Charming Early 1900s Home with Modern Updates in a Prime Location! Step inside this beautifully updated 2-bedroom, 1-bath home, and experience the perfect blend of historic charm and modern elegance. Since 2020, this home has undergone extensive upgrades, making it move-in ready and full of character. Notable updates include: New roof & fascia for long-lasting protection, new exterior doors and updated windows throughout, new insulation in the attic and walls for energy efficiency, low-maintenance siding that adds both style and durability, updated wiring, new central A/C unit, furnace, water heater, and fresh, elegant light fixtures that complement the home’s timeless character! The original balcony has been transformed into a finished space with added insulation. This home also features a large 32x28 insulated and wired detached garage with upper-level storage, as well as an additional 20x12 shed for extra storage. The beautifully landscaped yard, complete with perennial plants, was honored as "Yard of the Week" in both 2021 and 2023. Located near parks, Lake Alice, and downtown Fergus Falls, this home is perfectly positioned for easy access to outdoor activities and local amenities. This home meets the standards for RD, FHA, VA, USDA, and Conventional Loans. Whether you're drawn to the historic charm or the modern updates, this home offers the best of both worlds. Don't miss your chance to own this well-maintained gem. If you appreciate the character of a historic home with contemporary upgrades, this one is for you!
Single-familyProperty Type
1914Year Built
10,410 sq ftLot Size
3 car garageParking
Listed by Denise Gades Dougherty• Edina Realty, Inc.
WELL MAINTAINED OLDER HOME LOCATED CLOSE TO TOWN AND CITY PARKS. 2 BR, 1 BA HOME WITH MANY FINE, VINTAGE QUALITIES. FULL BASEMENT WITH LAUNDRY. 2 GREAT ENCLOSED PORCHES, BACK PORCH WITH DECK. BOTH GARAGES ARE INSULATED, THE LARGER ONE HAS VINYL SIDING. THE LARGE GARAGE HAS LOTS OF SPACE FOR CARS, MOWERS, OR OTHER TOYS.
Year
Property tax
Land + Additions
Assessment*
2026
$1,598 (+27.6%)
2025
$1,252 (+0.6%)
2024
$1,244 (+18.0%)
2023
$1,054 (+155.8%)
2022
$412 (−13.1%)
2021
$474 (−58.1%)
2020
$1,132 (+51.7%)
$19,700 + $55,700
$75,400
2019
$746 (+14.1%)
2018
$654 (−3.5%)
2017
$678 (−31.5%)
2016
$990 (+51.4%)
$17,100 + $52,200
$69,300
2015
$654 (+8.3%)
2014
$604
Tax history for 403 Spruce St
Year
Property tax
Land + Additions
Assessment*
2026
$1,598 (+27.6%)
2025
$1,252 (+0.6%)
2024
$1,244 (+18.0%)
2023
$1,054 (+155.8%)
2022
$412 (−13.1%)
2021
$474 (−58.1%)
2020
$1,132 (+51.7%)
$19,700 + $55,700
$75,400
2019
$746 (+14.1%)
2018
$654 (−3.5%)
2017
$678 (−31.5%)
2016
$990 (+51.4%)
$17,100 + $52,200
$69,300
2015
$654 (+8.3%)
2014
$604
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
10,440 Sq. Ft.
Year renovated
1925
Sq. Ft.
576
Year built
1914
Style
Single Family Residential
County
Otter Tail County
APN
71003990477000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 3, 2026.
Property details
Parking
Parking Information
Parking Features: Floor Drain
Garage Spaces: 3
Garage Dimensions: 32 x 28
Garage Sq. Ft.: 896
Interior
Bedroom Information
# of Bedrooms: 2
Bathroom Information
# of Full Baths (Total): 1
Description: Upper Level Full Bath
Room 1 Information
Room Type: Dining Room
Room Dimensions: 12 x 13
Room Level: Main
Room 2 Information
Room Type: Bedroom
Room Dimensions: 11 x 12
Room Level: Upper
Room 3 Information
Room Type: Kitchen
Room Dimensions: 10 x13
Room Level: Main
Room 4 Information
Room Type: Living Room
Room Dimensions: 11 x 14
Room Level: Main
Room 5 Information
Room Type: Bedroom 2
Room Dimensions: 10 x 12
Room Level: Upper
Laundry Room Information
Laundry Features: In Basement
Basement Information
Has Basement
Basement Features: Concrete
Dining Room Information
Dining Room Features: Separate/Formal Dining Room
Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air
Interior Features
Appliances: Dryer, Range, Refrigerator, Washer
Exterior
Building Information
Construction Materials: Frame
Foundation Area: 576
Roof: Age 8 Years or Less
Exterior Features
Patio Porch Type: Front Porch
Property Information
Above Ground Total Sq. Ft.: 1,152
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Storage Shed
Above Grade Finished Area: 1,152
Lot Information
Lot Features: Corner Lot
Lot Size Area: 0.239
Lot Size Units: Acres
Lot Size Dimensions: 1 x1
Road Frontage Type: City Street
Road Responsibility: Public Maintained Road
Financial
Tax Information
Tax Annual Amount: $1,244
Tax Year: 2024
Tax With Assessments: $1,244
Utilities
Utility Information
Water Source: City Water/Connected
Electric: 200+ Amp Service
Sewer: City Sewer/Connected
Fuel: Natural Gas
Location
School Information
High School District: Fergus Falls
School District Number: 1944
School District Phone: 2189980544
Location Information
Directions: From the corner of Vine and Lincoln, drive N on Vine forb about 6 blocks. Home is on corner of Spruce and Vine.
Map Coordinate: 999-A1
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 576
Stories: —
Lot Size: 10,440 square feet
Style: Single Family Residential
Year Built: 1914
Year Renovated: 1925
County: Otter Tail County
APN: 71003990477000
Home facts updated by county records on Sep 3, 2026
Other
Home Information
Living Area: 1152
Living Area Units: Square Feet
Main Level Finished Area: 576
Foundation Dimensions: 24 x 24
Levels: One and One Half
Around this home
Schools
McKinley Elementary School
Public 1-3 • Assigned • 0.4mi
IQ Academy 9-12
Public 9-12 • Assigned • 0.6mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 95° expected this year, 13 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Fergus Falls, MN • 56537
Average low and high temperatures (°F)
17
1
23
6
43
23
52
34
69
48
76
58
83
64
77
61
74
56
61
43
40
26
25
9
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.1 hours in
June and 3.5 hours in December, which is comparable to the
U.S. average for solar exposure.
10.1 hrs
3.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$201,000 – $243,000
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