OFF MARKET

Off Market Aug 2024 for $472K

$511,265

Est. refi paymentEst. refi $3,082/mo

•

—

sq ft

40792 Finley Rd, North Branch, MN 55056

About this home

Welcome to your private oasis! This never before on the market, well-loved, 4 bedroom, 2 bathroom home is nestled on a quiet cul-de-sac with over 3 acres of serene land, boasting both a pond and lake frontage on Chain Lake. This home has 4 spacious bedrooms with a full bathroom on each level. The kitchen is complete with new appliances, natural lighting and plenty of countertop space. The living room has abundant natural light and offers the comfort of a gas fireplace to cozy up to. The lower level is made for entertaining with a large family room, a wet bar and a sliding walkout to the back patio. Both lower bedrooms are sizeable and a full bath complete with a jetted tub. Top notch mechanicals. New H/E furnace in 2020, A/C 2021, on-demand tankless water heater and generator hook ups. Step outside to discover the true beauty of this property. The peaceful backyard is an outdoor lover's dream, with a large 24x15 maintenance-free deck overlooking garden beds and the private pond. Wander further through the cleared trails and find yourself at the lakefront of Chain Lake, enjoying the endless sounds of nature and breathtaking sunsets to the West. Additional highlights include a massive 30x40 outbuilding with a 12x20 door, loft, concrete floors - ideal for boats, RVs and toys! Located in a peaceful neighborhood yet conveniently close to town and I35, this property offers the perfect blend of tranquility and accessibility. Don't miss the opportunity to own this extraordinary home with its unique combination of acreage, pond, and lakefront on Chain Lake. Schedule your private showing today and start envisioning your life in this one-of-a-kind North Branch retreat!

Single-familyProperty Type

1997Year Built

3.36 acresLot Size

3 garage spacesParking

Listed by Pamela Watters • RE/MAX Results

Listed by Anthony Watters

Redfin checked: 2 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6567275

Redfin Estimate

$511,265

$39K since sold in August 2024$5,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 43% higher than the average sale price ($358K) of 6 comparable homes.

SOLD SEP 25, 2025
$400,000
A
4 beds2 baths— sq ft
40659 Finley Rd, North Branch, MN 55056
SOLD JUN 16, 2026
$370,000
B
3 beds2 baths— sq ft
6685 404th St, North Branch, MN 55056
SOLD APR 27, 2026
$360,000
C
3 beds2 baths— sq ft
40925 Fenian Way, North Branch, MN 55056
SOLD MAY 5, 2026
$345,000
D
4 beds2 baths— sq ft
40867 Forest Blvd, North Branch, MN 55056
SOLD APR 3, 2026
$330,000
E
4 beds2 baths— sq ft
38280 Great Oaks Ct, North Branch, MN 55056
SOLD NOV 19, 2025
$340,000
F
5 beds2 baths— sq ft
6567 404th St, North Branch, MN 55056

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,713/mo

Redfin rental estimate

List your home for rent

Market trends in 55056, MN

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.4%

+0.1% MoM

Median sale price

$370K

$10K MoM

Avg. days on market

29d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

COMING SOON
$365,000
4 beds2 baths2,308 sq ft
38554 8th Ave, North Branch, MN 55056
$499,500
5 beds4 baths2,231 sq ft
37283 Heritage Way, North Branch, MN 55056
$269,900
3 beds2 baths1,476 sq ft
38954 10th Ave, North Branch, MN 55056
$499,900
4 beds3 baths3,133 sq ft
39277 Hemingway Ave, North Branch, MN 55056
$320,000
4 beds2 baths1,961 sq ft
7545 385th St, North Branch, MN 55056
$300,000
2 beds2 baths1,410 sq ft
39209 Grand Ave, North Branch, MN 55056
SHORT SALE
$375,000
5 beds3 baths2,329 sq ft
5323 397th St, North Branch, MN 55056
$249,900
2 beds2 baths1,564 sq ft
38260 Explorer Cir, North Branch, MN 55056
$299,900
2 beds2 baths2,206 sq ft
37082 Falcon Ave, North Branch, MN 55056
$600,000
4 beds3 baths2,640 sq ft
35824 Lincoln Rd, North Branch, MN 55056
See all

