OFF MARKET

Off Market Apr 2024 for $700K

$699,075

Est. refi paymentEst. refi $1,800/mo

•

—

sq ft

7218 Bug Creek Rd, Cotton, MN 55724

About this home

Welcome to Golden Pond and an incredible secluded legacy family retreat. This 50 acre setting is located at the end of a long private drive, on a point with west facing lake views. Privacy abounds, fishing, kayaking, hiking, bonfires, sunsets on the deck or at the screen porch by the lake. This 4 plus bedroom homes offers a fantastic floor plan. There are two additional bunk rooms. The great room features stunning views of the lake and a dramatic cathedral ceiling and 2-story stone fireplace. Large updated kitchen, Private master suite, Sunroom, Finished basement with additional bunkrooms. This home is set up for quiet private moments or large family gatherings. Home sleeps 20 comfortably. Separate sauna and changing room. There is a separate 2 bedroom home that can be a caretaker, long term rental or Airbnb overflow. This property can also be a huge income producer. The current owner rents this property on a daily basis online. 2023 bookings generated $80,000+ in income.

Single-familyProperty Type

1988Year Built

50 acresLot Size

3 car garageParking

Listed by Todd Bertelson • RE/MAX Results

Redfin checked: a few seconds ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6478186

Redfin Estimate

$699,075

$925 since sold in April 2024$182K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.9% higher than the average sale price ($593K) of 6 comparable homes.

SOLD SEP 1, 2026
$350,000
A
4 beds3 baths— sq ft
9764 Zim Rd, Zim, MN 55738
SOLD SEP 1, 2026
$595,000
B
4 beds3 baths— sq ft
5550 Road 36, Aurora, MN 55705
SOLD JAN 30, 2026
$384,900
C
4 beds3 baths— sq ft
6455 Wilson Rd, Makinen, MN 55763
SOLD AUG 31, 2026
$900,000
D
5 beds3 baths— sq ft
6848 Bear Island Rd, Duluth, MN 55803
SOLD JUN 24, 2026
$889,000
E
4 beds3.5 baths3,378 sq ft
7833 Hwy 8, Culver, MN 55779
SOLD JUL 15, 2026
$440,000
F
4 beds2 baths— sq ft
4017 Hwy 25, Iron, MN 55751

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$4,049/mo

Redfin rental estimate

List your home for rent

Market trends in 55724, MN

Last updated August 2026

Sale-to-List Price

98.2%

0.7% MoM

Median sale price

$256K

$6K MoM

Avg. days on market

42d

0 days MoM

Recently sold homes

1 MoM

Provided by Redfin

Sale history for 7218 Bug Creek Rd

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6478186

Apr 19, 2024

Sold

$700,000

Apr 2, 2024

Pending

—

Mar 16, 2024

Contingent

—

Jan 17, 2024

Listed

$749,900

NORTHSTARMLS as Distributed by MLS Grid #6011115

Apr 1, 2022

Pending

—

Apr 1, 2022

Listing Removed

—

Mar 19, 2022

Contingent

—

Mar 3, 2022

Price Changed

$749,900

Mar 3, 2022

Relisted

—

Feb 7, 2022

Pending

—

Jan 18, 2022

Contingent

—

Jun 17, 2021

Listed

$699,000

Public Records

May 9, 2019

Sold

$95,000

Public Records

Mar 14, 2016

Sold

$25,000

LSAR as distributed by WIREX #6017541

Oct 6, 2015

Sold

$190,000

Jul 29, 2015

Listed

$229,900

50 acres! Exceptional rustic log lodge-style home on gorgeous property. Sits on private lake (25 acres) "On Golden Pond", high vaulted ceilings, 2 story stone fireplace. Beautiful natural setting will views of lake. Custom huge kitchen with 2 islands & tons of extras. Laundry on main floor. Decks wrap around the home & new screen house room by water. There is sunroom with a spa Master Bedroom is in upper loft & has 3/4 bath. One of the most unique homes you will ever see.

