OFF MARKET

Off market jul 2025 for $427K

$405,137

Est. refi paymentEst. refi $2,726/mo

•

—

sq ft

823 Morningside Loop, Saint Joseph, MN 56374

About this home

An impressive, beautifully maintained 3-level turn-key home offering 4 bedrooms and 3.5 baths—perfect for comfortable living and easy entertaining. Vaulted ceilings bring openness to the main level, where the living room connects to a warm, inviting kitchen with granite countertops, a large center island, and brand-new high-end stainless appliances. Upstairs features three spacious bedrooms, including nice primary suite with walk-in closet and private bath, plus second full bath and another walk-in closet in Bedroom 2. Lower level offers a welcoming retreat with a gas fireplace, custom walk-up bar with granite tops and built-in beverage fridge, a fourth bedroom, full bath, laundry, and generous storage. Enjoy added value with a heated, insulated 3-stall garage with workbench and shelving, fresh paint and lighting, newer A/C unit, roof and gutters, upgraded sump pump, and a beautifully landscaped yard with in-ground sprinklers. Relax on the back patio around the fire pit in the fenced backyard. Located just minutes from charming downtown St. Joseph, with boutique shopping, local drinks & dining, the College of Saint Benedict, and easy access to new Sauk River walking trails and kayak launch—this home truly has it all

Single-familyProperty Type

2006Year Built

0.4 acresLot Size

3 car garageParking

Listed by Cory Ehlert • Central MN Realty LLC

Redfin checked: a minute ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6736215

Redfin Estimate

$405,137

$22K since sold in July 2025$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16.9% higher than the average sale price ($347K) of 6 comparable homes.

SOLD AUG 25, 2026
$310,000
A
4 beds2 baths— sq ft
455 Elena Ln, Saint Joseph, MN 56374
SOLD SEP 11, 2026
$335,000
B
4 beds2 baths— sq ft
515 Elena Ln, Saint Joseph, MN 56374
SOLD JUL 23, 2026
$370,000
C
5 beds3 baths— sq ft
1306 Iris Ln NE, Saint Joseph, MN 56374
SOLD OCT 30, 2026
$294,900
D
3 beds2 baths— sq ft
504 Elena Ln, Saint Joseph, MN 56374
SOLD JUN 26, 2026
$390,000
E
4 beds3 baths— sq ft
1304 Eagle Ridge Dr, Saint Joseph, MN 56374
SOLD MAY 22, 2026
$379,900
F
4 beds3 baths— sq ft
348 Pondview Ln, Saint Joseph, MN 56374

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Earn from this home

Refinance

Est. cash available

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Rent

$2,988/mo

Redfin rental estimate

List your home for rent

Market trends in 56374, MN

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.4%

+0.4% MoM

Median sale price

$300K

$20K MoM

Avg. days on market

56d

18 days MoM

Recently sold homes

5 MoM

New listings for sale

$365,000
4 beds3 baths2,672 sq ft
513 Graceview Dr E, Saint Joseph, MN 56374
$420,000
3 beds2 baths1,630 sq ft
419 4th Ave SE, Saint Joseph, MN 56374
$295,000
3 beds2 baths1,122 sq ft
15 E Minnesota St #210, St Joseph, MN 56374
$795,000
2 beds2 baths1,266 sq ft
31572 Collegeville Rd, St Joseph, MN 56374
$519,900
4 beds3 baths2,522 sq ft
29415 151st Ave, Cold Spring, MN 56320
See all

Provided by Redfin

Sale history for 823 Morningside Loop

Date

Event

Price

NORTHSTARMLS as Distributed by MLS Grid #6736215

Jul 9, 2025

Sold

$427,000

Jun 20, 2025

Pending

—

Jun 16, 2025

Contingent

—

Jun 13, 2025

Listed

$419,900

NORTHSTARMLS as Distributed by MLS Grid #6359595

Jun 8, 2023

Sold

$391,000

May 10, 2023

Pending

—

May 6, 2023

Contingent

—

Apr 25, 2023

Listed

$400,000

+21

Postured in a desirable St. Joe location, this home has the updates you’ve been seeking! You will love the open-concept design, allowing for a spacious and airy feel. The main living area seamlessly flows into the kitchen and dining area, complete with a main floor half bath. The upper level offers a spacious owner's suite with a walk-in closet and private bath. You will find two additional bedrooms and a shared full bath. Enjoy the lower-level family room with a beautiful gas fireplace and bar area! The lower level is complete with a fourth bedroom and full bath. The yard has a fully fenced backyard, patio and sprinkler system.

