OFF MARKET

Off Market Aug 2021 for $700K

$1,021,415

Est. refi paymentEst. refi $3,993/mo

•

—

sq ft

430 Central Point Rd, Lake City, MN 55041

About this home

This beautiful 3 bedroom 3 bath home enjoys privacy while also boasting an amazing waterfront location. Views of the lake will immediately greet and welcome you. Stepping in you will be surrounded by custom woodwork, a stately grand staircase, soaring ceilings, custom cabinetry, a lakeside four season porch and a gourmet kitchen featuring DCS and Bosch luxury appliances. The owner’s suite is impressive and features a large spa-like bath with jetted soaking tub, steam shower and spacious walk in closet. The generously sized bedroom features vaulted ceilings and expansive windows that overlook long views of the Lake in the direction of Pepin Wisconsin and beyond. Inspired by life on the lake, this home will relax, calm and inspire you to enjoy all of Lake City’s many amenities. Available for showings beginning July 3rd. Call us today to schedule your private showing.

TownhomeProperty Type

1996Year Built

3,789 sq ftLot Size

2 car garageParking

Listed by Mark Fayette • Shaymar, Inc.

Redfin checked: 2 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6016111

Redfin Estimate

$1,021,415

$321K since sold in August 2021$67K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 155.6% higher than the average sale price ($400K) of 6 comparable homes.

SOLD MAR 31, 2026
$519,900
A
3 beds3 baths— sq ft
715 Hazelnut Way, Lake City, MN 55041
SOLD JAN 27, 2026
$367,900
B
2 beds3 baths— sq ft
1320 N High St, Lake City, MN 55041
SOLD MAY 21, 2026
$215,000
C
3 beds3 baths— sq ft
719 S Oak St, Lake City, MN 55041
SOLD MAY 22, 2026
$450,000
D
3 beds2 baths— sq ft
314 W Iowa St, Lake City, MN 55041
SOLD JUL 7, 2026
$395,000
E
3 beds3 baths— sq ft
1250 Mounds Ct, Lake City, MN 55041
SOLD DEC 19, 2025
$450,000
F
4 beds3 baths— sq ft
1073 Harvest Way, Lake City, MN 55041

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,468/mo

Redfin rental estimate

List your home for rent

Market trends in 55041, MN

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

0.2% MoM

Median sale price

$370K

$42K MoM

Avg. days on market

28d

10 days MoM

Recently sold homes

0 MoM

New listings for sale

3D WALKTHROUGH
$260,000
3 beds2 baths1,214 sq ft
808 N Garden St, Lake City, MN 55041
$394,900
4 beds3 baths3,152 sq ft
1328 10th St N, Lake City, MN 55041
$265,000
3 beds2 baths2,112 sq ft
208 N High St, Lake City, MN 55041
OPEN SAT, 9AM TO 10:30AM
$280,000
5 beds2 baths1,440 sq ft
605 N High St, Lake City, MN 55041
$545,000
3 beds3 baths3,038 sq ft
1008 Hidden Meadow Ln, Lake City, MN 55041
See all

Provided by Redfin

Sale history for 430 Central Point Rd

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6016111

Aug 19, 2021

Sold

$700,000

Jul 23, 2021

Pending

—

Jul 3, 2021

Listed

$799,500

NORTHSTARMLS as Distributed by MLS Grid #5080711

Dec 10, 2018

Listing Removed

—

Jun 10, 2015

Sold

$599,900

Jun 11, 2014

Listed

$599,900

+41

Public Records

Jun 12, 2015

Sold

$599,900

NORTHSTARMLS as Distributed by MLS Grid #1

Apr 29, 2015

Price Changed

$625,000

Apr 1, 2015

Price Changed

$674,300

Feb 2, 2015

Price Changed

$674,800

Dec 16, 2014

Price Changed

$674,900

Oct 28, 2014

Price Changed

$675,000

Sep 8, 2014

Price Changed

$699,000

Aug 15, 2014

Price Changed

$715,000

Aug 8, 2014

Price Changed

$729,000

NORTHSTARMLS as Distributed by MLS Grid #4492832

Dec 14, 2014

Listing Removed

—

Oct 28, 2014

Price Changed

$675,000

Sep 8, 2014

Price Changed

$699,000

Aug 24, 2014

Price Changed

$715,000

Aug 8, 2014

Price Changed

$729,000

Jun 12, 2014

Listed

$754,000

Public Records

Mar 31, 2000

Sold

$375,500

Public Records

Dec 23, 1997

Sold

$625,000

Year

Property tax

Land + Additions

Assessment*

2025

$10,206 (+1.5%)