Public Records

Dec 30, 2013

Sold

$269,000

NORTHSTARMLS as Distributed by MLS Grid #DAAR157153

Mar 1, 2011

Listed

$299,000

NORTHSTARMLS as Distributed by MLS Grid #4018551

Mar 1, 2011

Listed

$299,000

NORTHSTARMLS as Distributed by MLS Grid #3923321

Jan 1, 2011

Listing Removed

—

May 10, 2010

Listed

$349,900

NORTHSTARMLS as Distributed by MLS Grid #DAAR152973

May 10, 2010

Listed

$299,000

NORTHSTARMLS as Distributed by MLS Grid #DAAR146398

May 9, 2009

Listed

$399,000

NORTHSTARMLS as Distributed by MLS Grid #3536831

Apr 30, 2009

Listing Removed

—

May 1, 2008

Listed

$449,900

NORTHSTARMLS as Distributed by MLS Grid #DAAR139926

May 1, 2008

Listed

$449,900

NORTHSTARMLS as Distributed by MLS Grid #2251343

Oct 31, 2005

Listing Removed

—

Apr 1, 2004

Listed

$899,000

Year

Property tax

Land + Additions

Assessment*

2026

$8,126 (+38.1%)

$42,000 + $613,300

$655,300

2025

$5,886 (+6.2%)

$42,000 + $449,600

$491,600

2024

$5,542 (+38.3%)

$40,300 + $401,700

$442,000

2023

$4,006 (−0.7%)

$36,200 + $268,400

$304,600

2022

$4,034 (+18.9%)

$34,000 + $237,800

$271,800

2021

$3,392 (−2.8%)

$34,000 + $237,800

$271,800

2020

$3,490 (+0.9%)

$34,000 + $237,800

$271,800

2019

$3,460 (+9.8%)

$34,300 + $237,800

$272,100

2018

$3,150 (+0.7%)

$37,400 + $216,200

$253,600

2017

$3,128 (−0.9%)

$37,400 + $216,200

$253,600

2016

$3,158 (−2.8%)

$38,000 + $216,200

$254,200

2014

$3,249 (+8.9%)

$27,300 + $238,800

$266,100

2013

$2,984

$41,900 + $227,400

$269,300

Tax history for 7218 Bug Creek Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,126 (+38.1%)

$42,000 + $613,300

$655,300

2025

$5,886 (+6.2%)

$42,000 + $449,600

$491,600

2024

$5,542 (+38.3%)

$40,300 + $401,700

$442,000

2023

$4,006 (−0.7%)

$36,200 + $268,400

$304,600

2022

$4,034 (+18.9%)

$34,000 + $237,800

$271,800

2021

$3,392 (−2.8%)

$34,000 + $237,800

$271,800

2020

$3,490 (+0.9%)

$34,000 + $237,800

$271,800

2019

$3,460 (+9.8%)

$34,300 + $237,800

$272,100

2018

$3,150 (+0.7%)

$37,400 + $216,200

$253,600

2017

$3,128 (−0.9%)

$37,400 + $216,200

$253,600

2016

$3,158 (−2.8%)

$38,000 + $216,200

$254,200

2014

$3,249 (+8.9%)

$27,300 + $238,800

$266,100

2013

$2,984

$41,900 + $227,400

$269,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

15 Acres

Year renovated

—

Sq. Ft.

2,728

Year built

1988

Style

Single Family Residential

County

St. Louis County

APN

305-0020-02305

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Detached, Gravel
Garage Spaces: 3
Garage Dimensions: 28x20
Garage Sq. Ft.: 560

Interior

Bedroom Information
# of Bedrooms: 5

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 3
Description: 3/4 Basement,3/4 Primary,Bathroom Ensuite,Private Primary,Main Floor Full Bath,Upper Level 3/4 Bath

Room 1 Information
Room Type: Great Room
Room Dimensions: 36x22
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 20x22
Room Level: Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 23x22
Room Level: Lower

Room 4 Information
Room Type: Kitchen
Room Dimensions: 23x23
Room Level: Main

Room 5 Information
Room Type: Bedroom 1
Room Dimensions: 17x22
Room Level: Main

Room 6 Information
Room Type: Bedroom 2
Room Dimensions: 12x11
Room Level: Upper

Room 7 Information
Room Type: Bedroom 3
Room Dimensions: 12x11
Room Level: Upper

Room 8 Information
Room Type: Bedroom 4
Room Dimensions: 16x12
Room Level: Lower

Room 9 Information
Room Type: Bedroom 5
Room Dimensions: 16x12
Room Level: Lower

Room 10 Information
Room Type: Den
Room Level: Main

Room 11 Information
Room Type: Sauna
Room Level: Main

Room 12 Information
Room Type: Sun Room
Room Dimensions: 17x16
Room Level: Main

Basement Information
Has Basement
Basement Features: Block, Egress Window(s), Finished, Full