NORTHSTARMLS as Distributed by MLS Grid #5710778

Apr 28, 2021

Sold

$310,000

Feb 17, 2021

Pending

—

Feb 11, 2021

Listed

—

Feb 11, 2021

Listed

$310,000

+16

Finally what you have been searching for! This well maintained property is located on .39 acres in a desirable neighborhood close to parks, schools and downtown amenities! The open concept is sure to impress as you walk through the front door. You will be greeted with vaulted ceilings and an abundance of natural light. The main floor has a beautiful open kitchen/dining room with stainless steel appliances that offers plenty of room for entertaining your guests. Through the kitchen you will walk out to the main level secluded patio. Head upstairs to find 3 bedrooms on one level! The large master bedroom features a walk-in closest and master bath. You will appreciate the details of the lower level that includes a fireplace, wet bar and full bathroom. The 3 stall garage is fully insulated and heated. The large city lot with in-ground sprinkler will not disappoint. Love where you live! Welcome Home!

NORTHSTARMLS as Distributed by MLS Grid #4872255

Jan 19, 2018

Sold

$238,500

Dec 4, 2017

Pending

—

Nov 7, 2017

Price Changed

$239,900

Oct 18, 2017

Contingent

—

Sep 24, 2017

Price Changed

$249,900

Sep 5, 2017

Listed

$259,900

NORTHSTARMLS as Distributed by MLS Grid #4082209

Jan 23, 2012

Sold

$215,000

Dec 27, 2011

Listing Removed

—

Aug 29, 2011

Listed

$220,000

NORTHSTARMLS as Distributed by MLS Grid #4049254

Aug 20, 2011

Listing Removed

—

May 20, 2011

Listed

$229,900

NORTHSTARMLS as Distributed by MLS Grid #3931141

Dec 31, 2010

Listing Removed

—

May 28, 2010

Listed

$239,900

Public Records

Jan 25, 2007

Sold

$221,900

NORTHSTARMLS as Distributed by MLS Grid #3240349

Jan 2, 2007

Listing Removed

—

Jul 25, 2006

Listed

$224,900

NORTHSTARMLS as Distributed by MLS Grid #3053965

Jul 24, 2006

Listing Removed

—

Jun 22, 2005

Listed

$58,000

NORTHSTARMLS as Distributed by MLS Grid #3754760

Jul 24, 2006

Listing Removed

—

Jun 20, 2005

Listed

$58,000

Tax history for 823 Morningside Loop

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.39 Acres

Year renovated

2006

Sq. Ft.

1,578

Year built

2006

Style

Single Family Residential

County

Stearns County

APN

84.53733.0316

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 21, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Heated Garage, Insulated Garage
Garage Spaces: 3
Garage Dimensions: 32x25
Garage Sq. Ft.: 768
Garage Door Height: 8
Garage Door Width: 16

Interior

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1

Room 1 Information
Room Type: Dining Room
Room Dimensions: 9x13.6
Room Level: Main

Room 2 Information
Room Type: Family Room
Room Dimensions: 19.8x16
Room Level: Lower

Room 3 Information
Room Type: Bedroom
Room Dimensions: 14.9x12.6
Room Level: Upper

Room 4 Information
Room Type: Bedroom 4
Room Dimensions: 11.4x12
Room Level: Lower

Room 5 Information
Room Type: Kitchen
Room Dimensions: 12x12.2
Room Level: Main

Room 6 Information
Room Type: Living Room
Room Dimensions: 15.4x14.2
Room Level: Main

Room 7 Information
Room Type: Bedroom 2
Room Dimensions: 11x11.9
Room Level: Upper

Room 8 Information
Room Type: Bedroom 3
Room Dimensions: 11x11.9
Room Level: Upper

Laundry Room Information
Laundry Features: Lower Level

Basement Information
Has Basement
Basement Features: Block, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump

Dining Room Information
Dining Room Features: Kitchen/Dining Room

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Family Room

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Exterior

Building Information
Construction Materials: Block, Frame
Foundation Area: 1,578
Roof: Age 8 Years or Less, Asphalt

Exterior Features
Patio Porch Type: Patio
Exterior Features: Stone
Fencing: Chain Link

Property Information
Above Ground Total Sq. Ft.: 1,566
Below Ground Total Sq. Ft.: 880
FractionalOwnershipYN: No
Property Type: Residential
Above Grade Finished Area: 1,566
Below Grade Finished Area: 880

Lot Information
Lot Size Area: 0.4
Lot Size Units: Acres
Lot Size Dimensions: 105x130x152x151
Road Frontage Type: City Street

