This home's estimate is 7.5% higher than the average sale price ($345K) of 6 comparable homes.
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104 River Oaks Dr, Cold Spring, MN 56320
About this home
Live on the Golf Course at River Oaks Villas! Welcome to carefree living at the River Oaks Villas, perfectly nestled along the scenic River Oaks Golf Club in historic Cold Spring. This spacious rambler offers over 2,500 finished square feet, featuring 3 bedrooms, 3 bathrooms, and a thoughtfully designed layout that’s sure to impress. Enjoy the convenience of main-level living, including a large owner’s suite with a ¾ bath and an expansive 9’ x 8.5’ walk-in closet. An additional bedroom, half bath, and laundry are also located on the main floor—plus there’s another laundry hookup in the lower level for added flexibility. The kitchen is outfitted with granite countertops and flows seamlessly into the bright dining and living areas, where large windows fill the space with natural light. Step outside to a generous 14’ x 12’ deck with serene views of the backyard and 14th tee box—perfect for your morning coffee or evening unwind. The walk-out lower level boasts in-floor heating throughout, a spacious third bedroom with a large walk-in closet, and a full bathroom. You'll also find a wide open family room ideal for entertaining, opening to a 40’ x 12’ patio shaded by the deck above. A bonus room provides extra space for a home gym, craft studio, or whatever suits your lifestyle. Recent updates include: New roof (2024) New water heater (2025) New water softener (2024) New garage door (2023) All appliances, including washer/dryer, replaced between 2021–2022. The low monthly HOA fee of $110 covers lawn care, snow removal, and exterior paint (every 5 years), giving you more time to enjoy everything this incredible golf course community has to offer. This is your opportunity to live the good life at River Oaks Villas—schedule your private showing today!
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Market trends in 56320, MN
Last updated September 2026
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Sale history for 104 River Oaks Dr
Tax history for 104 River Oaks Dr
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Property details
Parking
- Parking Information
- Parking Features: Attached Garage, Concrete
- Garage Spaces: 2
- Garage Dimensions: 22x24
- Garage Sq. Ft.: 528
- Garage Door Height: 8
- Garage Door Width: 16
Interior
- Bedroom Information
- # of Bedrooms: 3
- Bathroom Information
- # of Full Baths (Total): 1
- # of Three Quarter Baths (Total): 1
- # of Half Baths (Total): 1
- Description: Full Basement,Main Floor 1/2 Bath,Main Floor 3/4 Bath,Primary Walk-Thru
- Room 1 Information
- Room Type: Bonus Room
- Room Dimensions: 17x9.5
- Room Level: Lower
- Room 2 Information
- Room Type: Deck
- Room Dimensions: 14x12
- Room Level: Main
- Room 3 Information
- Room Type: Dining Room
- Room Dimensions: 12x12
- Room Level: Main
- Room 4 Information
- Room Type: Family Room
- Room Dimensions: 20x13
- Room Level: Main
- Room 5 Information
- Room Type: Family Room
- Room Dimensions: 22.5x16.5
- Room Level: Lower
- Room 6 Information
- Room Type: Bedroom
- Room Dimensions: 14x13.5
- Room Level: Main
- Room 7 Information
- Room Type: Garage
- Room Dimensions: 22x24
- Room Level: Main
- Room 8 Information
- Room Type: Kitchen
- Room Dimensions: 12x11
- Room Level: Main
- Room 9 Information
- Room Type: Patio
- Room Dimensions: 40x12
- Room Level: Lower
- Room 10 Information
- Room Type: Bedroom 2
- Room Dimensions: 12x11
- Room Level: Main
- Room 11 Information
- Room Type: Bedroom 3
- Room Dimensions: 13.5x12.5
