OFF MARKET

Off Market Mar 2024 for $695K

$738,532

•

—

sq ft

14048 Terrace Rd NE, Ham Lake, MN 55304

About this home

A true nature retreat on 6 acres! This stunning two-story residence has 4 bedrooms, 4 bathrooms, & 3681 finished square feet. The 6-acre lot has a park-like setting & a reflection pond which attracts lots of wildlife during summer & is a wonderful skating rink during winter! The kitchen features oak floors, double ovens, & elegant granite counters. An inviting 4-season sunroom with cedar siding overlooks the yard. Step outside from the dining area to discover the new composite maintenance-free deck. The walkout lower level offers a separate entrance & is very private. The kitchenette is equipped with an oven, sink, dishwasher, & microwave, making it an ideal space for guests, in-laws, or even as a potential rental opportunity. 2 gas fireplaces add a touch of warmth and charm to the living spaces. Lots of updates - freshly painted, new roof in 2018, new maintenance free decking, steel siding, new gutters, soffits, fascia. Pre-inspected & ready for its next chapter!

Single-familyProperty Type

1990Year Built

5.98 acresLot Size

6 car garageParking

Listed by Stephanie Checkley • RE/MAX Results

Redfin checked: a minute ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6491447

Redfin Estimate

$738,532

$43K since sold in March 2024$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.1% higher than the average sale price ($653K) of 6 comparable homes.

SOLD JUN 26, 2026
$755,000
A
4 beds4 baths— sq ft
652 136th Ln NE, Ham Lake, MN 55304
SOLD MAR 27, 2026
$699,900
B
4 beds4 baths— sq ft
13929 Terrace Rd NE, Ham Lake, MN 55304
SOLD JUL 22, 2026
$767,500
C
4 beds4 baths— sq ft
512 138th Ave NE, Ham Lake, MN 55304
SOLD JUN 25, 2026
$550,000
D
4 beds4 baths— sq ft
488 139th Ln NW, Andover, MN 55304
SOLD JUL 17, 2026
$605,000
E
5 beds3 baths— sq ft
13834 Washington St NE, Ham Lake, MN 55304
SOLD JUL 14, 2026
$540,000
F
4 beds3 baths— sq ft
14840 Jackson St NE, Ham Lake, MN 55304

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Earn from this home

Sell

$162,056

Est. take-home

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Rent

$3,178/mo

Redfin rental estimate

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Market trends in 55304, MN

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.8%

+0.0% MoM

Median sale price

$480K

$107 MoM

Avg. days on market

23d

1 days MoM

Recently sold homes

214

35 MoM

New listings for sale

COMING SOON
$635,000
3 beds3 baths2,142 sq ft
2450 177th Ln NW, Andover, MN 55304
NEW 12 HRS AGO
$1,000,000
5 beds5 baths4,353 sq ft
16608 Inca St NW, Andover, MN 55304
COMING SOON
$519,900
3 beds3 baths3,042 sq ft
14329 Rochester St NE, Ham Lake, MN 55304
NEW 1 DAY AGO
$550,000
3 beds3 baths2,806 sq ft
2733 158th Ave NE, Ham Lake, MN 55304
COMING SOON
$624,900
4 beds4 baths3,278 sq ft
13995 Olive St NW, Andover, MN 55304
NEW 1 DAY AGO
$55,000
3 beds2 baths1,246 sq ft
1613 Deerwood Dr NE, Ham Lake, MN 55304
$375,000
3 beds2 baths1,765 sq ft
14372 Jonquil St NW, Andover, MN 55304
OPEN SUN, 12PM TO 1:30PM
$400,000
4 beds3 baths2,210 sq ft
15532 Avocet St NW, Andover, MN 55304
COMING SOON
$400,000
4 beds2 baths1,941 sq ft
4102 146th Ave NW, Andover, MN 55304
$624,900
3 beds2 baths2,152 sq ft
31 Old Constance Blvd NW, Andover, MN 55304
See all

