A rare opportunity! Ever dream of having a summer cottage, near a lake, room for visitors, a real get-a-way? Then welcome to 5086 Otter River Rd, a darling 2 bedroom home 1.92 acres and 315 feet of Island Lake. With an open concept, over-sized windows that fill the space with oodles of natural light, vaulted ceilings, a newly remodeled full bath, and laundry/storage room. Both bedrooms have spacious sleeping and closet space. The 3 car garage has a few surprises, a bunkroom/"She Shed' and a "Man Cave" what a fantastic plus! The outdoor living space hosts a Hot Tub, where you enjoy the view of the Lake! The sandy beach! Lunch on the dock! the covered porch where you can sit back and soak up the sun or read our favorite novel. When night falls gather around the firepit for s'mores! Enjoy hiking, canoeing, snowmobiling, skiing, swimming, and fishing. Enjoy this home all year long! Come out and see this amazing property.
Single-familyProperty Type
1985Year Built
1.9 acresLot Size
$514Est. Price/Sq.Ft.
3 car garageParking
Listed by Carol Carlson• Messina & Associates Real Estate
Island Lake Escape. Enjoy the private setting with southern exposure and landscaped yard minutes from Duluth. This year round 2 bedroom 1 bath rustic cabin/home has vaulted ceiling's with T & G cedar boards, open floor plan, hickory kitchen cabinets, free standing wood burning fireplace and laundry room. This home was used for a year round home by the previous owner's and took great care in it's use. Other great features is the 26 X 36 garage with sitting room/shop and gradual slope to sandy beach. If you enjoy cross country skiing and hiking you are only blocks away. A great place to raise the kids and grand kids. Lease Rent $2,302.50
Year
Property tax
Land + Additions
Assessment*
2026
$2,956
$117,100 + $172,000
$289,100
Tax history for 5086 Otter River Rd
Year
Property tax
Land + Additions
Assessment*
2026
$2,956
$117,100 + $172,000
$289,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
3.31 Acres
Year renovated
2005
Sq. Ft.
936
Year built
1987
Style
Single Family Residential
County
St. Louis County
APN
660-0150-00140
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 3
Parking Features: Garage Door Opener, Detached
Interior
Bathroom Information
# of Full Bathrooms: 1
Heating & Cooling
Has Heating
Heating: Baseboard, Wood, Electric
Interior Features
Interior Features: Eat-in Kitchen, Kitchen Island, Natural Woodwork, Vaulted Ceiling(s)
Window Features: ENERGY STAR Qualified Windows
Room Information
Laundry Features: Washer Hookup, Main Level
Basement Details: Crawl Space
Exterior
Exterior Features
Patio And Porch Features: Deck
Roof: Asphalt, Shingle
Pool Information
Has Spa/Hot Tub
Building Information
Above Grade Finished Area: 936
# of Stories Total: 1
Foundation Details: Other
Property Features
On Waterfront
Waterfront Features: Lake
Has View
Security Features: Security System
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Detached
Lot Information
Lot Features: Landscaped, Many Trees, Level
Water Body Name: Island
Road Frontage Type: County Road, Private Road
Lot Size Dimensions: 325 x 305
Lot Size Acres: 1.9
Financial
Tax Information
Tax Annual Amount: $2,638
Utilities
Utility Information
Water Source: Well
Sewer: Private Sewer
Location
Schools Information
High School District: Duluth #709
Location Information
Directions: Rice Lake Rd to Boulder Dam Rd (L) down to Otter River Rd ( after the blacktop onto gravel road) Down to Home on your Left.
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 936
Stories: 1.0
Lot Size: 3.31 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: 2005
County: St. Louis County
APN: 660-0150-00140
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
South Ridge Elementary School
Public PreK-6 • Assigned • 16.6mi
5/10
South Ridge Secondary
Public 7-12 • Assigned • 16.6mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Historical weather
Duluth, MN • 55803
Average low and high temperatures (°F)
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-1
25
6
39
20
48
30
64
41
72
53
80
60
74
56
67
50
59
39
39
26
23
8
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
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Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.1 hours in December, placing it below the
U.S. average for solar exposure.