This meticulously cared for and updated 3 bedroom, 2 bath ranch is move-in ready! Absolutely adorable with a spectacular layout, this is what you've been waiting for! Walk in the front door or from the attached garage to a practical floor plan! Updated windows bring light into the living room, dining area and kitchen! A tiled entry area that leads to the sparkling kitchen area from the attached 2 car insulated garage makes for easy entry & car unpacking! Enjoy 3 bedrooms and an updated bath with hardwood floors on the main level. A completely renovated lower level provides all new flooring, a full exercise area, a rec room and a completely remodeled bath with heated floors! All those additional spaces you've been wanting! Larger than it looks! Plus, the yard with firepit, a large garden/storage shed and a slab if you want a hot tub this becomes your playground!
Single-familyProperty Type
1959Year Built
0.25 acresLot Size
$210Est. Price/Sq.Ft.
2 car garageParking
Listed by Deanna Bennett• Messina & Associates Real Estate
Contact: ***
Bought with Casey Scrignoli• Messina & Associates Real Estate
Immaculate 3-bedroom 2-bath ranch style home in Duluth Heights! Set on a level landscaped lot, this home has many fantastic updates. Walk in to a sunny living room featuring oak hardwood flooring, and a large picture window. The eat-in kitchen has oak cabinets with new hardware, tiled flooring, tiled backsplash and new countertops. The main floor bath has granite countertops, a deep soaking tub with a tiled surround and flooring, and a rain shower head. The lower level offers 2 spacious rec room areas, office space, a spotless laundry room and an awesome 3/4 bath with in-floor heat and a walk-in tiled shower. Outside you’ll love the backyard patio, hot tub, storage shed that could be used as a playhouse, and 2 car attached garage that has a garage door leading to the backyard. Other features include maintenance free siding, a newer furnace, central air, newer roof and newer windows. Within 5 minutes of Miller Hill shopping, restaurants and amenities, this move-in ready home is a gem!
Public Records
Aug 18, 2004
Sold
$153,000
$84/sq ft
Public Records
Sep 16, 1999
Sold
$93,000
$51/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$3,660 (+9.9%)
$40,584 + $215,559
$256,143
2025
$3,330 (−13.0%)
$35,959 + $203,616
$239,575
2024
$3,826 (+10.8%)
$41,452 + $227,271
$268,723
2023
$3,452 (−2.3%)
$35,414 + $192,434
$227,848
2022
$3,534 (+24.7%)
$32,912 + $179,022
$211,934
2021
$2,834 (+9.3%)
$23,305 + $149,062
$172,367
2020
$2,592 (+8.7%)
$23,305 + $149,062
$172,367
2019
$2,384 (+7.3%)
$20,176 + $120,799
$140,975
2018
$2,222 (+1.2%)
$20,266 + $120,818
$141,084
2017
$2,196 (−2.7%)
$18,837 + $120,503
$139,340
2016
$2,256 (−1.9%)
$44,400 + $104,700
$149,100
2014
$2,299 (+2.1%)
$44,400 + $104,700
$149,100
2013
$2,251
$44,400 + $104,700
$149,100
Tax history for 203 W Terrace St
Year
Property tax
Land + Additions
Assessment*
2026
$3,660 (+9.9%)
$40,584 + $215,559
$256,143
2025
$3,330 (−13.0%)
$35,959 + $203,616
$239,575
2024
$3,826 (+10.8%)
$41,452 + $227,271
$268,723
2023
$3,452 (−2.3%)
$35,414 + $192,434
$227,848
2022
$3,534 (+24.7%)
$32,912 + $179,022
$211,934
2021
$2,834 (+9.3%)
$23,305 + $149,062
$172,367
2020
$2,592 (+8.7%)
$23,305 + $149,062
$172,367
2019
$2,384 (+7.3%)
$20,176 + $120,799
$140,975
2018
$2,222 (+1.2%)
$20,266 + $120,818
$141,084
2017
$2,196 (−2.7%)
$18,837 + $120,503
$139,340
2016
$2,256 (−1.9%)
$44,400 + $104,700
$149,100
2014
$2,299 (+2.1%)
$44,400 + $104,700
$149,100
2013
$2,251
$44,400 + $104,700
$149,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
9,859 Sq. Ft.
Year renovated
—
Sq. Ft.
1,044
Year built
1959
Style
Single Family Residential
County
St. Louis County
APN
010-2195-00360
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 28, 2026.
R-1
Residential-Traditional District
The R-1 district is established to accommodate traditional neighborhoods of single-family detached residences, duplexes and townhouses on moderately sized lots. This district is intended to be used primarily in established neighborhoods. Many of the dimensional standards in this district require development and redevelopment to be consistent with development patterns, building scale, and building location of nearby areas. Uses are allowed as shown in Table 50-19.8.
Permitted uses
Include but are not limited to:
Agriculture
Religious facility
Housing-Single unit
Housing-Multiple units
Housing-Senior
Educational/school
Park & open space
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Attached
Interior
Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Room Information
Has Basement
Basement Details: Full, Finished
Exterior
Building Information
Above Grade Finished Area: 1,044
Below Grade Finished Area: 784
# of Stories Total: 1
Construction Materials: Steel Siding
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Detached
Lot Information
Lot Size Dimensions: 75 x 131
Lot Size Acres: 0.25
Financial
Tax Information
Tax Annual Amount: $3,301
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
High School District: Duluth #709
Location Information
Directions: Swan Lake Rd, to Terrace St. Property will be on your left!
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,044
Stories: 1.0
Lot Size: 9,859 square feet
Style: Single Family Residential
Year Built: 1959
Year Renovated: —
County: St. Louis County
APN: 010-2195-00360
Home facts updated by county records on Oct 28, 2026
Other
Listing Information
AttributionContact: ***
Around this home
Schools
Lowell Elementary School
Public K-5 • Assigned • 0.9mi
6/10
Lincoln Park Middle School
Public 6-8 • Assigned • 3.4mi
4/10
Denfeld Senior High School
Public 9-12 • Assigned • 4.4mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 91° expected this year, 12 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Duluth, MN • 55811
Average low and high temperatures (°F)
16
0
25
8
39
21
47
31
63
41
71
52
79
60
74
56
67
51
58
40
39
26
23
9
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 3.2 hours in December, placing it below the
U.S. average for solar exposure.
9.2 hrs
3.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$366,000 – $443,000
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