This beautiful, one level, lakefront home is exactly what you've been looking for. An incredible lot that includes just over 3/4s of an acre, 100 feet of lake frontage, and a stream that runs through the backyard, under the house, and to the lake! Exquisite landscaping round out the exterior. Inside, you'll love the space and convenience of everything being on one level. A large wide open kitchen and living area with like new Samsung appliances, gas fireplace, and vaulted ceilings. The master suite is spacious and has a recently renovated master bath. On the other side of the home, you'll find 2 bedrooms, an office, and another bathrooom. Floor heat has this home feeling cozy year round - and even continues into the garage! If that wasn't enough, you'll appreciate the guest house attached To the other side of the garage - that has it's own kitchen, bathroom, and 2 more bedrooms! Main home is about 2500 sq ft and guest house is about 800.
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Market trends in 56534, MN
Last updated August 2026
Sale-to-List Price
96.4%
0.0% MoM
Median sale price
$375K
$162 MoM
Avg. days on market
32d
0 days MoM
Recently sold homes
1
0 MoM
Provided by Redfin
Sale history for 32639 Clay Bank Rd
Date
Event
Price
NORTHSTARMLS as Distributed by MLS Grid #6300142
Dec 16, 2022
Sold
$640,000
Dec 2, 2022
Pending
—
Oct 31, 2022
Contingent
—
Oct 25, 2022
Listed
$629,900
NORTHSTARMLS as Distributed by MLS Grid #7421819
Oct 25, 2022
Listed
$629,900
+51
This beautiful, one level, lakefront home is exactly what you've been looking for. An incredible lot that includes just over 3/4s of an acre, 100 feet of lake frontage, and a stream that runs through the backyard, under the house, and to the lake! Exquisite landscaping round out the exterior. Inside, you'll love the space and convenience of everything being on one level. A large wide open kitchen and living area with like new Samsung appliances, gas fireplace, and vaulted ceilings. The master suite is spacious and has a recently renovated master bath. On the other side of the home, you'll find 2 bedrooms, an office, and another bathrooom. Floor heat has this home feeling cozy year round - and even continues into the garage! If that wasn't enough, you'll appreciate the guest house attached
Public Records
Jan 2, 2020
Sold
$435,000
NORTHSTARMLS as Distributed by MLS Grid #6059272
Oct 28, 2016
Sold
$435,000
Aug 25, 2016
Listed
$435,000
+48
''A River Runs Through It''! Literally! This home is extremely unique as it has a stream that runs beneath it. As you approach the home you will hear the joyful noise of the creek bubbling up from under the house where it continues and flows into Long Lake. Built in 2003, the home has 3 bedrooms and 3 baths, a heated garage which attaches to the 2 bedroom 1 bath year round guest cabin. The openness of the kitchen, dining and living room provides an open great room for all types of gatherings. Large picture windows allow lots of natural light and wonderful views of Long Lake from many rooms. The granite counters, tiled backsplash and a walk-in pantry are hightlights of the kitchen. The exterior is just as inviting as the inside with a stamped concrete patio and outdoor kitchen.
Year
Property tax
Land + Additions
Assessment*
2026
$4,904 (+1.7%)
$218,300 + $436,600
$654,900
2025
$4,824 (+5.8%)
2024
$4,558 (+17.2%)
2023
$3,890 (+1.5%)
2022
$3,832 (−6.5%)
2021
$4,098 (−0.9%)
$96,900 + $345,500
$442,400
2020
$4,134 (+2.2%)
$96,900 + $332,000
$428,900
2019
$4,044 (+5.5%)
$96,900 + $320,000
$416,900
2017
$3,832 (+6.0%)
2016
$3,616 (+4.1%)
2015
$3,472 (+7.3%)
2014
$3,236
Tax history for 32639 Clay Bank Rd
Year
Property tax
Land + Additions
Assessment*
2026
$4,904 (+1.7%)
$218,300 + $436,600
$654,900
2025
$4,824 (+5.8%)
2024
$4,558 (+17.2%)
2023
$3,890 (+1.5%)
2022
$3,832 (−6.5%)
2021
$4,098 (−0.9%)
$96,900 + $345,500
$442,400
2020
$4,134 (+2.2%)
$96,900 + $332,000
$428,900
2019
$4,044 (+5.5%)
$96,900 + $320,000
$416,900
2017
$3,832 (+6.0%)
2016
$3,616 (+4.1%)
2015
$3,472 (+7.3%)
2014
$3,236
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.