Pending

$700,000

Est. $4,595/mo —

•

1,289

sq ft

20475 Summerville Rd, Excelsior, MN 55331

About this home

Located in the coveted Cottagewood U.S.A. neighborhood of Deephaven, Minnesota, this charming home offers two bedrooms and one bathroom, presenting a wonderful opportunity to enjoy life in one of Lake Minnetonka's most beloved lakeside communities. The inviting main level is anchored by a beautifully appointed kitchen featuring quartz countertops, which flows seamlessly into the dining and living rooms, creating an ideal space for everyday living and entertaining. Two bedrooms, full bathroom, and access to a spacious maintenance-free deck complete the main level. The lower level offers a versatile flex room, laundry, and an attached two-car garage. The flex room could be converted into a third bedroom. Whether you're seeking a seasonal lake cottage or a year-round residence, this home delivers comfort and character in an exceptional location. Rich in history and small-town charm, Cottagewood U.S.A. is a picturesque neighborhood nestled along the southern shores of Lake Minnetonka. Enjoy a short stroll to the iconic Cottagewood General Store, Sandy Beach, boat dock, tennis courts, and neighborhood park. Located within the award-winning Minnetonka School District and Deephaven Elementary, this is a rare opportunity to embrace the Lake Minnetonka lifestyle.

Single-familyProperty Type

1983Year Built

7,840 sq ftLot Size

$543Price/Sq.Ft.

2 car garageParking

Listed by Sarah Polovitz • Compass

Listed by Alexander Anderson • Compass

Listing updated: Aug 12, 2026 at 08:32pm

Redfin checked: 2 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #7112939

Payment calculator

$4,595 per month

Principal and interest$3,632

Property taxes

$683

HOA dues

Home insurance

$280

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 11AM TO 12:30PM
$515,000
3 beds2 baths2,235 sq ft
12918 Rutledge Cir, Minnetonka, MN 55305
OPEN SAT, 11:30AM TO 1PM
$430,000
4 beds2 baths1,538 sq ft
3043 Nevada Ave S, Saint Louis Park, MN 55426
OPEN SAT, 12PM TO 2PM
$319,000
3 beds4 baths2,060 sq ft
8262 Labont Way #5, Eden Prairie, MN 55344
OPEN SAT, 12PM TO 1PM
$599,900
4 beds4 baths2,850 sq ft
6997 Edington Cir, Shakopee, MN 55379
REDFIN OPEN SAT, 4PM TO 6PM3D WALKTHROUGH
$429,000
3 beds3 baths2,012 sq ft
1893 Clover Meadow Dr, Chaska, MN 55318
REDFIN OPEN SUN, 11AM TO 1PM3D WALKTHROUGH
$394,900
3 beds2 baths1,336 sq ft
10909 Oak Knoll Ter S, Minnetonka, MN 55305
OPEN SUN, 11AM TO 1PM
$1,750,000
3 beds3 baths3,716 sq ft
440 N Arm Dr, Mound, MN 55364
OPEN SUN, 11AM TO 1PM
$324,900
2 beds2 baths1,720 sq ft
5757 Hyland Courts Dr, Bloomington, MN 55437
OPEN SUN, 11AM TO 1PM
$149,900
1 bed1 bath690 sq ft
7601 W 101st St #114, Bloomington, MN 55438
OPEN SUN, 11AM TO 12:30PM3D WALKTHROUGH
$310,000
3 beds2 baths1,070 sq ft
409 Clay St S, Shakopee, MN 55379

Around this home

Schools

K - 12
Preschool & daycare

Deephaven Elementary School

Public K-5 • Assigned • 0.8mi

9/10

Minnetonka East Middle School

Public 6-8 • Assigned • 2.2mi

9/10

Minnetonka Senior High School

Public 9-12 • Assigned • 1.9mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

20475 Summerville Rd · $700,000

DAYS ON MARKET

The average home goes pending in 15 days.

SALE-TO-LIST

Most homes are selling 1% above list price.

LIST PRICE

Median sale price in this area is $473,742. (32% lower than this home)

PRICE DROP

20% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Ceiling fan(s)
Skylight
Vaulted ceiling(s)
Water softener (owned)
Water osmosis system
Humidifier

Bedrooms
2 bedrooms
Main floor primary bedroom
Main floor bedroom

Bathrooms
1 full bathroom (main floor)

Kitchen
Kitchen with center island
Kitchen window
Eat-in kitchen / kitchen-dining area
Range
Refrigerator
Dishwasher
Microwave
Disposal
Stainless steel appliances

Laundry & utility
Washer and dryer included
Washer/Dryer hookup
Laundry located on lower level

