Enjoy this classic "Up North" cabin on highly desirable Bay Lake, situated on a cul-de-sac road serving only two other properties. Gather around the fire pit and enjoy a great view of your virtually private bay or enjoy your evening in the three-season lakeside porch. This year-round cabin offers 3 bedrooms and 2 baths and an open concept for the living room, dining room and kitchen. There is beautiful tongue and groove woodwork throughout the premises with a large master suite for the owners. A large side deck provides a wonderful view of the bay and access to the oversized garage which includes a heated workshop. This property sits on a quiet bay on the West side of the lake and is only minutes away from golf, dinning and shopping at Ruttger's Bay Lake Resort. A small convenience store and gas dock are also close by. This fully furnished property, along with approximately 3 acres of land on the other side of Highway #6, is ready for your immediate use and enjoyment so make plans to see all that it has to offer today.
Adorable Bay Lake cabin! Completely remodeled year around property on 4 acres with 382 feet of level elevation! 3 beds 2 bath all one level living with spectacular views. open concept, sun room, master suite, tongue and groove, huge deck, over sized 2 stall garage with heated workshop- minutes to golfing, numerous lakes, hunting and more!
NORTHSTARMLS as Distributed by MLS Grid #5268869
Oct 31, 2019
Listing Removed
—
Jul 25, 2019
Listed
$449,000
$257/sq ft
NORTHSTARMLS as Distributed by MLS Grid #1555735
Sep 1, 2001
Listing Removed
—
Feb 1, 2001
Listed
$299,900
$172/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$3,860 (+90.7%)
$606,500 + $209,300
$815,800
2025
$2,024 (−18.3%)
$565,400 + $216,100
$781,500
2024
$2,478 (−21.0%)
$221,100 + $198,600
$419,700
2023
$3,136 (+5.7%)
$311,200 + $215,200
$526,400
2022
$2,968 (+43.5%)
$217,700 + $162,700
$380,400
2021
$2,068 (−1.1%)
2020
$2,090 (+3.4%)
2019
$2,022 (+18.0%)
2018
$1,714 (+5.7%)
$186,859 + $106,389
$293,248
2017
$1,622 (−1.6%)
$179,131 + $102,127
$281,258
2016
$1,648 (+20.8%)
$176,100 + $103,200
$279,300
2015
$1,364 (+8.4%)
2014
$1,258 (−11.6%)
$129,800 + $100,600
$230,400
2013
$1,423
$162,500 + $109,400
$271,900
Public record
Beds
3
Baths
4
Stories
—
Lot width
—
Lot depth
—
Lot size
5.86 Acres
Year renovated
1985
Finished Sq. Ft.
1,616
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,616
Year built
1972
Style
Single Family Residential
County
Crow Wing County
APN
50090524
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 2, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
1/10 Heat Factor
7 days above 93° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Deerwood, MN • 56444
Average low and high temperatures (°F)
18
0
26
7
43
23
52
33
67
44
74
56
82
63
75
59
71
53
60
43
41
28
24
10
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.8 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 16401 Cottage Hill Rd
$763,138
$32K under list price of $795K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $325K to $740K.