Breathtaking Upper Whitefish Lake views - 115 feet riprap boulder shoreline. Enjoy coffee on a South facing dock at sunrise. Boat to dinner on the Whitefish Chain. Perfectly positioned on quiet protected Delta Bay waters for grandchildren . The property emphasizes a peaceful retreat with towering pines and level lot suitable for seamless outdoor living activities. Relax or entertain on the walkout patio. Modern updates from the 2007 remodel, including both exterior & interior finishes offer year round maintenance -free luxury lake living with emphasis on privacy and natural beauty. Proximity to Pine River amenities, including shops, dining, and outdoor trails. Part of the sought-after Whitefish Chain, known for 119 miles of shoreline, excellent fishing (walleye, bass, northern pike), and boating access to restaurants and marinas.
Delta Bay Retreat on the Whitefish Chain Located on the highly sought-after Whitefish Chain, this peaceful Delta Bay property offers the perfect blend of privacy, recreation, and natural beauty. With a south-facing orientation and stunning views, the home is nestled in a quiet, wildlife-rich bay—just a short boat ride from the restaurants, activities, and energy that make the Whitefish Chain so beloved. Fully updated in 2007, this move-in ready 3-bedroom, 2-bath home offers maintenance-free living and quality finishes throughout. Features include granite countertops, hickory cabinets, stainless steel appliances, a central vacuum system, oak hardwood floors, and a jetted tub. New Roof Fall of 2024 Swim from your shoreline, boat across the chain, or paddle the Pine River—canoe or kayak right to your property. Whether you're relaxing on the front porch or heading out for adventure, this home is ideal as a full-time residence or a low-maintenance cabin getaway. Lake life, just the way it was meant to be—quiet, beautiful, and without the hustle.
Public Records
Jul 22, 2020
Sold
$327,500
$207/sq ft
NORTHSTARMLS as Distributed by MLS Grid #5206332
Sep 14, 2019
Listing Removed
—
Jul 18, 2019
Price Changed
$339,900
$215/sq ft
Jun 7, 2019
Price Changed
$389,000
$246/sq ft
Apr 1, 2019
Listed
$400,000
$253/sq ft
NORTHSTARMLS as Distributed by MLS Grid #4986117
Apr 2, 2019
Listing Removed
—
Mar 31, 2019
Relisted
—
Jan 31, 2019
Listing Removed
—
Jul 31, 2018
Listed
$400,000
$253/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$3,306 (+42.7%)
$369,900 + $258,900
$628,800
2025
$2,316 (+8.5%)
$431,300 + $271,600
$702,900
2024
$2,134 (−10.9%)
$297,500 + $239,600
$537,100
2023
$2,396 (+10.7%)
$262,400 + $241,900
$504,300
2022
$2,164 (−19.4%)
$198,000 + $152,200
$350,200
2021
$2,686 (+1.3%)
$185,000 + $144,900
$329,900
2020
$2,652 (+30.4%)
$175,000 + $143,900
$318,900
2019
$2,034 (+3.8%)
$175,000 + $143,900
$318,900
2018
$1,960 (−0.2%)
$162,153 + $119,977
$282,130
2017
$1,964 (−0.6%)
$166,375 + $116,954
$283,329
2016
$1,976 (−12.6%)
$158,900 + $113,600
$272,500
2015
$2,260 (+7.8%)
2014
$2,097 (−1.1%)
$216,100 + $108,500
$324,600
2013
$2,120
$216,900 + $112,100
$329,000
Public record
Beds
3
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
0.41 Acres
Year renovated
2007
Finished Sq. Ft.
1,710
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,710
Year built
2007
Style
Single Family Residential
County
Crow Wing County
APN
72120537
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 15, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 93° expected this year, 13 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Pine River, MN • 56474
Average low and high temperatures (°F)
18
-1
26
6
43
22
52
32
68
43
74
55
78
61
76
59
74
53
60
41
40
27
24
8
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Pine River. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.5 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 36945 Delta Bay Rd
$865,141
$35K under list price of $900K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $325K to $805K.