Provided by Redfin

Sale history for 14048 Terrace Rd NE

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6491447

Mar 19, 2024

Sold

$695,900

Mar 4, 2024

Pending

—

Feb 29, 2024

Listed

$695,900

Feb 26, 2024

Coming Soon

$695,900

NORTHSTARMLS as Distributed by MLS Grid #5285273

Dec 17, 2019

Listing Removed

—

Aug 28, 2019

Listed

$597,900

NORTHSTARMLS as Distributed by MLS Grid #4517414

Dec 17, 2014

Sold

$405,000

Nov 4, 2014

Pending

—

Oct 18, 2014

Contingent

—

Oct 15, 2014

Price Changed

$419,900

Aug 14, 2014

Listed

$439,900

+13

LSAR as distributed by WIREX #2225563

Dec 17, 2014

Sold

$405,000

Aug 14, 2014

Listed

$419,900

RASM #4666137

Dec 17, 2014

Sold

$405,000

Aug 14, 2014

Listed

$419,900

Year

Property tax

Land + Additions

Assessment*

2026

$6,112 (+3.6%)

$152,700 + $513,200

$665,900

2025

$5,899 (+7.3%)

$143,600 + $500,400

$644,000

2024

$5,498 (+2.3%)

$135,600 + $496,400

$632,000

2023

$5,373 (+4.0%)

$118,600 + $506,200

$624,800

2022

$5,168 (+16.3%)

$92,800 + $444,900

$537,700

2021

$4,443 (+1.8%)

$80,500 + $372,200

$452,700

2020

$4,364 (+2.0%)

$80,500 + $372,200

$452,700

2019

$4,279 (−10.1%)

2018

$4,761 (+7.8%)

$67,500 + $363,100

$430,600

2017

$4,417 (−5.4%)

$72,700 + $333,900

$406,600

2015

$4,667 (+1.1%)

$88,500 + $317,800

$406,300

2014

$4,617 (−7.2%)

$70,545 + $288,331

$358,876

2013

$4,977

$70,600 + $302,700

$373,300

Tax history for 14048 Terrace Rd NE

Year

Property tax

Land + Additions

Assessment*

2026

$6,112 (+3.6%)

$152,700 + $513,200

$665,900

2025

$5,899 (+7.3%)

$143,600 + $500,400

$644,000

2024

$5,498 (+2.3%)

$135,600 + $496,400

$632,000

2023

$5,373 (+4.0%)

$118,600 + $506,200

$624,800

2022

$5,168 (+16.3%)

$92,800 + $444,900

$537,700

2021

$4,443 (+1.8%)

$80,500 + $372,200

$452,700

2020

$4,364 (+2.0%)

$80,500 + $372,200

$452,700

2019

$4,279 (−10.1%)

2018

$4,761 (+7.8%)

$67,500 + $363,100

$430,600

2017

$4,417 (−5.4%)

$72,700 + $333,900

$406,600

2015

$4,667 (+1.1%)

$88,500 + $317,800

$406,300

2014

$4,617 (−7.2%)

$70,545 + $288,331

$358,876

2013

$4,977

$70,600 + $302,700

$373,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.2 Acres

Year renovated

1999

Sq. Ft.

2,679

Year built

1990

Style

Single Family Residential

County

Anoka County

APN

31-32-23-22-0009

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 30, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Concrete, Tuckunder Garage, Underground
Garage Spaces: 6
Garage Dimensions: 36x21
Garage Sq. Ft.: 756

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Baths (Total): 2
# of Three Quarter Baths (Total): 1
# of Half Baths (Total): 1
Description: 3/4 Basement,Double Sink,Bathroom Ensuite,Full Primary,Private Primary,Main Floor 1/2 Bath,Separate Tub & Shower,Upper Level Full Bath

Room 1 Information
Room Type: Family Room
Room Dimensions: 17x15
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 21x15
Room Level: Main

Room 3 Information
Room Type: Informal Dining Room
Room Dimensions: 13x8
Room Level: Main

Room 4 Information
Room Type: Dining Room
Room Dimensions: 12x13
Room Level: Main

Room 5 Information
Room Type: Living Room
Room Dimensions: 12x13
Room Level: Main

Room 6 Information
Room Type: Sun Room
Room Dimensions: 11x14
Room Level: Main

Room 7 Information
Room Type: Office
Room Dimensions: 11x12
Room Level: Main

Room 8 Information
Room Type: Bedroom 1
Room Dimensions: 11x15
Room Level: Upper

Room 9 Information
Room Type: Bedroom 2
Room Dimensions: 13x12
Room Level: Upper

Room 10 Information
Room Type: Bedroom 3
Room Dimensions: 11x13
Room Level: Upper

Room 11 Information
Room Type: Bedroom 4
Room Dimensions: 15x16
Room Level: Lower

Room 12 Information
Room Type: Primary Bathroom
Room Dimensions: 14x11
Room Level: Upper