$243,000 + $462,900

$705,900

2024

$10,052 (+4.3%)

$243,000 + $442,500

$685,500

2023

$9,640 (+9.7%)

$242,999 + $442,501

$685,500

2022

$8,790 (+1.3%)

$243,000 + $319,000

$562,000

2021

$8,674 (+2.1%)

$243,001 + $319,199

$562,200

2020

$8,492 (+1.6%)

$243,000 + $307,800

$550,800

2019

$8,360 (+11.6%)

$243,001 + $292,599

$535,600

2018

$7,492 (+10.7%)

$243,000 + $245,900

$488,900

2017

$6,766 (−1.4%)

$199,999 + $256,401

$456,400

2015

$6,864 (+5.8%)

$200,000 + $255,200

$455,200

2014

$6,490 (+5.2%)

$200,000 + $238,200

$438,200

2013

$6,170

$179,999 + $237,901

$417,900

Tax history for 430 Central Point Rd

Year

Property tax

Land + Additions

Assessment*

2025

$10,206 (+1.5%)

$243,000 + $462,900

$705,900

2024

$10,052 (+4.3%)

$243,000 + $442,500

$685,500

2023

$9,640 (+9.7%)

$242,999 + $442,501

$685,500

2022

$8,790 (+1.3%)

$243,000 + $319,000

$562,000

2021

$8,674 (+2.1%)

$243,001 + $319,199

$562,200

2020

$8,492 (+1.6%)

$243,000 + $307,800

$550,800

2019

$8,360 (+11.6%)

$243,001 + $292,599

$535,600

2018

$7,492 (+10.7%)

$243,000 + $245,900

$488,900

2017

$6,766 (−1.4%)

$199,999 + $256,401

$456,400

2015

$6,864 (+5.8%)

$200,000 + $255,200

$455,200

2014

$6,490 (+5.2%)

$200,000 + $238,200

$438,200

2013

$6,170

$179,999 + $237,901

$417,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

45 ft.

Lot depth

—

Lot size

3,798 Sq. Ft.

Year renovated

1996

Sq. Ft.

2,620

Year built

1996

Style

Townhouse

County

Goodhue County

APN

542100010

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 16, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Concrete, Garage Door Opener, Heated Garage
Garage Spaces: 2
Garage Dimensions: 24 x 22
Garage Sq. Ft.: 528
Garage Door Height: 7
Garage Door Width: 16

Interior

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1

Room 1 Information
Room Type: Family Room
Room Dimensions: 13 x 15
Room Level: Main

Room 2 Information
Room Type: Bedroom 3
Room Dimensions: 13 x 12
Room Level: Upper

Room 3 Information
Room Type: Kitchen
Room Dimensions: 12x 17
Room Level: Main

Room 4 Information
Room Type: Living Room
Room Dimensions: 17 x 18
Room Level: Main

Room 5 Information
Room Type: Bedroom 2
Room Dimensions: 13 x 12
Room Level: Upper

Room 6 Information
Room Type: Dining Room
Room Dimensions: 12 x 9
Room Level: Main

Room 7 Information
Room Type: Laundry
Room Dimensions: 6 x 8
Room Level: Main

Room 8 Information
Room Dimensions: 14 x 13

Room 9 Information
Room Type: Bedroom 1
Room Dimensions: 17 x 18
Room Level: Upper

Basement Information
Basement Features: Crawl Space

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Heating & Cooling
Heating Information: Forced Air, Radiant Floor
Cooling Information: Central Air

Interior Features
Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Laundry, Four Season Porch
Appliances: Central Vacuum, Dishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Brick/Stone, Steel Siding
Foundation Area: 1,440
Roof: Age 8 Years or Less, Asphalt, Rubber