Provided by Redfin

Sale history for 40792 Finley Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,270 (−11.1%)

$122,900 + $281,000

$403,900

2024

$5,930 (+13.0%)

$200,000 + $290,500

$490,500

2023

$5,250 (−0.4%)

$146,300 + $266,100

$412,400

2022

$5,270 (+12.8%)

$117,400 + $229,900

$347,300

2021

$4,674 (+8.2%)

$84,100 + $212,100

$296,200

2020

$4,318 (−1.4%)

$67,300 + $192,200

$259,500

2019

$4,380 (+1.4%)

$66,900 + $189,400

$256,300

2018

$4,318 (+5.5%)

$65,800 + $173,100

$238,900

2017

$4,094 (+5.2%)

$65,300 + $160,100

$225,400

2016

$3,892 (+7.3%)

$54,300 + $150,800

$205,100

2014

$3,628 (+5.8%)

$53,300 + $129,500

$182,800

2013

$3,430 (+2.1%)

$53,700 + $143,200

$196,900

2012

$3,358

Tax history for 40792 Finley Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,270 (−11.1%)

$122,900 + $281,000

$403,900

2024

$5,930 (+13.0%)

$200,000 + $290,500

$490,500

2023

$5,250 (−0.4%)

$146,300 + $266,100

$412,400

2022

$5,270 (+12.8%)

$117,400 + $229,900

$347,300

2021

$4,674 (+8.2%)

$84,100 + $212,100

$296,200

2020

$4,318 (−1.4%)

$67,300 + $192,200

$259,500

2019

$4,380 (+1.4%)

$66,900 + $189,400

$256,300

2018

$4,318 (+5.5%)

$65,800 + $173,100

$238,900

2017

$4,094 (+5.2%)

$65,300 + $160,100

$225,400

2016

$3,892 (+7.3%)

$54,300 + $150,800

$205,100

2014

$3,628 (+5.8%)

$53,300 + $129,500

$182,800

2013

$3,430 (+2.1%)

$53,700 + $143,200

$196,900

2012

$3,358

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

300 ft.

Lot size

3.36 Acres

Year renovated

2010

Sq. Ft.

—

Year built

1997

Style

Single Family Residential

County

Chisago County

APN

11.00861.88

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

Rural Residential District

The purpose of the RR rural residential district is: To prevent scattered nonfarm uses from developing improperly; To allow suitable areas of the city to be retained and utilized in open space and or agricultural uses; To promote orderly development and secure economy in government expenditures for public utilities and service.

Permitted uses

Include but are not limited to:

Livestock production
Religious facility
Housing-Single unit
Housing-Senior
Housing-Student
Agriculture-Cropland
Cemetery
Park & open space

Property details

Parking

Parking Information
Parking Features: Attached Garage, Detached, Asphalt, Garage Door Opener, Multiple Garages
Garage Spaces: 3
Garage Dimensions: 34x22
Garage Sq. Ft.: 478
Parking Open: 8

Interior

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Baths (Total): 2
Description: Two Primary Baths,Full Basement,Main Floor Full Bath,Separate Tub & Shower,Jetted Tub

Room 1 Information
Room Type: Kitchen
Room Dimensions: 11x13
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 11x14
Room Level: Main

Room 3 Information
Room Type: Living Room
Room Dimensions: 14.5x15
Room Level: Main

Room 4 Information
Room Type: Bedroom 1
Room Dimensions: 14x11
Room Level: Main

Room 5 Information
Room Type: Bedroom 2
Room Dimensions: 13x13
Room Level: Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 11x5
Room Level: Main

Room 7 Information
Room Type: Family Room
Room Dimensions: 14.5x25
Room Level: Lower

Room 8 Information
Room Type: Bathroom
Room Dimensions: 10x9
Room Level: Lower

Room 9 Information
Room Type: Bedroom 3
Room Dimensions: 10.5x17
Room Level: Lower

Room 10 Information
Room Type: Bedroom 4
Room Dimensions: 11x14
Room Level: Lower