Flooring
Hardwood floors

Heating & cooling
Forced air heat
Central air conditioning

Sale and tax history for 20475 Summerville Rd

Sale History
Tax History

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #7112939

Aug 12, 2026

Pending

—

Aug 4, 2026

Listed

$700,000

$543/sq ft

Public Records

Nov 12, 2021

Sold

$550,000

$427/sq ft

NORTHSTARMLS as Distributed by MLS Grid #6104735

Sep 23, 2021

Listed

$549,900

$427/sq ft

NORTHSTARMLS as Distributed by MLS Grid #4970932

Apr 26, 2019

Sold

$410,000

$318/sq ft

Mar 22, 2019

Pending

—

Mar 13, 2019

Contingent

—

Oct 16, 2018

Price Changed

$410,000

$318/sq ft

Aug 23, 2018

Price Changed

$429,900

$334/sq ft

Jul 25, 2018

Price Changed

$469,900

$365/sq ft

Jun 25, 2018

Listed

$489,900

$380/sq ft

+19

Cottagewood USA! Charming Tiny House On The Hill, perfect for the empty nester or individual wanting to live in a wonderful lake style community of Lake Minnetonka. Update, Add-on or Build Opportunity. Enjoy the local events of Cottagewood, Sandy Beach, Tennis Courts, Parks and Ice Cream at the Historical Cottagewood Store. Bike to downtown Excelsior, on the best Regional Trail System and discover the local communities surrounding Lake Minnetonka. Award Winning Minnetonka Schools!

Public Records

Mar 1, 1983

Sold

$79,032

$61/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$8,200 (+19.2%)

$552,500 + $139,600

$692,100

2025

$6,877 (+4.2%)

$487,500 + $115,900

$603,400

2024

$6,597 (+16.5%)

$487,500 + $118,400

$605,900

2023

$5,661 (+8.1%)

$428,000 + $100,000

$528,000

2022

$5,239 (+5.1%)

$375,000 + $70,000

$445,000

2021

$4,987 (−3.7%)

$257,000 + $166,000

$423,000

2020

$5,177 (+5.0%)

$255,000 + $167,000

$422,000

2019

$4,930 (+9.6%)

$251,000 + $153,000

$404,000

2018

$4,499 (+0.7%)

2017

$4,468 (+20.2%)

2015

$3,717 (+15.9%)

2014

$3,208 (+4.9%)

2013

$3,058 (−4.8%)

2012

$3,211

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

156 ft.

Lot size

7,841 Sq. Ft.

Year renovated

2000

Finished Sq. Ft.

1,186

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,186

Year built

1983

Style

Single Family Residential

County

Hennepin County

APN

24 117 23 32 0064

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 12, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 98° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Excelsior, MN • 55331

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

85/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.1 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20475 Summerville Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $437,000 and $1,100,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $437K to $1.1M.

SOLD APR 15, 2026
$495,000 Last sold price
4 beds2 baths— sq ft
4918 West Ln, Minnetonka, MN 55345
larger lot
28 years older
SOLD MAY 22, 2026
$465,000 Last sold price
3 beds2 baths— sq ft
4830 West Ln, Minnetonka, MN 55345
larger lot
28 years older
SOLD APR 23, 2026
$675,000 Last sold price
4 beds4 baths— sq ft
18990 Park Ave, Wayzata, MN 55391
larger lot
3 years newer
no basement
SOLD MAY 15, 2026
$437,000 Last sold price
3 beds2 baths— sq ft
18917 Chestnut Ln, Minnetonka, MN 55345
larger lot
32 years older
SOLD JUN 30, 2026
$495,000 Last sold price
Land— sq ft
20020 Vine St, Shorewood, MN 55331
larger lot
5 years older
no basement
SOLD JUL 28, 2026
$1,100,000 Last sold price
3 beds3 baths— sq ft
4755 Regents Walk, Shorewood, MN 55331
smaller lot
5 years older
no basement

This home is pending

The seller has accepted an offer, and this property is now .

Have questions?

Kate Powers

Excelsior Redfin Agent

Kate Powers typically replies in about 20 minutes

Nearby similar homes

OPEN SAT, 12PM TO 3PM

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Land— sq ft

2308 Huntington Point Rd E, Wayzata, MN 55391

$2,495,900

5 beds5 baths5,613 sq ft

19135 Highland Ave, Wayzata, MN 55391

$4,995,000

4 beds5 baths4,664 sq ft

4410 Manitou Rd, Excelsior, MN 55331

NEW CONSTRUCTION

$3,195,000

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3061 Lake Shore Blvd, Wayzata, MN 55391

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New listings for sale in 55331

OPEN FRI, 3:30PM TO 5PM3D WALKTHROUGH

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OPEN SAT, 12:30PM TO 2PM

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COMING SOON

$824,900

4 beds3 baths3,893 sq ft

269 Tristan Dr, Excelsior, MN 55331

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3 beds4 baths2,724 sq ft

20452 Knightsbridge Rd, Shorewood, MN 55331

$915,000

4 beds2 baths3,176 sq ft

27885 Woodside Rd, Shorewood, MN 55331

COMING SOON3D WALKTHROUGH

$585,000

3 beds3 baths2,419 sq ft

4600 Foxglove Dr, Minnetrista, MN 55331

$2,890,000

5 beds4 baths5,000 sq ft

20565 Linden Rd, Excelsior, MN 55331

COMING SOON

$619,000

5 beds2 baths2,246 sq ft

25715 Wild Rose Ln, Shorewood, MN 55331

COMING SOON

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Details provided by NORTHSTARMLS as Distributed by MLS Grid and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Open houses

Nearby open houses (10)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 20475 Summerville Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 20475 Summerville Rd

This home is pending

Have questions?

Nearby similar homes

New listings for sale in 55331

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