SOLD FEB 23, 2026

Off Market Feb 2026 for $210K

$323,648

Est. refi paymentEst. refi $108/mo

•

—

sq ft

18609 Dover Rd, Clearwater, MN 55320

About this home

This property offers a chance to make it your own, the home is partially finished. Sitting on a .74-acre wooded lot with 78 feet of shoreline on Long Lake & Crooked Lake (connected by a channel), it’s tucked off a quiet road surrounded by mature trees. The construction on this raised rambler, was started in 1994 and gives you the opportunity to bring your ideas and effort. The home includes a tuck-under double garage, 2 bedrooms, and 1 full bath, plus a vaulted living room overlooking the lake. A large lakeside deck and small storage shed make it easy to enjoy the setting while you work on the home. Long Lake offers excellent clarity, great fishing, and over 68 acres of water for boating and summer fun. Located just outside Clearwater, you’ll enjoy a peaceful lake setting with convenient access to town. If you're looking for a lake place you can improve and put your stamp on, this could be the one. Being sold 'as is'.

Single-familyProperty Type

1994Year Built

0.74 acresLot Size

2 car garageParking

Listed by Steven Bruggeman • Oak Realty LLP

Redfin checked: 2 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6805387

Redfin Estimate

$323,648

$114K since sold in February 2026$6,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.9% lower than the average sale price ($355K) of 6 comparable homes.

SOLD JUN 16, 2026
$314,900
A
4 beds3 baths— sq ft
945 Kelsey Ave, Clearwater, MN 55320
SOLD JUN 24, 2026
$518,500
B
2 beds1 bath— sq ft
11571 Kramer Ave NW, Annandale, MN 55302
SOLD JUL 10, 2026
$327,800
C
3 beds2 baths— sq ft
23015 21st Ave, Saint Augusta, MN 56301
SOLD JUL 22, 2026
$309,900
D
2 beds2 baths— sq ft
183 Cardinal Ln, Clearwater, MN 55320
SOLD NOV 14, 2025
$363,500
E
2 beds1 bath— sq ft
597 Emmet Rd, Clearwater, MN 55320
SOLD JUL 15, 2026
$298,000
F
2 beds2 baths— sq ft
228 Goldfinch Ln, Clearwater, MN 55320

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Earn from this home

Refinance

Est. cash available

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Rent

$1,743/mo

Redfin rental estimate

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Market trends in 55320, MN

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.5%

0.3% MoM

Median sale price

$342K

$34K MoM

Avg. days on market

25d

5 days MoM

Recently sold homes

2 MoM

New listings for sale

$575,000
4 beds2 baths2,058 sq ft
5125 134th St NW, Clearwater, MN 55320
See all

Provided by Redfin

Sale history for 18609 Dover Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,096 (+14.3%)

$142,100 + $108,600

$250,700

2024

$1,834 (−5.0%)

$136,700 + $96,900

$233,600

2023

$1,930 (+0.7%)

$135,700 + $93,400

$229,100

2022

$1,916 (+0.7%)

$119,500 + $73,800

$193,300

2021

$1,902 (−3.8%)

$119,500 + $70,100

$189,600

2020

$1,978 (+4.8%)

$119,500 + $74,900

$194,400

2019

$1,888 (+0.1%)

$114,100 + $68,000

$182,100

2018

$1,886 (+2.6%)

$114,100 + $59,700

$173,800

2017

$1,838 (+0.1%)

$112,100 + $57,600

$169,700

2016

$1,836 (+1.3%)

$112,100 + $58,100

$170,200

2015

$1,812 (−6.8%)

$112,100 + $53,800

$165,900

2014

$1,944 (−5.2%)

$121,500 + $53,800

$175,300

2013

$2,050 (−11.6%)

$121,500 + $57,300

$178,800

2012

$2,318

$145,000 + $61,900

$206,900

Tax history for 18609 Dover Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,096 (+14.3%)

$142,100 + $108,600

$250,700

2024

$1,834 (−5.0%)

$136,700 + $96,900

$233,600

2023

$1,930 (+0.7%)

$135,700 + $93,400

$229,100

2022

$1,916 (+0.7%)

$119,500 + $73,800

$193,300

2021

$1,902 (−3.8%)

$119,500 + $70,100

$189,600

2020

$1,978 (+4.8%)

$119,500 + $74,900

$194,400

2019

$1,888 (+0.1%)

$114,100 + $68,000

$182,100

2018

$1,886 (+2.6%)

$114,100 + $59,700

$173,800

2017

$1,838 (+0.1%)

$112,100 + $57,600

$169,700

2016

$1,836 (+1.3%)

$112,100 + $58,100

$170,200

2015

$1,812 (−6.8%)

$112,100 + $53,800

$165,900

2014

$1,944 (−5.2%)

$121,500 + $53,800

$175,300

2013

$2,050 (−11.6%)

$121,500 + $57,300

$178,800

2012

$2,318

$145,000 + $61,900

$206,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

80 ft.