Dining Room Information
Dining Room Features: Breakfast Bar,Breakfast Area,Eat In Kitchen,Kitchen/Dining Room,Living/Dining Room

Other Rooms Information
Main Floor Bedroom

Fireplace Information
Has Fireplace
# of Fireplaces: 3
Fireplace Features: Two Sided, Free Standing

Heating & Cooling
Heating Information: Forced Air, Hot Water, Radiant Floor
Cooling Information: Central Air

Interior Features
Room Type: Great Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Den, Sauna, Sun Room
Appliances: Cooktop, Dishwasher, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Wood Siding
Foundation Area: 2,152
Roof: Age Over 8 Years, Asphalt

Exterior Features
Patio Porch Type: Deck

Waterfront Information
On Waterfront
Waterfront Features: Dock, Lake Front, Lake View
Water Body Name: Golden Pond
Waterfront Num: 69063000
Lake Acres: 25
Lake Bottom: Reeds,Soft,Weeds
Lake Classification: Natural Environment
Waterfront Slope: Gradual
Waterfront Elevation: 10-15

Property Information
Above Ground Total Sq. Ft.: 3,184
Below Ground Total Sq. Ft.: 1,880
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Property Sub Type Description: Acreage,Cabin
Other Structures: Additional Garage, Bunk House, Sauna
Above Grade Finished Area: 3,184
Below Grade Finished Area: 1,320
Amenities: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Patio,Panoramic View,Tile Floors,Vaulted Ceiling(s)

Lot Information
Lot Features: Accessible Shoreline, Irregular Lot, Island/Peninsula
Lot Size Area: 50
Lot Size Units: Acres
Lot Size Dimensions: Irregular
Road Frontage Type: Cul De Sac, Private Road, Unpaved Streets

Financial

Tax Information
Tax Annual Amount: $3,392
Tax Year: 2023
Tax With Assessments: $3,392

Lease / Rent Details
RentalLicense Y/N: No

Financial Information
Conventional

Utilities

Utility Information
Water Source: Private, Well
Electric: 100 Amp Service
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Propane

Location

School Information
High School District: St. Louis County
School District Number: 2142
School District Phone: 218-749-8130

Location Information
Directions: US Hwy 53 to Bug Creek Rd (973), East to entrance to driveway. "Golden Pond"sign is driveway entrance. Follow Driveway to home
Map Coordinate: 999-A1

Public facts

Beds: 5
Baths: 4.0
Sq. Ft.: 2,728
Stories: 2.0
Lot Size: 15 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: —
County: St. Louis County
APN: 305-0020-02305

Home facts updated by county records on Aug 7, 2026

Other

Home Information
Living Area: 4504
Main Level Finished Area: 2152.0000
Building Area Total: 5064
Age Of Property: 37
Levels: Two

Around this home

Schools

South Ridge Elementary School

Public PreK-6 • Assigned • 14.1mi

5/10

South Ridge Secondary

Public 7-12 • Assigned • 14.1mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 91° expected this year, 12 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Cotton, MN • 55724

Average low and high temperatures (°F)

-3

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 3.1 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

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Home values near 7218 Bug Creek Rd

Data from public records.

Address	Redfin Estimate
7181 Bug Creek Rd, Cotton, MN 2 Beds \| 2 Baths \| 1550 Sq. Ft.	$417,480
7502 Cabin Rd, Canyon, MN 2 Beds \| 1 Baths \| 1645 Sq. Ft.	$355,214

Address	Redfin Estimate
7177 Bug Creek Rd, Cotton, MN 3 Beds \| 1 Baths \| 1424 Sq. Ft.	$235,882
7480 Cabin Rd, Cotton, MN 1 Beds \| 1 Baths \| 768 Sq. Ft.	$236,702

Address	Redfin Estimate
7155 Bug Creek Rd, Cotton, MN 3 Beds \| 2 Baths \| 2820 Sq. Ft.	$443,748
7364 Cemetery Rd, Cotton, MN 4 Beds \| 3 Baths \| 2820 Sq. Ft.	$451,863

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 55724, MN

Sale history for 7218 Bug Creek Rd

Tax history for 7218 Bug Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

Home values near 7218 Bug Creek Rd

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