For sale

$900,000

Est. $5,185/mo —

•

1,584

sq ft

36945 Delta Bay Rd, Pine River, MN 56474

About this home

Breathtaking Upper Whitefish Lake views - 115 feet riprap boulder shoreline. Enjoy coffee on a South facing dock at sunrise. Boat to dinner on the Whitefish Chain. Perfectly positioned on quiet protected Delta Bay waters for grandchildren . The property emphasizes a peaceful retreat with towering pines and level lot suitable for seamless outdoor living activities. Relax or entertain on the walkout patio. Modern updates from the 2007 remodel, including both exterior & interior finishes offer year round maintenance -free luxury lake living with emphasis on privacy and natural beauty. Proximity to Pine River amenities, including shops, dining, and outdoor trails. Part of the sought-after Whitefish Chain, known for 119 miles of shoreline, excellent fishing (walleye, bass, northern pike), and boating access to restaurants and marinas.

Single-familyProperty Type

1995Year Built

0.41 acresLot Size

$568Price/Sq.Ft.

2 car garageParking

Listed by Curt Norwood • Norwoods Realty

Listing updated: Jul 20, 2026 at 08:03am

Redfin checked: a few seconds ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6758190

Payment calculator

$5,185 per month

Principal and interest$4,730

Property taxes

$178

HOA dues

Home insurance

$278

Utilities

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Nearby open houses (4)

Around this home

Schools

K - 12
Preschool & daycare

Eagle View Elementary School

Public PreK-4 • Assigned • 6.1mi

8/10

Pequot Lakes Middle School

Public 5-8 • Assigned • 6.3mi

6/10

Pequot Lakes Senior High School

Public 9-12 • Assigned • 6.3mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

36945 Delta Bay Rd · $900,000

DAYS ON MARKET

The average home goes pending in 32 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median list price in this area is $425,945. (53% lower than this home)

PRICE DROP

27% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Central vacuum
Water softener (owned)
Skylight
Vaulted ceilings
Hardwood and tile floors

Bedrooms
3 bedrooms total — one main-level bedroom and two lower-level bedrooms

Bathrooms
Main floor full bath
Basement 3/4 bath

Kitchen
Kitchen with window
Dishwasher
Range
Refrigerator
Microwave

Laundry & utility
Washer and dryer
Laundry located on lower level

Flooring
Hardwood floors
Tile floors

Heating & cooling
Forced air heat
Wood stove
Central air conditioning
Wood-burning stove in family room

Sale and tax history for 36945 Delta Bay Rd

Sale History
Tax History

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6758190

Jul 21, 2025

Listed

$900,000

$568/sq ft

NORTHSTARMLS as Distributed by MLS Grid #6737113

Jul 10, 2025

Sold

$750,000

$473/sq ft

Jun 19, 2025

Pending

—

Jun 12, 2025

Listed

$749,900

$473/sq ft

+39

Delta Bay Retreat on the Whitefish Chain Located on the highly sought-after Whitefish Chain, this peaceful Delta Bay property offers the perfect blend of privacy, recreation, and natural beauty. With a south-facing orientation and stunning views, the home is nestled in a quiet, wildlife-rich bay—just a short boat ride from the restaurants, activities, and energy that make the Whitefish Chain so beloved. Fully updated in 2007, this move-in ready 3-bedroom, 2-bath home offers maintenance-free living and quality finishes throughout. Features include granite countertops, hickory cabinets, stainless steel appliances, a central vacuum system, oak hardwood floors, and a jetted tub. New Roof Fall of 2024 Swim from your shoreline, boat across the chain, or paddle the Pine River—canoe or kayak right to your property. Whether you're relaxing on the front porch or heading out for adventure, this home is ideal as a full-time residence or a low-maintenance cabin getaway. Lake life, just the way it was meant to be—quiet, beautiful, and without the hustle.

Public Records

Jul 22, 2020

Sold

$327,500

$207/sq ft

NORTHSTARMLS as Distributed by MLS Grid #5206332

Sep 14, 2019

Listing Removed

—

Jul 18, 2019

Price Changed

$339,900

$215/sq ft

Jun 7, 2019

Price Changed

$389,000

$246/sq ft

Apr 1, 2019

Listed

$400,000

$253/sq ft

NORTHSTARMLS as Distributed by MLS Grid #4986117

Apr 2, 2019

Listing Removed

—

Mar 31, 2019

Relisted

—

Jan 31, 2019

Listing Removed

—

Jul 31, 2018

Listed

$400,000

$253/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,306 (+42.7%)

$369,900 + $258,900

$628,800

2025

$2,316 (+8.5%)

$431,300 + $271,600

$702,900

2024

$2,134 (−10.9%)

$297,500 + $239,600

$537,100

2023

$2,396 (+10.7%)

$262,400 + $241,900

$504,300

2022

$2,164 (−19.4%)

$198,000 + $152,200

$350,200

2021

$2,686 (+1.3%)

$185,000 + $144,900

$329,900

2020

$2,652 (+30.4%)

$175,000 + $143,900

$318,900

2019

$2,034 (+3.8%)

$175,000 + $143,900

$318,900

2018

$1,960 (−0.2%)

$162,153 + $119,977

$282,130

2017

$1,964 (−0.6%)

$166,375 + $116,954

$283,329

2016

$1,976 (−12.6%)

$158,900 + $113,600

$272,500

2015

$2,260 (+7.8%)

2014

$2,097 (−1.1%)

$216,100 + $108,500

$324,600

2013

$2,120

$216,900 + $112,100

$329,000

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.41 Acres

Year renovated

2007

Finished Sq. Ft.

1,710

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,710

Year built

2007

Style

Single Family Residential

County

Crow Wing County

APN

72120537

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 15, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 93° expected this year, 13 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Pine River, MN • 56474

Average low and high temperatures (°F)

-1

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

97/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 36945 Delta Bay Rd

$865,141

$35K under list price of $900K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $325K to $805K.

SOLD JUN 16, 2026
$410,000 Last sold price
3 beds1 bath— sq ft
3746 SW 16th Ave SW, Pine River, MN 56474
larger lot
55 years older
no basement
SOLD JUN 30, 2026
$358,000 Last sold price
3 beds2 baths— sq ft
31687 Summer Dr, Pequot Lakes, MN 56472
larger lot
30 years newer
no basement
SOLD MAY 1, 2026
$325,000 Last sold price
3 beds2 baths— sq ft
3544 Fox Ln, Pequot Lakes, MN 56472
larger lot
23 years newer
no basement
SOLD OCT 31, 2025
$755,000 Last sold price
3 beds2 baths— sq ft
5883 Driftwood Ln, Pine River, MN 56474
larger lot
21 years newer
no basement
SOLD JUL 17, 2026
$363,333 Last sold price
2 beds2 baths— sq ft
Lot 4 Block 1 Summerset Ct, Pequot Lakes, MN 56472
larger lot
29 years newer
no basement
SOLD MAY 21, 2026
$805,000 Last sold price
4 beds3 baths— sq ft
33632 Ossawinnamakee Hts, Pequot Lakes, MN 56472
larger lot
5 years older

Rental earnings

Est. $3,196 per month, based on comparable rentals

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Early Access listings

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EARLY ACCESSCOMPASS COMING SOON

$1,400,000

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Details provided by NORTHSTARMLS as Distributed by MLS Grid and may not match the public record. Learn more.

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