Lot depth

332 ft.

Lot size

0.74 Acres

Year renovated

1994

Sq. Ft.

832

Year built

1994

Style

Single Family Residential

County

Stearns County

APN

19.10749.0000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 15, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Tuckunder Garage
Garage Spaces: 2
Garage Sq. Ft.: 520

Interior

Bedroom Information
# of Bedrooms: 2

Bathroom Information
# of Full Baths (Total): 1
Description: Upper Level Full Bath

Room 1 Information
Room Type: Bathroom
Room Dimensions: 7x12
Room Level: Upper

Room 2 Information
Room Type: Deck
Room Dimensions: 12x24
Room Level: Upper

Room 3 Information
Room Type: Bedroom
Room Dimensions: 11x12
Room Level: Upper

Room 4 Information
Room Type: Flex Room
Room Dimensions: 10x18
Room Level: Upper

Room 5 Information
Room Type: Kitchen
Room Dimensions: 12x7
Room Level: Upper

Room 6 Information
Room Type: Laundry
Room Dimensions: 10x7
Room Level: Lower

Room 7 Information
Room Type: Bedroom 2
Room Dimensions: 11x10
Room Level: Upper

Laundry Room Information
Laundry Features: Laundry Room

Basement Information
Basement Features: None

Heating & Cooling
Heating Information: Baseboard
Cooling Information: None

Interior Features
Appliances: None

Exterior

Building Information
Foundation Area: 832
Roof: Age Over 8 Years, Pitched

Exterior Features
Patio Porch Type: Deck
Exterior Features: Stucco

Waterfront Information
On Waterfront
Waterfront Features: Lake Front
Lake Bottom: Soft
Waterfront Feet: 78
Road Between Waterfront And Home Y/N: N

Property Information
Above Ground Total Sq. Ft.: 832
FractionalOwnershipYN: No
Property Type: Residential
Other Structures: Storage Shed
Above Grade Finished Area: 832
Amenities: Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Window,Paneled Doors,Vaulted Ceiling(s),Washer/Dryer Hookup

Lot Information
Lot Features: Tree Coverage - Medium
Lot Size Area: 0.74
Lot Size Units: Acres
Lot Size Dimensions: L78x368x120x335
Road Frontage Type: Township
Road Responsibility: Public Maintained Road

Financial

Tax Information
Tax Annual Amount: $2,096
Tax Year: 2025
Tax With Assessments: $2,096

Utilities

Utility Information
Water Source: 4-Inch Submersible
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel: Electric,Natural Gas

Location

School Information
High School District: Annandale
School District Number: 876
School District Phone: 3202745602

Location Information
Directions: Highway 24 North of Annandale, left on 160th Street NW, right on County Road 44, left on Dover Road to house on the right.
Map Coordinate: 256-D4
Topography: Level

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 832
Stories: —
Lot Size: 0.74 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 1994
County: Stearns County
APN: 19.10749.0000

Home facts updated by county records on Jun 15, 2026

Other

Home Information
Living Area: 832
Living Area Units: Square Feet
Main Level Finished Area: 832
Building Area Total: 832
Foundation Details: Block
Levels: Two

Around this home

Schools

Annandale Elementary School

Public PreK-5 • Assigned • 8.8mi

7/10

Annandale Middle School

Public 6-8 • Assigned • 9.0mi

7/10

Annandale Senior High School

Public 9-12 • Assigned • 8.7mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 97° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Clearwater, MN • 55320

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.3 hours in June and 3.5 hours in December, which is comparable to the U.S. average for solar exposure.

10.3 hrs

3.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$308,000 – $373,000

Sell confidently with a local market expert in Clearwater. 3 minutes to get started.

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New listings for sale in 55320

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5125 134th St NW, Clearwater, MN 55320

Home values near 18609 Dover Rd

Data from public records.

Address	Redfin Estimate
18643 Dover Road, Clearwater, MN 4 Beds \| 3 Baths \| - Sq. Ft.	$674,701
18573 Dover Road, Clearwater, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$533,917

Address	Redfin Estimate
18529 Dover Road, Clearwater, MN 4 Beds \| 3 Baths \| - Sq. Ft.	$747,312
18714 Dover Road, Clearwater, MN 3 Beds \| 2 Baths \| 1070 Sq. Ft.	$497,149

Address	Redfin Estimate
18483 Dover Road, Clearwater, MN 4 Beds \| 3 Baths \| - Sq. Ft.	$595,525
18675 Dover Road, Clearwater, MN 2 Beds \| 2 Baths \| 1497 Sq. Ft.	$444,533

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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