What if the best view of your day was waiting at home? This 3 bedroom, 2 bath home sits on nearly 5 wooded acres overlooking Bunt Lake, giving you space to roam, play in the woods, and enjoy every season from spring mornings to snowy winter days. The home offers a 3-stall heated attached garage plus a 2-car detached garage, providing plenty of room for vehicles, a boat, and all the toys that come with lake living. This home also features a convenient walk-out lower level, offering easy access to the backyard and the familyroom offers more room to relax or entertain. The deck is just off the kitchen and you will be able to watch the gorgeous sunsets over the trees.
Single-familyProperty Type
1987Year Built
4.91 acresLot Size
5 car garageParking
Listed by Ellie Ortmann• Keller Williams Integrity NW
Est. $2,767 per month, based on comparable rentals
Sale and tax history for 20441 Elmwood Rd
Sale History
Tax History
Date
Event
Price
NORTHSTARMLS as Distributed by MLS Grid #7034359
May 15, 2026
Sold
$559,900
Mar 19, 2026
Pending
—
Mar 12, 2026
Listed
$559,900
Mar 10, 2026
Coming Soon
$559,900
NORTHSTARMLS as Distributed by MLS Grid #6719001
Dec 9, 2025
Listing Removed
—
Jul 12, 2025
Price Changed
$575,000
May 15, 2025
Listed
$585,000
NORTHSTARMLS as Distributed by MLS Grid #5706524
Jun 24, 2021
Sold
$425,000
Apr 30, 2021
Pending
—
Apr 29, 2021
Coming Soon
$390,000
Apr 27, 2021
Pending
—
Apr 24, 2021
Listed
$390,000
Apr 22, 2021
Coming Soon
$390,000
+28
Highest and Best by 4 pm Monday the 26th. What a view to unwind and relax after work and weekends. Welcome the mornings with coffee on the deck or patio area! Ditto when you return home and the evening brings beautiful sunsets! This home is looking for a new family to fill the rooms, play in the woods and enjoy the beautiful, spring, summer, fall and winter wonderland. Three stall attached heated garage and detached 2 car garage provide ample storage for all the cars, boat and toys! It's your turn to own and enjoy lake shore with out traveling hours on the weekend to get there. Chimney and electrical in place for an additional wood stove if desired. Great location with easy access to I94. This area has a very low turnover and once you view this area, you will understand why.
Dining Room Features: Eat In Kitchen,Informal Dining Room,Separate/Formal Dining Room
Other Rooms Information
Main Floor Primary,Main Floor Bedroom
Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air
Interior Features
Appliances: Cooktop, Dishwasher, Dryer, Fuel Tank - Owned, Gas Water Heater, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
Exterior
Building Information
Foundation Area: 1,500
Roof: Age 8 Years or Less
Exterior Features
Patio Porch Type: Deck,Patio
Exterior Features: Stone
Waterfront Information
On Waterfront
Waterfront Features: Lake Front
Waterfront Feet: 780
Road Between Waterfront And Home Y/N: N
Property Information
Above Ground Total Sq. Ft.: 1,500
Below Ground Total Sq. Ft.: 1,500
FractionalOwnershipYN: No
Property Type: Residential
Other Structures: Garage(s)
Above Grade Finished Area: 1,500
Below Grade Finished Area: 1,200
Amenities: Kitchen Window,Local Area Network,Patio
Lot Information
Lot Features: Irregular Lot, Tree Coverage - Heavy
Lot Size Area: 4.91
Lot Size Units: Acres
Lot Size Dimensions: 405x375x396x503
Financial
Tax Information
Tax Annual Amount: $3,572
Tax Year: 2025
Tax With Assessments: $3,572
Utilities
Utility Information
Water Source: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas
Location
School Information
High School District: St. Cloud
School District Number: 742
School District Phone: 3202539333
Location Information
Directions: From Hwy 45/Co Rd 45 turn onto Woodbine Rd then left onto Elderberry Rd then right onto Elmwood Rd, the house is on the left.
Map Coordinate: 256-C2
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,413
Stories: —
Lot Size: 4.91 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: 1990
County: Stearns County
APN: 19.11054.0014
Home facts updated by county records on Sep 21, 2026
Other
Home Information
Living Area: 2700
Living Area Units: Square Feet
Main Level Finished Area: 1500
Building Area Total: 3000
Foundation Details: Brick/Mortar
Levels: One
Around this home
Schools
Clearview Elementary School
Public K-5 • Assigned • 5.4mi
6/10
South Junior High School
Public 6-8 • Assigned • 9.1mi
3/10
Technical Senior High School
Public 9-12 • Assigned • 7.8mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 97° expected this year, 13 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Clearwater, MN • 55320
Average low and high temperatures (°F)
21
4
28
10
46
26
56
36
70
47
77
58
84
65
79
62
75
56
64
44
43
29
28
12
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
100/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 8% for direct sun exposure in Clearwater. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.6 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$541,000 – $654,000
Sell confidently with a local market expert in Clearwater.