffee and a book in the private second story screened porch. 3 bedrooms, a wet bar and a flex room round out the lower level with a walk out to the lakeside. This property allows you to enjoy both stunning sunrises over the lake and breathtaking sunsets from your stone patio with private fire pit. This property is a true gem that offers private lake living and yet located just minutes from all of Brainerd and Baxters’ conveniences! Meticulously maintained and tastefully designed, this is not just a lake home, but a lifestyle defined by connection, relaxation and year round recreation!
Lot Features: Accessible Shoreline, Island/Peninsula, Tree Coverage - Medium
Lot Size Area: 1.03
Lot Size Units: Acres
Lot Size Dimensions: IRR
Road Frontage Type: Cul De Sac, No Outlet/Dead End, Paved Streets, Private Road
Road Responsibility: Private Maintained Road
Financial
Assessment Information
Other Annual Assessment Amount: $25
Tax Information
Tax Annual Amount: $6,315
Tax Year: 2026
Tax With Assessments: $6,340
Utilities
Utility Information
Water Source: Drilled, Well
Electric: Circuit Breakers, 200+ Amp Service
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas
Location
School Information
High School District: Brainerd
School District Number: 181
School District Phone: 2184546900
Location Information
Directions: From 210, turn onto NW 4th Street, at the roundabout take Riverside Drive. Turn left onto McKay Road, turn right onto Birchwood Lane, turn left onto Cove Pointe Road, home on right.
Map Coordinate: 999-A1
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 3,275
Stories: —
Lot Size: 1.43 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: 2005
County: Crow Wing County
APN: 99270530
Home facts updated by county records on Jul 22, 2026
Other
Home Information
Living Area: 3289
Living Area Units: Square Feet
Main Level Finished Area: 984
Building Area Total: 3289
Foundation Details: Block
Levels: Two
Around this home
Schools
Lowell Elementary School
Public K-4 • Assigned • 1.3mi
9/10
Forestview Middle School
Public 5-8 • Assigned • 5.8mi
7/10
Brainerd Senior High School
Public 9-12 • Assigned • 2.4mi
9/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 94° expected this year, 12 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Brainerd, MN • 56401
Average low and high temperatures (°F)
18
1
27
8
44
23
53
33
68
45
75
57
80
62
77
60
75
55
61
43
41
28
25
10
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.5 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$923,000 – $1.12M
Sell confidently with a local market expert in Brainerd.