For sale
$233,900
Est. $1,522/mo —
2
bd
•
1 ba
•
1,056
sq ft

20986 Cross Lake Rd, Pine City, MN 55063

map-entry

About this home

Single-familyProperty Type
1989Year Built
0.51 acresLot Size
$221Price/Sq.Ft.
Listed by Clarissa Lobo • Coldwell Banker Realty - Southwest Regional
Listed by Razia Akhtar • Coldwell Banker Realty - Southwest Regional
Listing updated:
Redfin checked: 3 minutes ago
•Source:NORTHSTARMLS as Distributed by MLS Grid #7153545
17 days on Redfin • 317 views • 8 favorites

Payment calculator

$1,522 per month

Principal and interest$1,292
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($46,780)
Home price
$233,900
Loan details
30-yr fixed, 7.38%
5 minutes to get started. No credit impact. 

Open houses

No upcoming open houses.

Around this home

Schools

Pine City Elementary School

Public PreK-6 • Assigned • 4.9mi

5/10
Pine City Secondary

Public 7-12 • Assigned • 5.5mi

7/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

20986 Cross Lake Rd · $233,900
$235K and above
75% chance or better to win
Why $235K+ is a strong offer
DAYS ON MARKET
18 days
The average home goes pending in 44 days.
SALE-TO-LIST
97.5%
Most homes are selling 3% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

  • Interior features
  • All living facilities on one level
  • Main floor primary bedroom
  • Main floor bedroom
  • Natural woodwork
  • Walk-in closet
  • Porch
  • Deck
  • Bedrooms
  • 2 bedrooms (both on the main level)
  • Bathrooms
  • One 3/4 bath
  • Main floor half bath
  • Kitchen
  • Eat-in kitchen / kitchen-dining room
  • Kitchen window
  • Range
  • Microwave
  • Refrigerator
  • Laundry & utility
  • Gas water heater
  • Flooring
  • Hardwood floors
  • Heating & cooling
  • Boiler
  • Fireplace (living room, gas)
  • Space heater
  • No central air

Sale and tax history for 20986 Cross Lake Rd

Public record

Beds
2
Baths
1
Stories
—
Lot width
15 ft.
Lot depth
—
Lot size
0.51 Acres
Year renovated
1997
Finished Sq. Ft.
968
Unfinished Sq. Ft.
—
Total Sq. Ft.
968
Year built
1989
Style
Single Family Residential
County
Pine County
APN
085242000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 2, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 97° expected this year, 13 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Pine City, MN • 55063
Average low and high temperatures (°F)
20
3
28
10
46
25
54
35
69
44
76
56
83
62
76
58
72
53
62
41
43
28
26
12
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

100/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 15% for direct sun exposure in Pine City. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.7 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 20986 Cross Lake Rd

We cannot show automated home-value estimates for this home. 
 

Nearby homes have recently sold between $145,000 and $309,900.

Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $145K to $310K.

Contact listing agent

Clarissa Lobo
Coldwell Banker Realty - Southwest Regional
At this time, Redfin doesn't have an agent available to help you with this home.
Details provided by NORTHSTARMLS as Distributed by MLS Grid and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.