Waterfront Information
On Waterfront
Waterfront Features: Association Access, Deeded Access, Lake Front, Lake View, River Front, River View, Shared
Water Body Name: Pepin
Waterfront Num: 25000100
Lake Acres: 25,215
Lake Bottom: Gravel,Sand
Lake Classification: General Development
Lake Depth: 60
Waterfront Slope: Steep
Waterfront Elevation: 10-15
Road Between Waterfront And Home Y/N: No

Property Information
Total Sq. Ft.: 2,878
Above Ground Total Sq. Ft.: 2,878
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Townhouse Side x Side
Attached Property
Above Grade Finished Area: 2,848
TH Characteristics: End Unit,Multi-Level
Amenities: Cable,Ceiling Fan(s),City View,Deck,Hot Tub,Kitchen Center Island,Primary Bedroom Walk-In Closet,Natural Woodwork,Panoramic View,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Lot Information
Lot Size Area: 0.09
Lot Size Units: Acres
Lot Size Dimensions: 40,95,40,95
Road Frontage Type: Paved Streets, Private Road
Road Responsibility: Association Maintained Road

Financial

Tax Information
Tax Annual Amount: $8,674
Tax Year: 2021
Tax With Assessments: $8,674

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric,Natural Gas

Location

HOA Information
Association Name: Sunrise Bay Town Homes Assn.
Has HOA
Association Amenities: Beach
Association Fee: $350
Association Fee Frequency: Monthly
Association Fee Includes: Beach Access, Maintenance Structure, Parking, Lawn Care

School Information
High School District: Lake City
School District Number: 813
School District Phone: 651-345-2198

Location Information
Directions: North on Lakeshore Drive (Hwy 63) from downtown Lake City approx. 1 mile, turn right on Central Point Road, pass through stone entry and proceed to property on the right.
Map Coordinate: 999-A1

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,620
Stories: 2.0
Lot Size: 3,798 square feet
Style: Townhouse
Year Built: 1996
Year Renovated: 1996
County: Goodhue County
APN: 542100010

Home facts updated by county records on Jul 16, 2026

Other

Documents & Disclosures
Restrictions: Architecture Committee,Easements,Mandatory Owners Assoc,Other Covenants,Pets - Cats Allowed,Pets - Dogs Allowed

Home Information
Living Area: 2848
Main Level Finished Area: 1500.0000
Foundation Dimensions: 30 x 48
Age Of Property: 27
Levels: Two

Around this home

Schools

Bluff View Elementary School

Public PreK-6 • Assigned • 2.0mi

5/10

Lincoln Secondary

Public 7-12 • Assigned • 1.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 100° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Lake City, MN • 55041

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.8 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$971,000 – $1.18M

Sell confidently with a local market expert in Lake City. 3 minutes to get started.

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New listings for sale in 55041

3D WALKTHROUGH

$260,000

3 beds2 baths1,214 sq ft

808 N Garden St, Lake City, MN 55041

$394,900

4 beds3 baths3,152 sq ft

1328 10th St N, Lake City, MN 55041

$265,000

3 beds2 baths2,112 sq ft

208 N High St, Lake City, MN 55041

OPEN SAT, 9AM TO 10:30AM3D WALKTHROUGH

$280,000

5 beds2 baths1,440 sq ft

605 N High St, Lake City, MN 55041

$545,000

3 beds3 baths3,038 sq ft

1008 Hidden Meadow Ln, Lake City, MN 55041

Home values near 430 Central Point Rd

Data from public records.

Address	Redfin Estimate
620 Central Point Road, Lake City, MN 1 Beds \| 1 Baths \| 760 Sq. Ft.	$283,097
680 Central Point Road, Lake City, MN 1 Beds \| 1 Baths \| 728 Sq. Ft.	$286,095

Address	Redfin Estimate
420 Central Point Road, Lake City, MN 3 Beds \| 3 Baths \| - Sq. Ft.	$876,353
510 Central Point Road, Lake City, MN 2 Beds \| 1 Baths \| 2285 Sq. Ft.	$449,450

Address	Redfin Estimate
610 Central Point Road, Lake City, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$724,149
230 Central Point Road, Lake City, MN 4 Beds \| 2.5 Baths \| 2792 Sq. Ft.	$773,084

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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