SOLD SEP 3, 2026

Sold on sep 2026

$690,000

•

—

sq ft

20475 Summerville Rd, Excelsior, MN 55331

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About this home

Located in the coveted Cottagewood U.S.A. neighborhood of Deephaven, Minnesota, this charming home offers two bedrooms and one bathroom, presenting a wonderful opportunity to enjoy life in one of Lake Minnetonka's most beloved lakeside communities. The inviting main level is anchored by a beautifully appointed kitchen featuring quartz countertops, which flows seamlessly into the dining and living rooms, creating an ideal space for everyday living and entertaining. Two bedrooms, full bathroom, and access to a spacious maintenance-free deck complete the main level. The lower level offers a versatile flex room, laundry, and an attached two-car garage. The flex room could be converted into a third bedroom. Whether you're seeking a seasonal lake cottage or a year-round residence, this home delivers comfort and character in an exceptional location. Rich in history and small-town charm, Cottagewood U.S.A. is a picturesque neighborhood nestled along the southern shores of Lake Minnetonka. Enjoy a short stroll to the iconic Cottagewood General Store, Sandy Beach, boat dock, tennis courts, and neighborhood park. Located within the award-winning Minnetonka School District and Deephaven Elementary, this is a rare opportunity to embrace the Lake Minnetonka lifestyle.

Single-familyProperty Type

1983Year Built

7,840 sq ftLot Size

2 car garageParking

Listed by Sarah Polovitz • Compass

Listed by Alexander Anderson • Compass

Redfin checked: a minute ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #7112939

Redfin Estimate

$680,740

$9,260 since sold in September 2026$6,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.3% lower than the average sale price ($704K) of 6 comparable homes.

SOLD SEP 18, 2026
$375,000
A
2 beds1 bath— sq ft
21175 Minnetonka Blvd, Shorewood, MN 55331
SOLD AUG 28, 2026
$1,450,000
B
3 beds2 baths— sq ft
5510 Maple Heights Rd, Greenwood, MN 55331
SOLD JUL 28, 2026
$1,100,000
C
3 beds3 baths— sq ft
4755 Regents Walk, Shorewood, MN 55331
SOLD MAY 22, 2026
$465,000
D
3 beds2 baths— sq ft
4830 West Ln, Minnetonka, MN 55345
SOLD JUL 30, 2026
$620,000
E
3 beds3 baths— sq ft
5370 Shady Hills Cir, Shorewood, MN 55331
SOLD JUN 3, 2026
$215,000
F
3 beds3 baths— sq ft
4285 Lindsey Ln, Minnetonka, MN 55345

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Market trends in 55331, MN

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

0.4% MoM

Median sale price

$883K

$58K MoM

Avg. days on market

22d

0 days MoM

Recently sold homes

120

5 MoM

New listings for sale

COMING SOON
$2,295,000
5 beds5 baths6,052 sq ft
5055 Highview Pl, Greenwood, MN 55331
$599,000
4 beds2 baths1,873 sq ft
500 William St, Excelsior, MN 55331
$574,900
6 beds4 baths2,230 sq ft
5570 & 5580 Shorewood Ln, Shorewood, MN 55331
COMING SOON
$499,900
3 beds3 baths2,319 sq ft
5905 Country Club Rd, Shorewood, MN 55331
$865,000
3 beds3 baths3,312 sq ft
4890 Regents Walk, Shorewood, MN 55331
LISTED BY REDFIN
$724,900
5 beds4 baths3,755 sq ft
25745 Wild Rose Ln, Shorewood, MN 55331
$475,000
3 beds3 baths1,880 sq ft
5200 Greenwood Cir, Greenwood, MN 55331
See all

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Rental estimate

Est. $3,177 per month, based on comparable rentals

Sale and tax history for 20475 Summerville Rd

Sale History
Tax History

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #7112939

Sep 3, 2026

Sold

$690,000

Aug 12, 2026

Pending

—

Aug 4, 2026

Listed

$700,000

Public Records

Nov 12, 2021

Sold

$550,000

NORTHSTARMLS as Distributed by MLS Grid #6104735

Sep 23, 2021

Listed

$549,900

NORTHSTARMLS as Distributed by MLS Grid #4970932

Apr 26, 2019

Sold

$410,000

Mar 22, 2019

Pending

—

Mar 13, 2019

Contingent

—

Oct 16, 2018

Price Changed

$410,000

Aug 23, 2018

Price Changed

$429,900

Jul 25, 2018

Price Changed

$469,900

Jun 25, 2018

Listed

$489,900

+19

Cottagewood USA! Charming Tiny House On The Hill, perfect for the empty nester or individual wanting to live in a wonderful lake style community of Lake Minnetonka. Update, Add-on or Build Opportunity. Enjoy the local events of Cottagewood, Sandy Beach, Tennis Courts, Parks and Ice Cream at the Historical Cottagewood Store. Bike to downtown Excelsior, on the best Regional Trail System and discover the local communities surrounding Lake Minnetonka. Award Winning Minnetonka Schools!