Financial

Assessment Information
Other Annual Assessment Amount: $8

Tax Information
Tax Annual Amount: $4,610
Tax Year: 2025
Tax With Assessments: $4,610

Utilities

Utility Information
Water Source: City Water - In Street
Electric: 100 Amp Service
Power Company Name: Xcel Energy
Sewer: City Sewer/Connected
Fuel: Natural Gas

Location

School Information
High School District: St. Cloud
School District Number: 742
School District Phone: 3202539333

Location Information
Directions: From 4 way stop in downtown - Head South on College Ave, take a right on Iverson and Right on Morningside loop.
Map Coordinate: 999-A1

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 1,578
Stories: —
Lot Size: 0.39 acres
Style: Single Family Residential
Year Built: 2006
Year Renovated: 2006
County: Stearns County
APN: 84.53733.0316

Home facts updated by county records on Sep 21, 2026

Other

Home Information
Living Area: 2446
Living Area Units: Square Feet
Main Level Finished Area: 686
Building Area Total: 2446
Foundation Details: Block
Foundation Dimensions: 29x48
Levels: Three Level Split

Around this home

Schools

K - 12
Preschool & daycare

Kennedy Community School

Public PreK-9 • Assigned • 0.9mi

7/10

Apollo Senior High School

Public 9-12 • Assigned • 5.5mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 97° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Saint Joseph, MN • 56374

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.5 hours in December, which is comparable to the U.S. average for solar exposure.

10.2 hrs

3.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$385,000 – $466,000

Sell confidently with a local market expert in Saint Joseph. 3 minutes to get started.

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Home values near 823 Morningside Loop

Data from public records.

Address	Redfin Estimate
812 Morningside Loop, Saint Joseph, MN 4 Beds \| 3 Baths \| - Sq. Ft.	$371,638
826 Morningside Loop, Saint Joseph, MN 5 Beds \| 3 Baths \| - Sq. Ft.	$419,647
821 Morningside Loop, Saint Joseph, MN 4 Beds \| 4 Baths \| - Sq. Ft.	$411,154
820 Morningside Loop, Saint Joseph, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$363,524
824 Morningside Loop, Saint Joseph, MN 5 Beds \| 2 Baths \| 1364 Sq. Ft.	$374,396
224 Hill St W, Saint Joseph, MN 4 Beds \| 2 Baths \| - Sq. Ft.	$312,321
205 Iverson St W, Saint Joseph, MN 4 Beds \| 2 Baths \| - Sq. Ft.	$334,619

Address	Redfin Estimate
827 Morningside Loop, Saint Joseph, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$341,876
813 Morningside Loop, Saint Joseph, MN 4 Beds \| 2 Baths \| 1176 Sq. Ft.	$297,596
816 Morningside Loop, Saint Joseph, MN 4 Beds \| 2 Baths \| 1292 Sq. Ft.	$349,073
817 Morningside Loop, Saint Joseph, MN 4 Beds \| 2 Baths \| - Sq. Ft.	$376,171
819 Morningside Loop, Saint Joseph, MN 4 Beds \| 4 Baths \| - Sq. Ft.	$519,870
209 Iverson St W, Saint Joseph, MN 4 Beds \| 4 Baths \| - Sq. Ft.	$369,911
218 Hill St W, Saint Joseph, MN 4 Beds \| 2 Baths \| 1216 Sq. Ft.	$272,532

Address	Redfin Estimate
825 Morningside Loop, Saint Joseph, MN 2 Beds \| 3 Baths \| 1064 Sq. Ft.	$285,656
828 Morningside Loop, Saint Joseph, MN 3 Beds \| 3 Baths \| 1489 Sq. Ft.	$357,428
815 Morningside Loop, Saint Joseph, MN 3 Beds \| 2 Baths \| - Sq. Ft.	$353,733
814 Morningside Loop, Saint Joseph, MN 3 Beds \| 3 Baths \| - Sq. Ft.	$351,432
818 3rd Ave SW, Saint Joseph, MN 4 Beds \| 3 Baths \| 2300 Sq. Ft.	$358,135
113 Iverson St W, Saint Joseph, MN 4 Beds \| 2 Baths \| - Sq. Ft.	$359,064
806 3rd Ave SW, Saint Joseph, MN 3 Beds \| 2 Baths \| 1412 Sq. Ft.	$266,140

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 56374, MN

Sale history for 823 Morningside Loop

Tax history for 823 Morningside Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 56374

Home values near 823 Morningside Loop

More real estate resources