Room 11 Information
Room Type: Laundry
Room Dimensions: 10x7
Room Level: Lower

Room 12 Information
Room Type: Garage
Room Dimensions: 34x22
Room Level: Main

Basement Information
Has Basement
Basement Features: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout

Dining Room Information
Dining Room Features: Breakfast Bar,Breakfast Area,Eat In Kitchen,Kitchen/Dining Room

Other Rooms Information
Main Floor Bedroom

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Family Room, Free Standing, Gas, Insert, Living Room

Heating & Cooling
Heating Information: Forced Air, Fireplace(s)
Cooling Information: Central Air

Interior Features
Room Type: Kitchen, Dining Room, Living Room, Bedroom 1, Bedroom 2, Bathroom, Family Room, Bedroom 3, Bedroom 4, Laundry, Garage
Appliances: Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Water Softener Owned

Exterior

Building Information
Construction Materials: Vinyl Siding
Foundation Area: 1,108
Roof: Age Over 8 Years

Exterior Features
Patio Porch Type: Composite Decking,Deck,Front Porch,Patio

Pool Information
Pool Features: None

Waterfront Information
On Waterfront
Waterfront Features: Dock, Lake Front, Pond
Water Body Name: Chain Lake
Waterfront Num: 13006300
Lake Acres: 254
Lake Classification: Natural Environment

Property Information
Above Ground Total Sq. Ft.: 1,092
Below Ground Total Sq. Ft.: 1,092
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Property Sub Type Description: Acreage
Other Structures: Additional Garage, Storage Shed
Above Grade Finished Area: 1,092
Below Grade Finished Area: 1,012
Amenities: Ceiling Fan(s),Deck,Dock,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Porch,Vaulted Ceiling(s),Washer/Dryer Hookup,Wet Bar,Walk-In Closet

Lot Information
Lot Features: Accessible Shoreline, Underground Utilities
Lot Size Area: 3.36
Lot Size Units: Acres
Lot Size Dimensions: 223X695X195X806
Road Frontage Type: City Street, Cul De Sac, No Outlet/Dead End, Paved Streets
Road Responsibility: Public Maintained Road

Financial

Assessment Information
Other Annual Assessment Amount: $45

Tax Information
Tax Annual Amount: $5,205
Tax Year: 2023
Tax With Assessments: $5,250

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: Well
Electric: 100 Amp Service
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas

Location

School Information
High School District: North Branch
School District Number: 138
School District Phone: 651-674-1000

Location Information
Directions: 35 to North Branch Exit - W on 95 to stop lights (Flink Ave) N to 406th St L to Finley Rd R to home on L
Map Coordinate: 242-A2

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: —
Stories: —
Lot Size: 3.36 acres
Style: Single Family Residential
Year Built: 1997
Year Renovated: 2010
County: Chisago County
APN: 11.00861.88

Home facts updated by county records on Aug 7, 2026

Other

Home Information
Living Area: 2104
Main Level Finished Area: 0.0000
Building Area Total: 2184
Age Of Property: 28
Levels: Split Entry (Bi-Level)

Around this home

Schools

Sunrise River Elementary School

Public 1-5 • Assigned • 3.5mi

7/10

North Branch Middle School

Public 6-8 • Assigned • 2.8mi

3/10

North Branch Senior High School

Public 9-12 • Assigned • 3.0mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 98° expected this year, 12 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

North Branch, MN • 55056

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.1 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$486,000 – $588,000

Sell confidently with a local market expert in North Branch. 3 minutes to get started.

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New listings for sale in 55056

COMING SOON

$365,000

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SHORT SALE3D WALKTHROUGH

$375,000

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Home values near 40792 Finley Rd

Data from public records.

Address	Redfin Estimate
5195 Finley Court, North Branch, MN 4 Beds \| 2 Baths \| - Sq. Ft.	$389,743
40836 Finley Road, North Branch, MN 3 Beds \| 1 Baths \| - Sq. Ft.	$367,325

Address	Redfin Estimate
40705 Finley Road, North Branch, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$446,826
5196 Finley Court, North Branch, MN 3 Beds \| 3 Baths \| - Sq. Ft.	$502,665

Address	Redfin Estimate
40818 Finley Road, North Branch, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$444,711
40829 Finley Road, North Branch, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$368,512

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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