This stunning mid-mod Whitefish Lake property is located on an oversized, pine-studded lot with 153 feet of hard sand frontage. It showcases phenomenal west-facing sunset big water views to cap off your day or kickstart your time at the lake. The main floor features a vaulted lakeside living room with ample natural light, a brick gas fireplace, and a guest lakeside bedroom or office. The lakeside dining room has access to a cedar deck and is connected to the updated kitchen that features stainless steel appliances, quartz countertops, and a large island, both featuring hardwood floors. The property has two primary-bedroom suites, both with private lakeside decks. The finished lower level has a lakeside family room with a gas fireplace, a lakeside bedroom ensuite with a shared bathroom, and a laundry room. The property also includes an attached 26x24 2-stall garage and a recently added oversized insulated and heated detached 40x30 4-stall garage with 10-foot doors and guest quarters above. The new well-appointed guest quarters offer solitude during visits, a full kitchen, a three-fourth bathroom, a bedroom, an office area, a flex room for additional sleeping space, and another oversized private lakeside cedar deck that provides extraordinary sunset lake views through the mature pines. Since ownership, this lake home has been highly cared for and remodeled inside and out, blending traditional and modern touches. Recent upgrades include new septic systems and drainfields, new roofs, gutters, soffits, main home garage doors, and more! The home is located on Anchor Point Road, just a few minutes from all the Crosslake amenities, such as restaurants, golf courses, and shopping opportunities. Enjoy boating, fishing, swimming, and more on the Whitefish Chain. This property is a perfect blend of luxury, comfort, and modern amenities, making it an ideal retreat for your family. Don’t miss out on this unique opportunity to own a piece of paradise on Whitefish Lake!
Single-familyProperty Type
1993Year Built
0.75 acresLot Size
6 car garageParking
Listed by Mike O'Connell• Keller Williams Realty Professionals/Larson Group Real Estate
Check out this 4 bedroom 4 bath Whitefish Lake home situated on 150 feet of excellent sand frontage on the Whitefish Chain. Home features vaulted ceilings, brick fireplace, finished upper level with loft, finished lower level that includes a family room with a brick fireplace, and plenty of room for your family and friends to stay. Attached garage offers ample storage options. Gather on the lakeside deck after a long day and take in the warm summer breezes. Adventure out on the Whitefish Chain for a fun day of boating, fishing, swimming, and more. You will love the great located as it is minutes from the all the Crosslake amenities which include great restaurants, premiere golf courses, and various shopping opportunities. Start creating treasured family memories on the Whitefish Chain.
Year
Property tax
Land + Additions
Assessment*
2026
$10,578 (+23.2%)
$839,700 + $618,100
$1,457,800
2025
$8,588 (+20.2%)
$1,023,300 + $609,800
$1,633,100
2024
$7,142 (+8.7%)
$807,000 + $544,000
$1,351,000
2023
$6,568 (+1.2%)
$539,700 + $435,100
$974,800
2022
$6,492 (−1.6%)
$497,100 + $259,400
$756,500
2021
$6,598 (−2.3%)
$462,000 + $249,200
$711,200
2020
$6,756 (+7.3%)
$463,100 + $252,100
$715,200
2019
$6,294 (+2.3%)
$463,100 + $252,100
$715,200
2018
$6,152 (−12.2%)
$444,200 + $232,900
$677,100
2017
$7,006 (+0.4%)
$529,700 + $242,000
$771,700
2016
$6,980 (+33.3%)
$515,000 + $238,700
$753,700
2015
$5,236 (+3.6%)
$408,100 + $220,900
$629,000
2014
$5,054 (+2.4%)
$399,000 + $224,600
$623,600
2013
$4,938
$398,000 + $227,100
$625,100
Tax history for 12540 Anchor Point Rd
Year
Property tax
Land + Additions
Assessment*
2026
$10,578 (+23.2%)
$839,700 + $618,100
$1,457,800
2025
$8,588 (+20.2%)
$1,023,300 + $609,800
$1,633,100
2024
$7,142 (+8.7%)
$807,000 + $544,000
$1,351,000
2023
$6,568 (+1.2%)
$539,700 + $435,100
$974,800
2022
$6,492 (−1.6%)
$497,100 + $259,400
$756,500
2021
$6,598 (−2.3%)
$462,000 + $249,200
$711,200
2020
$6,756 (+7.3%)
$463,100 + $252,100
$715,200
2019
$6,294 (+2.3%)
$463,100 + $252,100
$715,200
2018
$6,152 (−12.2%)
$444,200 + $232,900
$677,100
2017
$7,006 (+0.4%)
$529,700 + $242,000
$771,700
2016
$6,980 (+33.3%)
$515,000 + $238,700
$753,700
2015
$5,236 (+3.6%)
$408,100 + $220,900
$629,000
2014
$5,054 (+2.4%)
$399,000 + $224,600
$623,600
2013
$4,938
$398,000 + $227,100
$625,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Dining Room Features: Breakfast Bar,Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room
Other Rooms Information
Main Floor Bedroom
Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Brick, Gas
Heating & Cooling
Heating Information: Forced Air, Fireplace(s)
Cooling Information: Central Air
Interior Features
Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented
Lot Features: Accessible Shoreline, Tree Coverage - Heavy, Underground Utilities
Lot Size Area: 0.75
Lot Size Units: Acres
Lot Size Dimensions: 153 x 163 x 163 x 155
Road Frontage Type: City Street, No Outlet/Dead End, Paved Streets
Road Responsibility: Public Maintained Road
Financial
Assessment Information
Other Annual Assessment Amount: $25
Tax Information
Tax Annual Amount: $8,563
Tax Year: 2025
Tax With Assessments: $8,558
Financial Information
Conventional
Utilities
Utility Information
Water Source: 4-Inch Submersible, Drilled, Private, Well
Electric: 100 Amp Service, 200+ Amp Service
Power Company Name: Crow Wing Power
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Electric,Natural Gas,Other
Location
School Information
High School District: Pequot Lakes
School District Number: 186
School District Phone: 2185684996
Location Information
Directions: From the intersection of County Road 66 & County Road 16 take County Road 66 North, go 0.6 miles, turn left onto Anchor Point Road, go 1.1 miles, and you will be at the property addressed 12540, it will be on your right.
Map Coordinate: 999-A1
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 3,590
Stories: —
Lot Size: 0.75 acres
Style: Single Family Residential
Year Built: 1993
Year Renovated: —
County: Crow Wing County
APN: 14070539
Home facts updated by county records on Sep 2, 2026
Other
Home Information
Living Area: 3774
Living Area Units: Square Feet
Main Level Finished Area: 1192
Building Area Total: 4966
Foundation Details: Block
Levels: Two
Around this home
Schools
Eagle View Elementary School
Public PreK-4 • Assigned • 8.9mi
8/10
Pequot Lakes Middle School
Public 5-8 • Assigned • 10.8mi
6/10
Pequot Lakes Senior High School
Public 9-12 • Assigned • 10.8mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 95° expected this year, 12 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Crosslake, MN • 56442
Average low and high temperatures (°F)
17
-1
26
6
42
22
51
32
67
43
73
55
78
61
75
59
74
53
59
42
41
28
24
9
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 3.1 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
3.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.75M – $2.11M
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