Welcome to 17003 Cross Lake Road in Pine City! This 4-bedroom, 2.5-bath home offers 3,187 sq ft of living space on a spacious, level lot with easy, gradual access to 120 feet of lakeshore on Cross Lake, with a 30X45 pole Shed. Only an hour from the Twin Cities, this property is perfect for family fun, featuring both a deck and patio for gathering and relaxing, plus plenty of yard space to enjoy outdoor activities. Inside, the home offers a comfortable layout with an owner’s suite complete with a full bath for your private retreat. The family room is a cozy gathering spot, highlighted by a gas fireplace and in-floor heat for year-round comfort. The property also includes a garage and a large pole shed, giving you all the storage you need for vehicles, tools, and lake toys. With four bedrooms, there’s plenty of room for everyone, whether you’re looking for a year-round residence or a weekend getaway. The gradual walk down to the lake makes swimming, fishing, and boating accessible and enjoyable for all ages. A practical and welcoming lake property, this home has the space and setting you’ve been waiting for on beautiful Cross Lake.
Single-familyProperty Type
1976Year Built
1 acresLot Size
4 car garageParking
Listed by Delfin Cruz• Keller Williams Classic Rlty NW
Amazingly Cross Lake home with 120 feet of shoreline on one of Minnesota's most beautiful lakes. Enjoy nearly 3,000 recreational acres on Cross and Pokegama Lakes! Less than a 1 hour drive from the Twin Cities. The property features a 4 bedroom home, owner's suite with a full bath, beautiful landscaping, great access to the water, in-floor heat and a gas fireplace in the family room, a gorgeous lakeside patio, a huge deck, a huge pole building, stunning lake views and breath taking sunsets!
NORTHSTARMLS as Distributed by MLS Grid #4071656
Feb 3, 2012
Sold
$297,000
Dec 23, 2011
Listing Removed
—
Jul 26, 2011
Listed
$319,000
+11
Beautiful lake front property! Over 3300 square feet finished. Completely re-done inside and out. 1.3 acres on Cross Lake. 30 X 40 pole shed and a detached 2 car garage to keep all of the toys. Don't miss out.
NORTHSTARMLS as Distributed by MLS Grid #4021894
Mar 24, 2011
Listing Removed
—
Mar 9, 2011
Listed
$155,000
NORTHSTARMLS as Distributed by MLS Grid #3962672
Dec 31, 2010
Listing Removed
—
Aug 19, 2010
Listed
$148,000
Public Records
Jun 1, 2004
Sold
$340,000
NORTHSTARMLS as Distributed by MLS Grid #2218129
Feb 16, 2004
Listing Removed
—
Dec 13, 2003
Listed
$399,900
NORTHSTARMLS as Distributed by MLS Grid #2141349
Nov 4, 2003
Listing Removed
—
May 4, 2003
Listed
$399,900
Public Records
Jun 16, 1999
Sold
$266,000
Public Records
Jan 10, 1990
Sold
$89,000
Year
Property tax
Land + Additions
Assessment*
2025
$5,730 (−1.0%)
$215,600 + $421,000
$636,600
2024
$5,790 (+0.7%)
$294,400 + $365,600
$660,000
2023
$5,748 (+14.5%)
$263,400 + $333,400
$596,800
2022
$5,022 (+9.2%)
$149,600 + $289,000
$438,600
2021
$4,598 (−0.6%)
$138,700 + $238,500
$377,200
2020
$4,624 (+20.5%)
$147,100 + $215,900
$363,000
2019
$3,838 (−3.0%)
2018
$3,956 (−1.1%)
$131,703 + $161,197
$292,900
2017
$4,002 (+1.0%)
$131,568 + $158,132
$289,700
2015
$3,964 (+2.3%)
$139,932 + $144,268
$284,200
2014
$3,874 (+2.1%)
$140,065 + $146,335
$286,400
2013
$3,796
$147,700 + $150,200
$297,900
Tax history for 17003 Cross Lake Rd
Year
Property tax
Land + Additions
Assessment*
2025
$5,730 (−1.0%)
$215,600 + $421,000
$636,600
2024
$5,790 (+0.7%)
$294,400 + $365,600
