VA, FHA, & Conventional financing welcome! Rare opportunity to own a charming vintage home near Bald Eagle Lake! This 4BR/2BA home offers 2,400 finished square feet just a half block from the lake in White Bear Township. Enjoy hardwood floors, lake views, an open-concept living/dining/family room with a fireplace, and a spacious kitchen featuring granite countertops, stainless steel appliances, a new garbage disposal, pantry space, and a breakfast bar. The main level includes a large primary bedroom with Andersen replacement windows, a separate ¾ bath, and main-floor laundry for convenient one-level living. Upstairs you'll find three additional bedrooms, a full bath, and additional lake views. The walk-out lower level offers a family room, an office, a second washer and dryer, and abundant storage space. Outside, enjoy a fenced yard with beautiful perennial gardens, a paver brick patio, deck, hot tub, storage shed, and an oversized 30x20 detached garage/workshop with a 220V outlet. Recent updates include a new high-efficiency furnace with central air (2025), plus improvements to exterior paint, garage siding, and electrical. Conveniently located near the public boat launch on Bald Eagle Lake, parks, trails, and just minutes from downtown White Bear Lake. Recent improvements may support FHA and VA financing eligibility (buyers to verify with their lender).
Est. $2,575 per month, based on comparable rentals
Sale and tax history for 5441 Ridgeway St
Sale History
Tax History
Date
Event
Price
NORTHSTARMLS as Distributed by MLS Grid #7045188
Jul 24, 2026
Sold
$415,000
Jun 24, 2026
Pending
—
Jun 3, 2026
Price Changed
$398,000
May 22, 2026
Relisted
—
May 22, 2026
Price Changed
$409,900
May 13, 2026
Relisted
—
May 10, 2026
Contingent
—
May 7, 2026
Relisted
—
Apr 30, 2026
Contingent
—
Apr 15, 2026
Price Changed
$424,900
Apr 2, 2026
Listed
$435,000
Apr 1, 2026
Coming Soon
$435,000
NORTHSTARMLS as Distributed by MLS Grid #6153850
Apr 15, 2022
Sold
$389,900
Apr 15, 2022
Listed
$389,900
Sold before list.
NORTHSTARMLS as Distributed by MLS Grid #4656817
Dec 21, 2015
Sold
$225,000
Nov 9, 2015
Pending
—
Nov 1, 2015
Listing Removed
—
Oct 24, 2015
Listed
$225,000
+13
Charming 4-bed, 2-bath home with views of Bald Eagle Lake. This home has been lovingly maintained over the years with newer windows, furnace, central A/C, water heater, and exquisite granite counters. This home has an expansive, main-level master bedroom along with a main-floor shower and laundry hook-ups (single-level living ready). The finished basement walks out to the private yard. Enjoy simple living, or raise a family in this roomy 2600 sq ft home. Watch the Virtual Tour!
NORTHSTARMLS as Distributed by MLS Grid #4621369
Oct 17, 2015
Listing Removed
—
Oct 1, 2015
Price Changed
$224,900
Sep 15, 2015
Contingent
—
Aug 27, 2015
Price Changed
$229,900
Jul 28, 2015
Price Changed
$239,900
Jul 9, 2015
Listed
$249,900
NORTHSTARMLS as Distributed by MLS Grid #4581175
Jul 9, 2015
Listing Removed
—
Jun 26, 2015
Price Changed
$249,900
May 27, 2015
Price Changed
$264,900
May 6, 2015
Price Changed
$274,900
Apr 7, 2015
Listed
$289,900
Year
Property tax
Land + Additions
Assessment*
2026
$5,922 (+1.9%)
2025
$5,810 (+18.9%)
2024
$4,886 (+20.5%)
2023
$4,056 (−18.8%)
2022
$4,992 (−1.6%)
$67,500 + $190,600
$258,100
2021
$5,074 (+2.0%)
$67,500 + $201,200
$268,700
2020
$4,976 (+6.6%)
$67,500 + $208,700
$276,200
2019
$4,666 (+17.1%)
$67,500 + $174,900
$242,400
2018
$3,984 (+27.2%)
$67,500 + $155,000
$222,500
2017
$3,132 (+35.1%)
$67,500 + $137,800
$205,300
2015
$2,318 (−2.8%)
2014
$2,386 (+19.4%)
2013
$1,998 (−14.7%)
2012
$2,342
Public record
Public record
Permits
Beds
4
Baths
2
Stories
1
Lot width
95 ft.
Lot depth
122 ft.
Lot size
0.27 Acres
Year renovated
1975
Sq. Ft.
1,822
Year built
1906
Style
Single Family Residential
County
Ramsey County
APN
123022220053
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
Jun 24, 2026 • Final
Residential electrical
Replace the furnace and air conditioning unit.
Electrical
Dec 17, 2014 • Final
Residential electrical
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Parking Features: Asphalt, Electric, Garage Door Opener
Garage Spaces: 2
Garage Dimensions: 20x30
Garage Sq. Ft.: 600
Garage Door Height: 7
Garage Door Width: 16
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 4
Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
Description: Main Floor 3/4 Bath,Upper Level Full Bath
Room 1 Information
Room Type: Deck
Room Dimensions: 10.5x8
Room Level: Main
Room 2 Information
Room Type: Dining Room
Room Dimensions: 10x13
Room Level: Main
Room 3 Information
Room Type: Family Room
Room Dimensions: 11x13
Room Level: Main
Room 4 Information
Room Type: Family Room
Room Dimensions: 17x20
Room Level: Lower
Room 5 Information
Room Type: Bedroom
Room Dimensions: 15x21
Room Level: Main
Room 6 Information
Room Type: Bedroom 4
Room Dimensions: 10.5x8
Room Level: Upper
Room 7 Information
Room Type: Kitchen
Room Dimensions: 11.5 x14
Room Level: Main
Room 8 Information
Room Type: Laundry
Room Dimensions: 10x6
Room Level: Main
Room 9 Information
Room Type: Living Room
Room Dimensions: 19.5x11
Room Level: Main
Room 10 Information
Room Type: Office
Room Dimensions: 10.5x17
Room Level: Lower
Room 11 Information
Room Type: Patio
Room Dimensions: 17x21
Room Level: Main
Room 12 Information
Room Type: Pantry (Walk-In)
Room Dimensions: 8x8
Room Level: Main
Room 13 Information
Room Type: Porch
Room Dimensions: 11x7.75
Room Level: Main
Room 14 Information
Room Type: Bedroom 2
Room Dimensions: 11x11
Room Level: Upper
Room 15 Information
Room Type: Bedroom 3
Room Dimensions: 8x12.5
Room Level: Upper
Laundry Room Information
Laundry Features: In Basement, Electric Dryer Hookup, Gas Dryer Hookup, In Kitchen, Laundry Closet, Main Level, Washer Hookup