Room 13 Information
Room Type: Family Room
Room Dimensions: 17x15
Room Level: Lower

Room 14 Information
Room Type: Kitchen- 2nd
Room Dimensions: 21x8
Room Level: Lower

Room 15 Information
Room Type: Amusement Room
Room Dimensions: 21x7
Room Level: Lower

Room 16 Information
Room Type: Office
Room Dimensions: 13x8
Room Level: Lower

Room 17 Information
Room Type: Patio
Room Dimensions: 17x14
Room Level: Lower

Room 18 Information
Room Type: Deck
Room Dimensions: 28x16
Room Level: Upper

Room 19 Information
Room Type: Foyer
Room Dimensions: 10x15
Room Level: Main

Room 20 Information
Room Type: Laundry
Room Dimensions: 6x10
Room Level: Main

Basement Information
Has Basement
Basement Features: Block, Drain Tiled, Finished, Full, Storage Space, Walkout

Dining Room Information
Dining Room Features: Breakfast Bar,Eat In Kitchen,Kitchen/Dining Room,Separate/Formal Dining Room

Other Rooms Information
3 BR on One Level,Main Floor Laundry,Primary Bdr Suite

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Family Room, Gas

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Room Type: Family Room, Kitchen, Informal Dining Room, Dining Room, Living Room, Sun Room, Office, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Kitchen- 2nd, Amusement Room, Patio, Deck, Foyer, Laundry, Porch
Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Exterior

Building Information
Construction Materials: Brick/Stone, Steel Siding
Foundation Area: 1,444
Roof: Age 8 Years or Less

Exterior Features
Patio Porch Type: Deck,Front Porch,Patio,Porch
Fencing: Chain Link

Property Information
Above Ground Total Sq. Ft.: 2,562
Below Ground Total Sq. Ft.: 1,131
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Has Additional Parcels
Above Grade Finished Area: 2,562
Below Grade Finished Area: 1,119
Amenities: Ceiling Fan(s),Deck,French Doors,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Porch,Sun Room,Washer/Dryer Hookup,Walk-In Closet

Lot Information
Lot Size Area: 5.98
Lot Size Units: Acres
Lot Size Dimensions: 0

Financial

Assessment Information
Other Annual Assessment Amount: $24

Tax Information
Tax Annual Amount: $5,552
Tax Year: 2023
Tax With Assessments: $5,576

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: Well
Sewer: Private Sewer
Fuel: Natural Gas

Location

School Information
High School District: Anoka-Hennepin
School District Number: 11
School District Phone: 763-506-1000

Location Information
Directions: West on Bunker Lake Blvd (County 116) to stoplight at Jefferson, North on Jefferson...road curves and turns into Terrace, property on left.
Map Coordinate: 50-D2

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,679
Stories: 2.0
Lot Size: 1.2 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: 1999
County: Anoka County
APN: 31-32-23-22-0009

Home facts updated by county records on Jul 30, 2026

Other

Home Information
Living Area: 3681
Main Level Finished Area: 1638.0000
Building Area Total: 3693
Age Of Property: 35
Levels: Two

Around this home

Schools

Johnsville Elementary School

Public K-5 • Assigned • 2.1mi

6/10

Roosevelt Middle School

Public 6-8 • Assigned • 2.1mi

7/10

Blaine Senior High School

Public 9-12 • Assigned • 1.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Ham Lake, MN • 55304

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.3 hours in June and 3.5 hours in December, which is comparable to the U.S. average for solar exposure.

10.3 hrs

3.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$702,000 – $850,000

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Home values near 14048 Terrace Rd NE

Data from public records.

Address	Redfin Estimate
14016 Terrace Rd NE, Ham Lake, MN 4 Beds \| 3 Baths \| - Sq. Ft.	$632,754
14133 Terrace Rd NE, Ham Lake, MN 5 Beds \| 4 Baths \| - Sq. Ft.	$539,636

Address	Redfin Estimate
14109 Terrace Rd NE, Ham Lake, MN 3 Beds \| 3 Baths \| - Sq. Ft.	$549,012
14128 Terrace Rd NE, Ham Lake, MN 6 Beds \| 5 Baths \| - Sq. Ft.	$699,712

Address	Redfin Estimate
14125 Terrace Rd NE, Ham Lake, MN 3 Beds \| 2 Baths \| 1907 Sq. Ft.	$550,717
14136 Terrace Rd NE, Ham Lake, MN 4 Beds \| 3 Baths \| 3123 Sq. Ft.	$697,371

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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