$660,000
2023
$5,748 (+14.5%)
$263,400 + $333,400
$596,800
2022
$5,022 (+9.2%)
$149,600 + $289,000
$438,600
2021
$4,598 (−0.6%)
$138,700 + $238,500
$377,200
2020
$4,624 (+20.5%)
$147,100 + $215,900
$363,000
2019
$3,838 (−3.0%)
2018
$3,956 (−1.1%)
$131,703 + $161,197
$292,900
2017
$4,002 (+1.0%)
$131,568 + $158,132
$289,700
2015
$3,964 (+2.3%)
$139,932 + $144,268
$284,200
2014
$3,874 (+2.1%)
$140,065 + $146,335
$286,400
2013
$3,796
$147,700 + $150,200
$297,900
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Sun Room, Office, Deck, Laundry, Patio, Walk In Closet
Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
Exterior
Building Information
Construction Materials: Brick/Stone, Vinyl Siding
Foundation Area: 1,920
Roof: Age Over 8 Years
Exterior Features
Patio Porch Type: Deck,Patio
Fencing: Wood
Pool Information
Pool Features: None
Waterfront Information
On Waterfront
Waterfront Features: Dock, Lake Front
Water Body Name: Cross
Waterfront Num: 58011900
Lake Acres: 925
Lake Bottom: Sand
Lake Classification: General Development
Lake Depth: 30
Waterfront Slope: Gradual
Waterfront Elevation: 15-26
Waterfront Feet: 120
Road Between Waterfront And Home Y/N: No
Property Information
Above Ground Total Sq. Ft.: 1,920
Below Ground Total Sq. Ft.: 1,267
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Property Sub Type Description: Rural Residential
Other Structures: Additional Garage, Boat House, Pole Building
Above Grade Finished Area: 1,920
Below Grade Finished Area: 1,267
Amenities: Ceiling Fan(s),Deck,Dock,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Sun Room,Wet Bar
Lot Information
Lot Features: Accessible Shoreline
Lot Size Area: 1
Lot Size Units: Acres
Lot Size Dimensions: 470x120
Road Frontage Type: County Road, Paved Streets
Road Responsibility: Public Maintained Road
Financial
Assessment Information
Other Annual Assessment Amount: $10
Tax Information
Tax Annual Amount: $5,730
Tax Year: 2025
Tax With Assessments: $5,740
Lease / Rent Details
RentalLicense Y/N: No
Utilities
Utility Information
Water Source: Drilled, Well
Electric: 200+ Amp Service
Power Company Name: East Central Energy
Sewer: City Sewer/Connected
Fuel: Natural Gas
Location
School Information
High School District: Pine City
School District Number: 578
School District Phone: 320-629-4010
Location Information
Directions: From I-35 N, take Exit 169. Turn R on Hillside Ave SW, L on Main St, the R, then R on 8th Ave SE. Turn R on Cross Lake Rd (Co Rd 9). Follow to 17003 Cross Lake Rd, on the L
Map Coordinate: 999-A1
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 1,692
Stories: —
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 1976
Year Renovated: 1986
County: Pine County
APN: 080419000
Home facts updated by county records on Jul 30, 2026
Other
Home Information
Living Area: 3187
Main Level Finished Area: 1920.0000
Building Area Total: 3187
Age Of Property: 49
Levels: Modified Two Story
Around this home
Schools
Pine City Elementary School
Public PreK-6 • Assigned • 2.8mi
5/10
Pine City Secondary
Public 7-12 • Assigned • 3.4mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 97° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Pine City, MN • 55063
Average low and high temperatures (°F)
20
3
28
10
46
25
54
35
69
44
76
56
80
60
76
58
75
53
62
41
43
28
26
12
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.8 hours in
June and 3.4 hours in December, placing it below the
U.S. average for solar exposure.