- Room Level: Lower
- Laundry Room Information
- Laundry Features: Main Level
- Basement Information
- Has Basement
- Basement Features: Finished, Full
- Dining Room Information
- Dining Room Features: Informal Dining Room
- Other Rooms Information
- All Living Facilities on One Level,Main Floor Primary,Main Floor Laundry,Primary Bdr Suite
- Fireplace Information
- Has Fireplace
- # of Fireplaces: 1
- Fireplace Features: Gas
- Heating & Cooling
- Heating Information: Forced Air
- Cooling Information: Central Air
- Interior Features
- Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Exterior
- Building Information
- Construction Materials: Frame
- Foundation Area: 1,176
- Roof: Age 8 Years or Less, Asphalt
- Exterior Features
- Patio Porch Type: Awning(s),Composite Decking,Patio
- Exterior Features: Wood
- Fencing: None
- Property Information
- Above Ground Total Sq. Ft.: 1,428
- Below Ground Total Sq. Ft.: 1,176
- FractionalOwnershipYN: No
- Property Type: Residential
- Above Grade Finished Area: 1,428
- Below Grade Finished Area: 1,102
- Amenities: Ceiling Fan(s),Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,Paneled Doors,In-Ground Sprinkler,Vaulted Ceiling(s),Walk-In Closet
- Lot Information
- Lot Features: On Golf Course
- Lot Size Area: 0.13
- Lot Size Units: Acres
- Lot Size Dimensions: 113x50
- Road Frontage Type: City Street
- Road Responsibility: Public Maintained Road
Financial
- Tax Information
- Tax Annual Amount: $3,722
- Tax Year: 2024
- Tax With Assessments: $3,722
Utilities
- Utility Information
- Water Source: City Water/Connected
- Electric: Circuit Breakers
- Sewer: City Sewer/Connected
- Fuel: Natural Gas
Location
- HOA Information
- Association Name: River Oaks Villa Townhome Association
- Has HOA
- Association Fee: $110
- Association Fee Frequency: Monthly
- Association Fee Includes: Lawn Care, Maintenance Grounds, Snow Removal
- School Information
- High School District: Rocori
- School District Number: 750
- School District Phone: 3206854901
- Location Information
- Directions: From Red River Ave N, turn onto River Oaks Dr and the home is the 2nd on the right - next to an open lot.
- Map Coordinate: 999-A1
Public facts
- Beds: 3
- Baths: 2.0
- Sq. Ft.: 1,421
- Stories: —
- Lot Size: 5,569 square feet
- Style: Single Family Residential
- Year Built: 2001
- Year Renovated: 2001
- County: Stearns County
- APN: 48.29703.0054
Other
- Home Information
- Living Area: 2530
- Living Area Units: Square Feet
- Main Level Finished Area: 1428
- Building Area Total: 2604
- Foundation Details: Block
- Levels: One
Around this home
Schools
Public PreK-5 • 0.3mi
Public 6-8 • 0.3mi
Public 7-12 • 0.3mi
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
0.15% chance of being in a wildfire in next 30 years
7 days above 97° expected this year, 14 days in 30 years
Minor risk of severe winds over next 30 years
3 unhealthy days expected this year, 3 days in 30 years
Sun exposure
In this area, properties receive around 10.2 hours in June and 3.5 hours in December, which is comparable to the U.S. average for solar exposure.
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Nearby similar homes
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Home values near 104 River Oaks Dr
| Address | Redfin Estimate |
|---|---|
3 Beds | 2 Baths | 1421 Sq. Ft. | $384,882 |
2 Beds | 2 Baths | 1253 Sq. Ft. | $340,888 |
| Address | Redfin Estimate |
|---|---|
2 Beds | 3 Baths | 1507 Sq. Ft. | $411,445 |
4 Beds | 3 Baths | - Sq. Ft. | $440,106 |
| Address | Redfin Estimate |
|---|---|
2 Beds | 2 Baths | 1182 Sq. Ft. | $351,642 |
2 Beds | 3 Baths | - Sq. Ft. | $406,306 |
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