Public Records

Mar 1, 1983

Sold

$79,032

Year

Property tax

Land + Additions

Assessment*

2026

$8,200 (+19.2%)

$552,500 + $139,600

$692,100

2025

$6,877 (+4.2%)

$487,500 + $115,900

$603,400

2024

$6,597 (+16.5%)

$487,500 + $118,400

$605,900

2023

$5,661 (+8.1%)

$428,000 + $100,000

$528,000

2022

$5,239 (+5.1%)

$375,000 + $70,000

$445,000

2021

$4,987 (−3.7%)

$257,000 + $166,000

$423,000

2020

$5,177 (+5.0%)

$255,000 + $167,000

$422,000

2019

$4,930 (+9.6%)

$251,000 + $153,000

$404,000

2018

$4,499 (+0.7%)

2017

$4,468 (+20.2%)

2015

$3,717 (+15.9%)

2014

$3,208 (+4.9%)

2013

$3,058 (−4.8%)

2012

$3,211

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

156 ft.

Lot size

7,841 Sq. Ft.

Year renovated

2000

Sq. Ft.

1,186

Year built

1983

Style

Single Family Residential

County

Hennepin County

APN

24 117 23 32 0064

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 5, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Asphalt, Garage Door Opener, Tuckunder Garage
Garage Spaces: 2
Garage Dimensions: 20x22
Garage Sq. Ft.: 496

Interior

Bedroom Information
# of Bedrooms: 2

Bathroom Information
# of Full Baths (Total): 1
Description: Main Floor Full Bath

Room 1 Information
Room Type: Deck
Room Dimensions: 20x8

Room 2 Information
Room Type: Dining Room
Room Dimensions: 9x8
Room Level: Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 23.5x12
Room Level: Lower

Room 4 Information
Room Type: Bedroom
Room Dimensions: 12.5x11.5
Room Level: Main

Room 5 Information
Room Type: Kitchen
Room Dimensions: 9x8
Room Level: Main

Room 6 Information
Room Type: Living Room
Room Dimensions: 13x13
Room Level: Main

Room 7 Information
Room Type: Bedroom 2
Room Dimensions: 10.5x9
Room Level: Main

Laundry Room Information
Laundry Features: Lower Level

Basement Information
Has Basement
Basement Features: Block, Finished, Full

Dining Room Information
Dining Room Features: Eat In Kitchen,Kitchen/Dining Room,Living/Dining Room

Other Rooms Information
Main Floor Bedroom

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Exterior

Building Information
Foundation Area: 1,004
Roof: Age 8 Years or Less, Asphalt

Exterior Features
Patio Porch Type: Composite Decking,Deck
Exterior Features: Wood

Property Information
Above Ground Total Sq. Ft.: 844
Below Ground Total Sq. Ft.: 1,004
FractionalOwnershipYN: No
Property Type: Residential
Above Grade Finished Area: 844
Below Grade Finished Area: 445
Amenities: Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Skylight,Vaulted Ceiling(s),Washer/Dryer Hookup

Lot Information
Lot Features: Tree Coverage - Medium
Lot Size Area: 0.18
Lot Size Units: Acres
Lot Size Dimensions: 50x156x50x157
Road Frontage Type: City Street, Paved Streets
Road Responsibility: Public Maintained Road

Financial

Tax Information
Tax Annual Amount: $8,200
Tax Year: 2026
Tax With Assessments: $8,200

Utilities

Utility Information
Water Source: Private, Well
Sewer: City Sewer/Connected
Fuel: Natural Gas

Location

School Information
High School District: Minnetonka
School District Number: 276
School District Phone: 9524015000

Location Information
Directions: Highway 7 to north on Vine Hill Road to left on Minnetonka Boulevard to Cottagewood Road to Northern Road to left on Summerville Road
Map Coordinate: 118-A2

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,186
Stories: 1.0
Lot Size: 7,841 square feet
Style: Single Family Residential
Year Built: 1983
Year Renovated: 2000
County: Hennepin County
APN: 24 117 23 32 0064

Home facts updated by county records on Oct 5, 2026

Other

Home Information
Living Area: 1289
Living Area Units: Square Feet
Main Level Finished Area: 844
Building Area Total: 1848
Foundation Details: Block, Poured Concrete
Levels: Split Entry (Bi-Level)

Around this home

Schools

Deephaven Elementary School

Public K-5 • Assigned • 0.8mi

9/10

Minnetonka East Middle School

Public 6-8 • Assigned • 2.2mi

9/10

Minnetonka Senior High School

Public 9-12 • Assigned • 1.9mi

10/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 98° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Excelsior, MN • 55331

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

85/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.1 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$647,000 – $783,000

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New listings for sale in 55331

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Home values near 20475 Summerville Rd

Data from public records.

Address	Redfin Estimate
20390 Summerville Road, Excelsior, MN 3 Beds \| 2.5 Baths \| 2645 Sq. Ft.	$968,336
20495 Summerville Road, Excelsior, MN 3 Beds \| 2.5 Baths \| 2387 Sq. Ft.	$1,075,378

Address	Redfin Estimate
20375 Summerville Road, Excelsior, MN 3 Beds \| 2.5 Baths \| 3453 Sq. Ft.	$1,115,311
20355 Summerville Road, Excelsior, MN 3 Beds \| 2 Baths \| 1786 Sq. Ft.	$947,674

Address	Redfin Estimate
20520 Summerville Road, Excelsior, MN 5 Beds \| 4 Baths \| - Sq. Ft.	$1,925,969
20350 Summerville Road, Excelsior, MN 2 Beds \| 1 Baths \| 900 Sq. Ft.	$535,181

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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20475 Summerville Rd, Excelsior, MN 55331

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About this home

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Market trends in 55331, MN

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Sale and tax history for 20475 Summerville Rd

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

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Home values near 20475 Summerville Rd

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